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Car Insurance

Total questions: 10

Worksheet time: 8mins

Name
Class
Date
1.

What is a deductible?

a)

 A written contract between the insured and the insurer. 

b)

The amount a policy will cost a person.

c)

The amount you must pay BEFORE the insurance company will pay for your damages.

d)

Exposure to danger, harm, or loss.

2.

What is an insurance premium?

a)

responsibility for others' losses in an accident you caused

b)

The cost of insurance coverage

c)

The amount you have to pay before the insurance will pay a claim.

d)

A chance that one takes

3.

What is a 'policyholder'?

a)

A person that sells policies at the insurance company

b)

A chance that a person takes

c)

An insurance company

d)

The person that purchases an insurance policy

4.

You are hit in an accident by another driver. At the hospital, you discover the other driver does NOT have insurance to cover your medical bills. What kind of coverage would protect you?

a)

Uninsured Coverage

b)

Liability

c)

Comprehensive

d)

Collision

5.

If there is a hailstorm, your car is stolen, or a tree falls on your car, I’ve got you covered! What kind of coverage am I?

a)

Comprehensive

b)

Liability

c)

Collision

d)

Personal Injury

6.

If your car was damaged in an accident, I’ve got your back. It doesn’t matter who was at fault while driving. What kind of coverage am I?

a)

Collision

b)

Comprehensive

c)

Personal Injury

d)

Uninsured Coverage

7.

What is the TOTAL premium for this car?

a)

$347.15

b)

$68.30

c)

$149.40

d)

$645.45

8.

What is collision deductible for this car?

a)

$347.15

b)

$1000

c)

$100

d)

$645.45

9.

A raccoon gets into your car through an open window and destroys your leather seats. The cost to repair them is $450. How much would your insurance cover?

a)

$100

b)

$350

c)

$450

d)

$1000

10.

You get into an accident with an uninsured driver that sends you to the hospital. Your hospital bill is $32,000. How much will insurance pay for?

a)

$0

b)

$1,000

c)

$5,000

d)

All of it