"Handling paper cash has virtually no cost to it at all," says Lombardo (11).

One benefit of cash is that it "has virtually no cost" (Lombardo 11).

According to Crystal Lombardo of Vision Launch, "Handling paper cash has virtually no cost to it at all" (11).

Cash does not cost money, "virtually no cost" (Lombardo 11).

One problem with cash is that the "ink, paper, and even the designs on physical money all have costs associated with them" (Lombardo 10).

Some of the costs associated with cash are "ink, paper, and [...] designs" (Lombardo 10).

According to Crystal Lombardo, she says, "ink, paper, and even the designs" (10).

Lombardo states, "The ink, paper, and even the designs on physical money all have associated costs" (10).

Megan Winkler states, "About 80 percent of our transaction" (5).

According to Megan Winkler, "About 80 percent of our transactions are facilitated electronically" (5).

According to Megan Winkler, around "80 percent" of transactions in the United States are "facilitated electronically" (5).

According to Megan Winkler, "facilitated electronically" (5).

Giving up cash would mean that governments would have "unprecedented access to information" (Winkler 5).

The article states, "give governments unprecedented access to information" (Winkler 5).

In the article "Just How Close Are We to a Cashless Society," "give governments unprecedented access to information" (Winkler 5).

In the article, it says that giving up cash would mean that governments would have "unprecedented access to information" (Winkler 5).

Maria LaMagna claims, "There are approximately 2 billion adults without bank accounts worldwide" (8)

In "Here's What Would Happen if America Totally Abandoned Cash," Maria LaMagna claims, "There are approximately 2 billion adults without bank accounts worldwide, according to the World Bank" (8).

The number of adults in the world who do not have bank accounts is "approximately 2 billion" (LaMagna 8).

LaMagna states, "2 billion adults" (8).

(Duluth and Bloom 10).

(Tiffany and Ron 10).

(Duluth, Bloom 10).

(Bloom, Duluth 10).

There are many fees associated with digital banking, and "cash is the last free alternative" (LaMagna 8).

There are many fees associated with digital banking, and "cash is the last free alternative"(LaMagna 8) .

There are many fees associated with digital banking, and "cash is the last free alternative" ( LaMagna 8 ) .

There are many fees associated with digital banking, and "cash is the last free alternative"( LaMagna 8).

Dialogue Quote

Flow Quote

Colon Quote

Dialogue Quote

Flow Quote

Colon Quote

True, if you show what you changed

False, quotes cannot be altered

In the essay, “Are You a Loser?” the author states, “For years, [Jeremy] was overlooked by coaches. Once, he was even called “the weakest player on the team,” but when he finally got a chance to play for the New York Knicks, he surprised everyone” (Johnson 2).

In the essay, “Are You a Loser?” the author states, “For years, [Jeremy] was overlooked by coaches. Once, he was even called “the weakest player on the team,” but when he finally got a chance to play for the New York Knicks, he surprised everyone” (Johnson #2).

In the essay, “Are You a Loser?” the author states, “For years, [Jeremy] was overlooked by coaches. Once, he was even called “the weakest player on the team,” but when he finally got a chance to play for the New York Knicks, he surprised everyone” (Johnson page 2).

In the essay, “Are You a Loser?” the author states, “For years, [Jeremy] was overlooked by coaches. Once, he was even called “the weakest player on the team,” but when he finally got a chance to play for the New York Knicks, he surprised everyone” (p2).

In the essay, “Are You a Loser?” the author states, “For years, [Jeremy] was overlooked by coaches. Once, he was even called “the weakest player on the team,” but when he finally got a chance to play for the New York Knicks, he surprised everyone” (Johnson 2).

In the essay, “Are You a Loser?” the author states, “For years, [Jeremy was overlooked by coaches. Once, he was even called “the weakest player on the team,” but when he finally got a chance to play for the New York Knicks, he surprised everyone” (Johnson 2).

In the essay, “Are You a Loser?” the author states, “For years, 'Jeremy' was overlooked by coaches. Once, he was even called “the weakest player on the team,” but when he finally got a chance to play for the New York Knicks, he surprised everyone” (Johnson page 2).

In the essay, “Are you a loser?” the author states, “For years, [Jeremy] was overlooked by coaches. Once, he was even called “the weakest player on the team,” but when he finally got a chance to play for the New York Knicks, he surprised everyone” (p2).

Identify the type of text.

Add an introduction phrase, like, "the author states,"

Add (page 22) at the end.

Put quotation marks around the evidence you selected.

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