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Social Studies Personal Finance Part 1

Total questions: 14

Worksheet time: 14mins

Name
Class
Date
1.

Every year, prices of goods and services tend to go up. This idea is called...

a)

Purchasing power

b)

Inflation

c)

Gross Pay

d)

Net Pay

2.

What do you call a person who creates and runs his or her own business?

a)

Inflation

b)

Entrepreneur

c)

Profit

d)

Gross Pay

3.

What do you call the amount of money collected by the government to pay for public programs and projects?

a)

Stocks

b)

Tax

c)

Insurance

d)

Gross pay

4.

In the book, there are seven different ways to earn income. List down three of those ways to make money.

4 lines
5.

A student works part-time at a cafe for 15 hours a week. He earns $8.00 for every hour he works. What is his gross pay for two weeks (one paycheck)?

a)

$120.00

b)

$2,400.00

c)

$240.00

d)

$1,200.00

6.

Gross Pay is the amount of money remaining from a paycheck after deductions.

a)

True

b)

False

7.

Net Pay is the amount of money remaining from a paycheck after deductions.

a)

True

b)

False

8.

Tax that is based from a person's total income

a)

Estate Tax

b)

Income Tax

c)

Excise Tax

9.

If a person's Gross Pay for two weeks is $300.00, the amount deducted for FICA (6.2%) is...

a)

$186.00

b)

$1.86

c)

$18.60

d)

$18.06

10.

If a person's Gross Pay for two weeks is $300.00, the amount deducted for Medicare (1.45%) is...

a)

$435.00

b)

$4.35

c)

$43.50

d)

$4.53

11.

Based on the tax table on the board, if an employee's bi-weekly gross pay is $1,200.00, how many percent does she have to pay for Chapter 2 Tax?

a)

5%

b)

6%

c)

7%

d)

8%

12.

True or False, a person's purchasing power goes down if prices or goods and services go up because of higher inflation.

a)

True

b)

False

13.

What do you call the money that is left after you pay all of your expenses (Ex: rent, utilities, food)

a)

Tax

b)

Discretionary Income

c)

Disposable Income / Net pay

d)

Gross Pay

14.

What is another term for net pay that means the money remaining from a paycheck after deductions?

a)

Tax

b)

Disposable Income

c)

Discretionary Income

d)

Gross Pay