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Financial Management & Budgeting Unit Test

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

If Lanten’s gross pay is $1,800 this pay period and the Medicare tax is 1.45%, how much Medicare tax will be deducted from Lanten’s paycheck?

a)

$35.18

b)

$26.10

c)

$19.15

2.

If Maddy’s gross pay is $500 this pay period and the Social Security tax is 6.2%, how much Social Security tax will be deducted from Maddy’s paycheck?

a)

$31.00

b)

$52.15

c)

$6.50

3.

Reese’s gross pay is $1,900.00. All of his deductions total $550. What is his net pay?

a)

$680.00

b)

$19.99

c)

$1350.00

4.

The total money you get to “take home” from your paycheck after taxes and deductions is

a)

Gross Pay

b)

Net Pay

c)

"The Bag"

5.

The total money earned in your paycheck before taxes and deductions is

a)

Gross Pay

b)

Net Pay

c)

"The Bag"

6.

True or False, The following statement is a SMART goal: “I want to make all As.”

a)

True

b)

False

7.

Which of the following is not usually considered a need?

a)

Food

b)

Shelter (Somewhere to live)

c)

A Pair of Jordan 12's

8.

A mortgage payment is an example of a

a)

Periodic Expense

b)

Fixed Expense

c)

Variable Expense

9.

True or False, Clothing is usually considered a want.

a)

True

b)

False

10.

According to financial experts, what portion of your income should be devoted to needs?

a)

50

b)

20

c)

30

11.

According to financial experts, what portion of your income should be devoted to wants?

a)

50

b)

20

c)

30

12.

According to financial experts, what portion of your income should be devoted to savings?

a)

50

b)

20

c)

30

13.

What best defines a budget?

a)

A plan people usually don't follow.

b)

Simply a good thing to have.

c)

 A plan for earning and spending money.

14.

The S in SMART Goals stands for

a)

Specific

b)

Similar

c)

Sporty

15.

The M in SMART Goal stands for

a)

Meaningful

b)

Measurable

c)

Merciful

16.

The A in SMART Goal Stands for

a)

Acceptable

b)

Achievable

c)

Attainable

17.

The R in SMART Goal stands for

a)

Respectful

b)

Reasonable

c)

Relevant

18.

The T in SMART Goal Stands for

a)

Timely

b)

Terrific

c)

Tardy

19.

Which of the following is considered as portfolio income?

a)

Money earned from working

b)

A tip given to a waiter

c)

Earnings from stocks

20.

Which of the following is not an inflow?

a)

Passive Income

b)

Savings

c)

Earned Income

d)

Portfolio Income