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Hot Shots EC Quiz

Total questions: 11

Worksheet time: 3mins

Name
Class
Date
1.

What % of the total debt can be comprised of Discover/Amex?

a)

15

b)

50

c)

70

d)

100

2.

What is considered a "qualified" lead?

a)

Anything that gets thrown in front of you

b)

$7,500 in debt

c)

$10,000 in debt

d)

Toothbrush

3.

What is the longest term for a program with only 1 tradeline

a)

20

b)

24

c)

30

d)

36

4.

Which of these states are considered the Gold States here at this lovely company!?

a)

New Jersey

b)

Ohio

c)

North Carolina

d)

South Carolina

5.

If a client has been served by one of their creditors, we can help them as long as they have not gone to court yet.

a)

TRUE

b)

FALSE

6.

What types of student loans do we accept?

a)

All of them

b)

Federal

c)

Private

7.

All active unsecured debt from the same creditor must be enrolled EXCEPT for which creditor?

a)

Cap One

b)

Synchrony

c)

OneMain

d)

Discover

8.

If a client has not been served, but their debt is with a law firm, we are okay to enroll them

a)

TRUE

b)

FALSE

9.

What are the stipulations for us being able to enroll a high interest loan(AKA PAYDAY or TRIBAL loan)

a)

Proof of the payoff amount at the time of enrollment

b)

loan must have an original term length of at least 13 months

c)

statement must be dated within the last 30 days

d)

showing at least one payment was made towards the loan

e)

If no proof of payment available, loan must be open for at least 60 days

10.

If I have a mortgage through Bank of America, can I enroll my unsecured debt with Bank of America into the debt resolution program?

a)

Yes

b)

No

c)

Yes, but needs to be advised to open a new bank account.

d)

Yes, but has to refinance mortgage with 30 days.

11.

Client has a CD with ABC credit union and wants to include ABC credit union credit cards. Will client need to close CD or bank accounts?

a)

No

b)

Yes