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Personal Finance Unit One Online Pre-Test

Total questions: 20

Worksheet time: 39mins

Name
Class
Date
1.

Which of the following things is a need?

a)

Clean air

b)

Cool Sneakers

c)

New Jeans

d)

Your favorite candy

2.

Which of the following things is a want?

a)

Food

b)

Safety

c)

Shelter

d)

Smartphone

3.

Is this object a need or a want?

a)

Need

b)

Want

4.

Is water is need or a want?

a)

Need

b)

Want

5.

What is opportunity cost?

a)

There is not enough of something.

b)

The actions people do to earn money.

c)

The things people make and/or do to earn money.

d)

The value of the next best option that is not selected when a choice is made.

6.

Andrea has planned a trip to the beach for her family on Labor Day. Her daughter has been invited to the mountains by a friend but her daughter decides to go to the beach. What is her opportunity cost?

a)

A trip to the beach.

b)

A trip to the mountains.

7.

The main economic problem is that

a)

Resources are limited and wants are limited.

b)

Resources are unlimited and wants are limited.

c)

Resources are limited and wants are unlimited.

d)

Resources are unlimited and wants are unlimited.

8.

What is a short term personal goal?

a)

Something I cannot achieve.

b)

Something I want to achieve in 12 months or less.

c)

Something I want to achieve but will take me more than five years.

9.

What is something you want to achieve that will time, planning, and dedication?

a)

Values

b)

Goal Setting

c)

Long term goal

d)

Short term goal

10.

What is the process of working toward something you want to accomplish called?

a)

Vaules

b)

Long term

c)

Short term

d)

Goal setting

11.

The top reason why people work is to

a)

Make money.

b)

Learn a new thing.

c)

Have peace of mind.

d)

Be around other people.

12.

Two examples of a job would include...

a)

Doctor and Nurse.

b)

Cashier and Food Server.

13.

What is a career?

a)

A waste of time

b)

Something to do

c)

A profession or occupation in a specific field for which you have trained for

14.

Are careers short term or long term pursuits?

a)

Long term

b)

Short term

15.

Careers often require you to

a)

Work on weekends.

b)

Be lazy and fake being sick.

c)

Have specialized training, skills, and/or higher education

16.

An economic system where the consumer drives many economic decisions is called a

a)

Supply economy.

b)

Demand economy.

c)

Market economy.

d)

Incentive-Based economy.

17.

The amount of a good or service that is available to consumers is called

a)

Saver.

b)

Demand.

c)

Supply.

d)

Spender.

18.

TRUE OR FALSE: Buyers (consumers) determine demand in a market.

a)

TRUE

b)

FALSE

19.

The business cycle measures ____________ over time.

a)

Wealth

b)

Inflation

c)

Economic Growth

20.

The business cycle is made up of how many phases?

a)

5

b)

4

c)

3

d)

2