WorksheetsIF1 Chapter 8
Total questions: 10
Worksheet time: 8mins
1. Insurance cover for pedal cycles:
is for theft only
is for accidental loss or damage.
is for third party damage or injury only.
includes mopeds with a CC of 25 or under.
2. The Hijacking and Mugging extension to a travel policy includes cover for:
inpatient treatment.
loss of passport.
damage to personal effects.
a daily cash benefit.
3. In relation to household insurances, 'New for old' is another name for what type of cover?
Indemnity.
all risks
comprehensive
reinstatement
4. In respect of a household buildings policy, full accidental damage cover is generally:
not available.
only available if the policyholder also has contents cover on the same policy
available as an optional extension.
included as standard.
5 million
20 million
10 million
1 million
Third Party, Fire and Theft.
Comprehensive.
Road Traffic Act
Third Party Only
7. Why are very few road traffic act only policies sold today by insurers?
Third party policies now cost less than road traffic act only policies.
Only drivers under 23 years of age are eligible for road traffic act only policies.
The difference in cover between road traffic act policies and third party policies is marginal.
New legislation has meant that, in many cases, the cover under a road traffic act policy is insufficient.
the claim was for accidental loss of money.
the loss did not exceed £200.
he did not report the loss to the police until three days later.
the loss happened outside of his home.
5 million
2 million
3 million
1 million
