wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

SSEPF3 Banking and Investing

Total questions: 28

Worksheet time: 12mins

Name
Class
Date
1.

A type of investment that invests in a lot of different companies is called

a)

Stocks

b)

Bonds

c)

Mutual funds

d)

T-bills

2.

What does owning a stock in a company represent?

a)

A loan made to the company

b)

A share of the company's debt

c)

A share of the company's ownership

d)

An option to purchase something from the company in the future

3.

Spreading your investments around to inrease financial security

a)

Risk assessment

b)

Diversification

c)

Stocks, bonds & cash

d)

Liquidity trap

4.

Professionally managed, diversified investment that pools resources of many investors

a)

Treasury bonds

b)

Stock index

c)

Mutual fund

d)

Saving account

5.

What is the primary purpose of investing as compared to saving?

a)

Investing is primarily for short-term financial goals, while saving is for long-term wealth

b)

Investing is for the wealthy, while saving is for everyone

c)

Investing is for long-term wealth, while saving is for emergencies & goals

d)

Investing has a guaranteed return, while saving does not

6.

The relationship between risk and return can be stated as

a)

Higher risk indicates higher return

b)

Higher risk indicates lower return

c)

Lower risk indicates higher return

d)

No relationship exists between risk and return

7.

A diversified portfolio is desirable because

a)

It limits investment choice

b)

It's a good predictor on rate of return

c)

It increases risk and return

d)

It decreases risk

8.

All are benefits of saving, except

a)

safe, reliable, convenient

b)

earns a higher return of interest

c)

earns a small amount of interest

d)

insured by the FDIC

9.
Which federal agency protects deposits in commercial banks ?
SSEPF2
a)
FDIC
b)
IRS
c)
DEA
d)
EPA
10.
Financial institution licensed to receive deposits and make loans.
SSEPF2a
a)
bank
b)
credit union
c)
savings house
d)
credit house
11.
Expending money with the expectation of achieving a profit.
a)
profiting
b)
budgeting
c)
debiting
d)
investing
12.

What is the primary purpose of financial investment?

a)

To increase personal wealth over time

b)

To buy physical assets

c)

To exercise constitutional rights

13.

What are examples of Real investment?

a)

Houses

b)

trees

c)

Cars

d)

Stocks

14.
Amirah is going to college and will not be able to visit her home bank very often. She needs a way to access her money and track what she spends.
a)
personal loan
b)
debit card
c)
online banking
15.

Emma wants to purchase a new dress from a boutique. She doesn't want to bring cash with her.

a)

debit card

b)

cash on delivery

c)

bank transfer

16.

Which of the following insures checking accounts at a credit union?

a)

NCUA

b)

FDIC

c)

FTIC

d)

NAACP

17.

Money that is issued by the authority of the government is called-

a)

full bodied money

b)

fiat money

c)

fiduciary money

d)

all the above

18.

A special plastic card that you can use to pay for things directly from your bank account.

a)

Credit card

b)

Cash card

c)

Debit card

19.

What is one difference between Banks and Credit Unions?

a)
Banks have Checking accounts and Credit Unions have Savings Accounts
b)
Banks are for profit.  Credit Unions are Non-profit.
c)
Banks can give loans and Credit Unions cannot
d)
Credit Unions allow everyone to join and Banks are selective
20.

What is the name of a legal document that functions like cash?

a)
Check
b)
ATM
c)
Deposit slip
d)
PIN
21.

Bitcoin is...

a)

money in Bangladesh

b)

money in the casino

c)

the first cryptocurrency

d)

the first bank check

22.

Spreading your investments around to increase financial security

a)

Risk assessment

b)

Diversification

c)

Stocks, bonds & cash

d)

Liquidity trap

23.

Which are examples of collector's items that could also be sold as an NFT:

(check all answers that apply)

a)

first edition of a comic book

b)

digital license for a meme

c)

computer code to exclusive song/music video

d)

autographed basketball from Michael Jordan

24.

What does NFT stand for?

a)

Non-Functional Tokens

b)

Non-Fungble Tokens

c)

Non-Fungible Tokens

d)

NordVPN Free Trial

25.

Is an NFT a form of crypto currency?

a)

Yes

b)

No

c)

Maybe

d)

I don't know

26.
Payday lenders, auto title loan centers, and other short-term lending institutions are not regulated.
a)
True
b)
False 
27.
True or False: Auto title loans are marketed as long-term loans, similar to a mortgage or student loan.  
a)
True 
b)
False 
28.
Jake takes out a payday loan of $300. In two weeks, he doesn't have the money to repay it in full. Select which options keeps Jake trapped in the cycle of repayment.
a)
Jake sells his video game system and game collection and pays off the loan.  
b)
Jake borrows $300 from his father to pay back the loan, and sets up a plan to pay him back $50/mo for 6 months.  
c)
Jake uses his paycheck to pay the $300, but then immediately takes out another $300 at the same location to pay bills.
d)
  Jake sells some clothes, furniture, and old sports equipment to pay off the loan