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Unit 10 Review

Total questions: 47

Worksheet time: 23mins

Name
Class
Date
1.

How does a financial institution encourage savings?

a)

Pay interest

b)

Provide a safe place for you to keep your money

c)

Give away free pizzas

d)

Advertisement

2.

Which action best completes the graphic?

a)

Sell real estate

b)

Coin money

c)

Sell home insurance

d)

Make loans

3.

The picture shows how financial institutions act as intermediaries between savers and borrowers by -

a)

Discouraging saving and investing

b)

Receiving deposits and making loans

c)

Spending money that is deposited

d)

Charging interest on savings

4.

The buying and selling of goods and services by all nations in a worldwide market is called -

a)

globalization

b)

NAFTA

c)

Interdependence

d)

Megalopolis

5.

What is one way to lower the cost of production?

a)

Hire additional workers

b)

Offer discount prices

c)

Use more resources

d)

Create new technologies

6.

A situation where one business controls all or almost all of the sales of a product

a)

Federal Reserve System

b)

Corporation

c)

Monopoly

d)

Property Right

7.

Paper money and coins used in a particular country.

a)

Federal Reserve System

b)

Antirust Laws

c)

Financial Capital

d)

Currency

8.

Laws designed to prevent the formation of monopolies in business

a)

Property Right

b)

Antirust Laws

c)

Human Capital

d)

Sixteenth Amendment

9.

A tax based on individual or family income.

a)

W-2 Tax

b)

Property Tax

c)

Sales Tax

d)

Income Tax

10.
a)

14th Amendment

b)

15th Amendment

c)

16th Amendment

d)

24th Amendment

11.

Define the Federal Reserve System

a)

A tax based on individual or family income.

b)

The central bank of the United States Government.

c)

A business organization that facilitates the exchange of money and currency

d)

A situation where one business controls all or almost all of the sales of a product.

12.

Goods and services provided by the government paid for with tax dollars, like 911, public schools, parks, roads, etc.

a)

Capital Resources

b)

Civic Responsibilities

c)

Public Goods and Services

d)

Central ownership

13.

CE 13a

Which of the following would most likely investigate this scenario?

a)

Federal Communication Commission (FCC)

b)

Environmental Protection Agency (EPA)

c)

Internal Revenue Service (IRS)

d)

Federal Trade Commission (FTC)

14.

CE 13a

Which action represents a way that the federal government can increase business competition?

a)

Punishing polluters

b)

Regulating investors

c)

Enforcing tariffs

d)

Prohibiting monopolies

15.

CE 13a

This tag found on a pillow, is a result of a federal law to protect the consumer. Which of the following would most likely enforce this law?

a)

Federal Communications Commission (FCC)

b)

Environmental Protection Agency (EPA)

c)

Internal Revenue Service (IRS)

d)

Federal Trade Commission (FTC)

16.

CE 13c

Which is the best action the government can take to increase the amount of funds available to businesses?

a)

Borrow money

b)

Lower taxes

c)

Balance the budget

d)

Reduce consumer demand

17.

CE 13b

These are referred to public goods and services because they-

a)

Encourage cooperation between government agencies

b)

Are funded by individuals

c)

Are created by large corporations

d)

Provides benefits to many simultaneously

18.

CE 13d

This cartoon shows that the Federal Reserve System is-

a)

The federal government's bank

b)

Responsible for legislative purchases

c)

The federal government's tax collector

d)

Accountable for legislative actions

19.

CE 13b

Which picture shows a service usually provided by the government?

a)
b)
c)
d)
20.

CE 13e

Consumers who feel their consumer rights have been violated have the right to-

a)

Take matters into their own hands

b)

Take legal action

c)

Refuse to pay for the good or service in question

d)

Demand the government revoke a company's business license

21.

CE 13f

What is the best title for the diagram?

a)

Stocks and Bonds

b)

Public Goods

c)

Money

d)

Barter System

22.

All of the following are ways the government promotes competition except

a)

collecting taxes

b)

prohibiting (preventing) monopolies

c)

engaging in trade

d)

supporting new businesses

23.

