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SOYO Spending Plans Review

Total questions: 12

Worksheet time: 7mins

Name
Class
Date
1.

Which of the following is a fixed expense?

a)

mortgage

b)

food

c)

clothing

d)

gasoline

2.

Which of the following is a flexible expense?

a)

auto loan

b)

food

c)

cable

d)

garbage collection

3.

What is an element of a well written financial goal?

a)

unrealistic

b)

complex

c)

specific

d)

vague

4.

On average the smallest major expenditure is which of the following?

a)

housing

b)

transportation

c)

savings

d)

insurance

5.

In financial planning, a (a)   is defined as something unnecessary but desired.

6.

True or False? An individual's financial plan will vary depending only upon one's financial goals.

a)

True

b)

False

7.

True or False? The first step that should be completed when creating a spending plan is to allocate money to income and expense categories.

a)

True

b)

False

8.

A process used to achieve financial success based upon financial goals and plans is called (a)   (2 words)

9.

True or False? The method each individual uses to allocate his or her money is different based upon needs, values and wants.

a)

True

b)

False

10.

True or False? Spending plans are comprised of income, expenses, and net gain/loss.

a)

True

b)

False

11.

True or False? If expenses exceed income on a spending plan, it is a smart financial solution to either earn more income or decrease expenses.

a)

True

b)

False

12.

Which of the following is NOT a control method for spending plans?

a)

envelope system

b)

spending plan template

c)

check register system

d)

credit card system