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NSTP-CWTS Final Quiz 2

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

We should keep our savings with banks because:

a)

It is safe

b)

Earns interest

c)

Can be withdrawn anytime

d)

All choices are correct

2.

ATM password to be shared only with

a)

Spouse

b)

Obedient son

c)

Obedient daughter

d)

No one

3.

Loans from money lenders are

a)

With High rate of interest

b)

No proper accounting

c)

No transparency

d)

All of above

4.

The safest place for keeping money

a)

A pit dug in the ground

b)

An iron box

c)

Bank

d)

Money lender

5.

Rent is a 

a)

Fixed expense

b)

Variable expense

c)

Discretionary expense

d)

Intermittent expense

6.

Groceries are a

a)

Fixed expense

b)

Variable expense

c)

Discretionary expense

d)

Intermittent expense

7.

Money that comes in or is earned is called _______

a)

Deductions

b)

Expenses

c)

Income

d)

Budget

8.

When you owe money, it is called      

a)

Expenses

b)

Assets

c)

Debt

d)

Liabilities

9.

What is the definition of needs?

a)

Income remaining after deduction of taxes and other mandatory changes available to be spent or saved as ones wishes.

b)

Something that is required because it is essential or very important.

c)

The object of a person's ambition or effort.

10.

Money deposited in a financial institution is insured up to:

a)

$250,000   

b)

$400,000

c)

   $200,000

d)

$100,000

11.

Don’t leave a savings account as your last financial priority.

a)

True

b)

False

12.

Do leave a savings account as your last financial priority.

a)

True

b)

False

13.

When you use a debit card, you give your bank permission to immediately remove money from your bank account.

a)

True

b)

False

14.

___________ is an essential component of good budgeting. 

a)

Assets

b)

Savings

c)

Income

d)

Expenses

15.

What is a budget?

a)

A plan to manage income and expenses

b)

Average yearly income

c)

A plan that poor people need to use