Which government agency regulates radio and tv?

a)

Environmental Protection Agency (EPA)

b)

Federal Trade Commission (FTC)

c)

Federal Communications Commission (FCC)

d)

Social Security Agency (SSA)

24.

Participating in global trade does all the following except...

a)

supports monopolies

b)

provides more competition

c)

being able to buy goods at a lower cost

d)

being able to sell goods at a lower cost

25.

The radio disc jockey on Z104 aired a portion of his/her broadcast that was inappropriate and against the law. Which governmental regulatory agency will most likely levy a fine and/or penalty against the radio station?

a)

Federal Trade Commission

b)

Federal Communications Commission

c)

Consumer Protection Safety Commission

d)

Federal Deposit Insurance Corporation

26.

If the state of Virginia decided to buy and sell goods with a foreign company, which governmental regulatory agency would be required to approve the venture?

a)

Environmental Protection Agency

b)

Interstate Commerce Commission

c)

Securities and Exchange Commission

d)

Federal Trade Commission

27.

Select all of the ways governments pay for public goods and services.

a)

taxes

b)

donations

c)

fees

d)

fines

e)

borrowing

28.

The government gets involved in taxing, spending, and borrowing to -

a)

provide bureaucratic positions for citizens.

b)

influence economic activity.

c)

ensure all citizens are paying the same amount of taxes.

d)

provide health insurance.

29.

What is the FED?

a)

Federal Reserve Rate

b)

Federal Reserve System

c)

Federal Bank

d)

Federal Employment Division

30.

Which government agency oversees investments like stocks and bonds?

a)

FCC

b)

FTC

c)

EPA

d)

SEC

e)

FDA

31.

Money acts as a…

(Select all answers that apply.)

a)

debt

b)

store of value

c)

measure of value

d)

medium of exchange

e)

service

32.

Which government agency makes the public aware of unexpected hazards of products on the market?

a)

CPSC

b)

OSHA

c)

EEOC

d)

FDA

e)

EPA

33.

Which government agency deals with workplace safety issues to reduce on-the-job injuries and health hazards?

a)

CPSC

b)

OSHA

c)

EEOC

d)

FDA

e)

EPA

34.

Which government agency studies and sets rules for everything we eat, drink, and apply to our skin?

a)

CPSC

b)

OSHA

c)

EEOC

d)

FDA

e)

EPA

35.

What are two key sources revenue for state governments? (Select 2.)

a)

sales tax

b)

property tax

c)

income tax

36.

Which tax is a main source of revenue for the federal government?

a)

sales tax

b)

property tax

c)

income tax

37.

What are two key sources revenue for local governments? (Select 2.)

a)

sales tax

b)

property tax

c)

income tax

38.

What does federal government revenue pay for?

(Select all answers that apply.)

a)

national defense and homeland security

b)

road construction

c)

Medicare and payments to Social Security recipients

d)

public education

e)

interest payments on the national debt

39.

What does state and local government revenue pay for?

(Select all answers that apply.)

a)

public health and welfare

b)

road construction and repair

c)

public safety (fire and police departments)

d)

public education

e)

interest payments on the national debt

40.

What does #3 represent?

(drawing on board)

a)

government

b)

business

c)

individual

d)

resource market

41.

In the circular flow model households sell labor to firms in exchange for 

a)

rent

b)

wages

c)

interest

d)

profit

42.

The Circular Flow of the Economy ___________________

a)

  Demonstrates how money moves through the government.

b)

  Demonstrates how money moves through the factor market

c)

  Demonstrates how money moves through the household market

d)

  Demonstrates how money moves through the economy.

43.

Goods and services are exchanged in the _____________

a)

  Product market

b)

  Factor market

c)

  Resource market

d)

free market

44.

In a market economy, resources are owned by households.  Individuals in households take their resources to the __________

a)

  Product market

b)

  Goods and Services market

c)

  Factor market

d)

  None of the above

45.

Land, labor, capital and entrepreneurship are _________

a)

  Natural resources

b)

  Government production

c)

  Public production

d)

  Factors of production

46.

Government use taxes to produce

a)

Leaders for the government

b)

Weapons for the military

c)

Public Goods and Services

d)

Television Commercials

47.

Which term completes this economic flow?

a)

Taxes

b)

Income

c)

Savings

d)

Investment