NEW
Font size
S
M
L
XL
WorksheetsRound-1- Baroda Gyani 2022
Total questions: 30
Worksheet time: 15mins
Name
Class
Date
1.
RBI has revised the LTV ratio at 90% for Home Loans upto ______ .
a)
Rs. 10 lacs
b)
Rs. 20 lacs
c)
Rs. 30 lacs
d)
Rs. 50 lacs
2.
Registering a fake phone numbers as that of phone numbers of authorised call centres of the bank is called?
a)
Social Engineering
b)
Skimming
c)
Clonning
d)
Encrypting
3.
All cash cheques/drafts for Rs.___________and above should be screened under ultraviolet ray machine before passing for payment.
a)
100000
b)
10000
c)
50000
d)
200000
4.
Our Bank has enabled service of unblock/block registered mobile numbers using ………... menu in Finacle at branch level.
a)
HDCR
b)
BLKMOB
c)
MOBBLK
d)
MOBREG
5.
Two valuation reports to be obtained in all Mortgage based Retail Loans of sanctioned limit above Rs. ____________ or having value of single immovable property above Rs. ________.
a)
1.00 Crore & 2.00 Crore
b)
2.00 Crore & 1.00 Crore
c)
2.00 Crore & 5.00 Crore
d)
5.00 Crore & 2.00 Crore
6.
Which menu is to be used by the branches to record declaration of Death or disability of customers covered under PMJJBY or PMSBY?
a)
PMYDCD
b)
PMYCCD
c)
PMYDDC
d)
PMYDDD
7.
As per our bank’s guidelines, Periodical balance confirmation of operative accounts of Government should be obtained at
a)
Monthly interval
b)
Bi-monthly interval
c)
Quarterly interval
d)
Half-yearly interval
8.
To strengthen the objective of centralized processing of agriculture loans and to overcome the operational difficulties of existing Agri CPCs, our Bank has created a new operational structure for processing of Agri loans in the name of CAMP. CAMP stands for -
a)
Centralization of Agriculture Marketing and Processing
b)
Centralised Agriculture & Marketing and Processing Cell
c)
Centre for Agriculture Marketing and Processing
d)
Centre for Agri Marketing and Procurement
9.
Our Bank has decided to obtain periodical balance confirmation of operative accounts of Government. Such balance certificate should be generated from the system through the menu ?
a)
CUSTBALP
b)
CUSTMOD
c)
CUSTMOB
d)
CUSTCERT
10.
Exposure not exceeding Rs. ____ Crore are exempted from RAROC Framework?
a)
1
b)
5
c)
10
d)
50
11.
Interest payment is subject to Tax Deducted at source (TDS) as per prevailing Income Tax ACT. Tax is deducted at source (TDS) on deposits that earn interest more than Rs………… in a financial year.
a)
10000
b)
40000
c)
20000
d)
50000
12.
Stock and Book Debts Audit is to be carried out in all cases where FB & NFB exposure is above
a)
1 Cr
b)
5 Cr
c)
10 Cr
d)
All CC accounts
13.
In case of Urban & Metro branches, PSR other than retail is to be submitted along with Sanction note, latest financials for amount above ------
a)
10 Lacs
b)
50 Lacs
c)
25 Lacs
d)
5 Lacs
14.
In Mobile Banking application maximum number of transactions allowed per customer ID in a day has been increased from ________w.e.f. 01.08.2021
a)
20 to 50
b)
20 to 40
c)
20 to 30
d)
20 to 100
15.
………… is a banknote, of which a portion is missing or which is composed of more than two pieces.
a)
Soiled notes
b)
Mutilated notes
c)
Imperfect Bank notes
d)
Counterfieat Note
16.
What is the fee/charges that need to be paid for lodging the complaint with the Ombudsman?
a)
A fee of Rs.100 needs to be paid
b)
No fee or charges need to be paid
c)
20% of the relief sought must be paid as fee
d)
10% of the relief sought must be paid as fee
17.
Internet banking and mobile banking facility in Baroda Champ Saving bank account is available for age above…….
a)
10 years
b)
15 years
c)
14 years
d)
18 years
18.
Within how many days Branch has to issue Demand Notice from the date of NPA under Section 13(2) of the SARFAESI Act ?
a)
60 days
b)
3 Days
c)
7 Days
d)
15 days
19.
What is the validity of CAVEAT?
a)
30 days
b)
45 days
c)
60 days
d)
90 days
20.
Entities who undertake large value transactions of Rs. ___________ and above under FEMA, 1999 will have to submit LEI number for such cross border transactions with effect from 01.10.2022
a)
Rs. 5 Crore
b)
Rs. 25 Crore
c)
Rs. 50 Crore
d)
Rs. 100 Crore
21.
Name of newly launched co-branded credit card with Indian Navy is -
a)
Varunah
b)
Garudah
c)
Suryah
d)
Pride
22.
The urban and metro branches can also provide credit under BKCC by adopting cluster approach up to distance of __________km.
a)
5
b)
10
c)
25
d)
30
23.
The BKCC- Crop Loan will be classified as NPA if it remains overdue for a period of ___________ in case of short duration crops?
a)
Two Years
b)
Two Crop Season
c)
Eighteen Months
d)
One Crop Season
24.
What is the maximum insurance coverage available under Personal Accidental Insurance Scheme for the KCC holders?
a)
Rs. 25000/-
b)
Rs. 50000/-
c)
Rs, 100000/-
d)
Rs. 150000/-
25.
A separate menu _________ has been developed in FINACLE system to enter the denomination wise balance of Cash in Hand by the Branches at the end of the day.
a)
DAYEND
b)
CASHEND
c)
BALCASH
d)
CASHBAL
26.
For an outward remittance for non-import transactions following form is prescribed by the RBI?
a)
A Form
b)
CDF Form
c)
A2 Form
d)
A1 Form
27.
As a pre-requisite to Credit Card issuance through Baroda TABIT is that the customer should be in the age bracket of ________ years only.
a)
20 to 60
b)
21 to 65
c)
18 to 60
d)
18 to 65
28.
Drawing Power indicator of OD124 (BC) account should be selected as "____________" through HACLHM menu.
a)
Equal
b)
Parent
c)
Derived
d)
Maintained
29.
Bank has rolled out automated e-Stamping (AES) of Inland Bank Guarantee issued through ________
a)
BarodalNSTA
b)
FX Retail
c)
Baroda AES
d)
Baroda Instant
30.
Notional Interest shall be calculated at ______________ for the purpose of deciding the level of authority for sanction of compromise proposal.
a)
8.5% simple
b)
8.5% compounded
c)
12% simple
d)
12% compounded
Reset
