A plan for how to manage your money is called a ?

What is income?

money earned is called

An account attached to a debit card

Which best describes an investor’s primary goal?

Interest is the additional charge you get for borrowing money

What is a budget?

Money set aside for the future

If Sarah and Tommy live in the same household, and Sarah makes $2000 a month and Tommy makes $3000. What is their household income?

When creating a budget. Always prioritize your ____________ first.

A plan of your expected income and how you will use it to meet your expected expenses over a period of time

Expenses that are essential for you to be able to live and function

A fee paid to you for keeping your money in an account OR a fee charged to you for a loan or credit card

Money you put into your account

A set amount you are paid for every hour that you work; also called hourly pay

A sum of money deducted FROM your account

The amount of money you have in your bank account

A fixed amount that you are paid over a period of time, regardless of how many hours you work

Items or services you pay for such as rent, groceries, entertainment, bills, etc.

A sum of money deposited INTO an account

What has the biggest impact on your finances?

What are some methods to consider when discovering your career? Select all that apply

What are the two types of Taxes that employers match?

Budget includes...

What is an example of a short-term need?

How big should your emergency fund be?

What is a savings tool with a fixed intrest rate and maturity date?

Which type of account has a maturity date?

Which type of account increases the interest rate with greater balances?

A way to start saving money is to open a basic savings account and

Depository Institutions provide all of the following except

You are at the checkout counter at the local supermarket and use your debit card to pay for your groceries. Where does the money for this purchase come from?

Laura gets a text alert from the bank that her account balance has dropped below $100 after a series of $20 ATM withdrawals. She has not used her ATM in over a week and wonders what she should do. What would you recommend?

Which of the following is a way to access the money in your checking account?

You deposit a birthday check by using the bank app that you have on your smartphone. What is the standard amount of time that you will need to wait in order to get access to these funds?

Which of the following transactions will REDUCE your checking account balance immediately?

Which checking account is best for you if you expect to have an average balance of $1,000?

Which checking account is best for you if you expect to have an average balance of $1,000?

Personal Finance skills include....

If your only income is salary paid by your employer, which of these statements about filing your taxes is true?

When determining whether you NEED to file a federal tax return, each of these questions matters EXCEPT…

Juanita has a part-time job that pays $12/hour and works about 50 hours every month. Her withholdings are Social Security (6.2%), Medicare (1.45%) and federal income tax (10%). What is her approximate net pay?

Which of the statements about this W-4 is TRUE?

Elaine just accepted a new job and is working with the company’s HR department to fill out paperwork. Which of the following steps is she responsible for?

Which of the following statements about this W-2 form is true?

What was the net (or take-home) pay for this employee for this pay period?

How much did this person pay towards Medicare in this pay period only?

How frequently is this employee paid?

Your friend Laila is talking to you about the benefits of tax filing websites. Which of the following is true?

Jessica is 16 years old and earned $1,100 through her photography side gig. Her parents can claim her as a dependent on their tax return. All of the following statements are true EXCEPT…  

Which of the following statements about the W-2 form is TRUE?

All of the following people would be required to file a tax return EXCEPT…

Akshay worked at a cafe while he was a college senior in Boston, Massachusetts. After graduating in June, he moved back to his home in California and started a full-time job in September. Which of the following statements is true?

Which of the following statements about the W-2 form is TRUE?

All the steps a person takes to reach a career goal

How much you earn, where you live and work and the way you live

Usually spending at least 7-8 hours at work each day, five days a week;

Employees receive benefits such as paid vacation and health insurance

Workers who help out during busy seasons or to fill in for vacationing employees

Offers no security or benefits

Usually working as few days a week or a few hours each day

Someone who owns & operates their own business

Funding intended to help students pay educational expenses including tuition and fees, room and board, etc. for education at a university that needs to be paid back.

A person who has received a degree from a school.

A unit that measures a student's progress towards earning a degree in a school

A bachelor's degree awarded by an institution of high education.

Money awarded based on financial need that does not need to be paid back.

A post baccalaureate degree awarded by a university beyond the undergraduate level.

An educational institution's formal acceptance of the student to enter a program typically, entrance requirements must be met.

The payment that is made to a university in order to be an enrolled student and attend class.

Money borrowed from a financial institution that requires repayment.

A sum of money or other aid granted to a student, because of merit, need, to pursue their studies.

To withdraw from one college and enter another.

A standardized test widely used for college admissions in the United States.

Which of the following is NOT a possible cause of conflict at work?

Part of having a good work ethic is to seek help from.....

Willingly working hard to get the job done shows you are

A set of rules that defines appropriate behaviors is called a

What benefits are received by teamwork?

The most important aspect of teamwork above all else is

A positive work ethic will help you to be successful at

How can you improve your work ethic?

When resolving a conflict at work, it is important to

Soft skills are talents you are simply born with and cannot be learned or improved.

Soft skills easily transfer from one job to the next or from school to work.

Active listening means never asking questions.

What personal information is asked for on a job application?

What is a "co-worker"?

Why is a "first impression" important on a job interview?

Career readiness and employability skills have become an increasingly critical part of education.

Employers are desperately seeking people with a combination of skills that seem to fall under the career readiness and employability umbrella.

Employability skills are not typically considered essential qualifications for many job positions and are not necessary for an individual’s employment success at any level.

Employers are not looking for skills that go beyond qualification and experience.

Employability skills are those skills necessary for getting, keeping, and being successful in a job.

Employers demand employees with better customer service skills.

Technical skills change quickly as tools, software, and innovation are introduced in every job across all industries.

Communication skills whether written, oral, listening, and nonverbal are not that important in the workplace.

Communication skills whether written, oral, listening, and nonverbal are not that important in the workplace.

Volunteering enables employees to develop skills that are beneficial to the business.

Soft skills have more to do with who people are (character traits/personality) rather than what they know.

Hard skills can be learned and perfected over time whereas soft skills are more difficult to acquire and change.

Hard skills can be learned and perfected over time whereas soft skills are more difficult to acquire and change.

It doesn’t matter how smart you are, you must have social graces in order to get far in your career.

A group of essential abilities that involve the development of knowledge base, expertise level and mindset that is increasingly necessary for success in the modern workplace is called __.

Communication, logic, teamwork, and technical skills do not count for much unless you do which of the following: ______________

Which of the following is not an example of non-verbal communication? ______________

A guiding set of moral values is called _______.

Which of the following is not an example of unethical behavior? ___________

Which of the following are examples of transferable skills? _____________

Personal attributes and/or character traits that enable someone to interact effectively and harmoniously with others are called ________________.

Personality-oriented interpersonal skills such as teamwork, flexibility, patience, persuasion, etiquette, time management, getting along with others, and communication are examples of _______________.

Specific, teachable abilities that can be defined and measured which includes but is not limited to typing, writing, math, reading, and the ability to use software programs is called ________.

Which of the following is not an example of a hard skills? _____________

___________ is being able to work efficiently with anyone with different skill sets, personality, work styles or motivation level to achieve a better team result.

Being able to actively listen to others and articulate your ideas in writing, or verbally to any audience in a way that you are heard and you achieve the goals that you intended with that communication is called ___________________.

Which of the following is NOT an employability skill?

Which of the following is considered the most important skill in the workplace?