55 yrs

65 yrs

75 yrs

85 yrs

66000

75000

1 Lakh

1.5 Lakh

0 & 65 yrs

0 & 60 yrs

0 & 75 Yrs

0 & 80 yrs

20, 25 and 30 Years

15, 20 and 25 Years

15, 20, 25 and 30 Years

10, 15, 20 and 30 Years

15 Years

20 Years

25 Years

30 Years

Annual, Half-Yearly, and Monthly

Annual and Monthly

Annual, Half-Yearly, Quarterly and Monthly

Annual, Half-Yearly, and Monthly

Death Sum Assured plus accrued Guaranteed Yearly Additions

Guaranteed Sum Assured on Maturity plus accrued Guaranteed Yearly Additions plus accrued Guaranteed Loyalty Additions

Guaranteed Sum Assured on Maturity plus accrued Bonus

Guaranteed Sum Assured on Maturity plus accrued Guaranteed Yearly Additions

At the end of 5^th, 10^th, and 15^th Policy Year

At the end of 5^th, 10^th, and 12^th Policy Year

At the end of 5^th, 12^th, and 15^th Policy Year

At the end of 10^th, 12^th, and 15^th Policy Year

10% of Guaranteed Sum Assured on Maturity

12% of Guaranteed Sum Assured on Maturity

15% of Guaranteed Sum Assured on Maturity

20% of Guaranteed Sum Assured on Maturity

Yes

No

Yes

No

At the beginning of each Policy Year in the last 5 years of the Policy Term

At the beginning of each Policy Year in the last 3 years of the Policy Term

At the beginning of each Policy Year after every 5 years excluding the maturity year

At the beginning of each Policy Year after every 3 years excluding the maturity year

Sum Assured on Death + any amount paid under CARE Pay benefit + Deferred Survival Benefit (if any) + accrued Guaranteed Yearly Additions (if any)

Sum Assured on Death - any amount paid under CARE Pay benefit - Deferred Survival Benefit (if any) + accrued Guaranteed Yearly Additions (if any)

Sum Assured on Death - any amount paid under CARE Pay benefit + Deferred Survival Benefit (if any) + accrued Guaranteed Yearly Additions (if any)

Sum Assured on Death - any amount paid under CARE Pay benefit + Deferred Survival Benefit (if any) - accrued Guaranteed Yearly Additions (if any)

Guaranteed Sum Assured on Maturity + survival benefit already paid (if any) + Deferred Survival Benefits (if any) + accrued Guaranteed Yearly Additions (if any)

Guaranteed Sum Assured on Maturity - survival benefit already paid (if any) + Deferred Survival Benefits (if any) + accrued Guaranteed Yearly Additions (if any)

Guaranteed Sum Assured on Maturity + survival benefit already paid (if any) - Deferred Survival Benefits (if any) + accrued Guaranteed Yearly Additions (if any)

Guaranteed Sum Assured on Maturity - survival benefit already paid (if any) - Deferred Survival Benefits (if any) - accrued Guaranteed Yearly Additions (if any)

Within 5 years from the date of first un-paid Premium

Within 3 years from the date of first un-paid Premium

Within 5 years from the date of lapsation of policy

Within 3 years from the date of lapsation of policy

10,000

20,000

30,000

40,000

Yes

No

After payment of at least first years' Premium

After payment of at least first 2 consecutive years' Premiums

After payment of at least first 3 consecutive years' Premiums

After payment of at least first 5 consecutive years' Premiums

Percentage of cumulative Annualized Premium paid till date

Percentage of Guaranteed Sum Assured on maturity

Percentage of Sum Assured on Death

Higher of A, B or C