You may be charged an overdraft fee if you spend more money than you have in your bank account.

Buy now, pay later.

Your debit card is linked to your...

The cost of your purchase is withdrawn directly from your bank account.

Each purchase is like borrowing money from a bank.

Interest may be charged on your purchases.

What should you do immediately if you lose your credit card?

You will receive a billing statement each month letting you know how much you owe and what your minimum payment is.

This card is very useful in an emergency, when you don't have enough money.

This card requires a PIN to withdraw money from an ATM.

You will be charged a late fee if you do not make a payment by the due date.

Using this card too often, can lead to debt.

This card is linked to your checking account.

You can earn rewards like cash back or travel points by using this card.

You might be charged an annual fee on this card.

To find the monthly percentage rate on your credit card purchases, divide the annual percentage rate by this number.