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Test #6

Total questions: 21

Worksheet time: 21mins

Name
Class
Date
1.

Which of these is NOT a credit agency?

a)

Experian

b)

Equifax

c)

Ellaquent

d)

Trans Union

2.

The best usage percentage to maintain a decent credit score.

a)

30%

b)

40%

c)

50%

d)

60%

3.

Which of the following is considered an excellent credit score?

a)

580

b)

675

c)

710

d)

750

4.

Who needs to purchase renter's insurance?

a)

cable tech

b)

tenant

c)

landlord

d)

line operator

5.

If you stop paying rent, the _______ can issue you an eviction notice.

a)

landlord

b)

tenant

c)

children

d)

maintainance worker

6.

If you break a _______ you can be charged an early termination fee or lose your security deposit.

a)

renter's insurance

b)

lease

c)

clause contract

d)

floor board

7.

Acquiring an apartment means you'll have to pay ________.

a)

an introduction fee

b)

past due balances

c)

title 413 fees

d)

upfront costs

8.

Renting should always be __________ because it doesn't build wealth.

a)

temporary

b)

your top choice

c)

fun

d)

critical

9.

This can affect your insurance rates, job offers, and availability of loans in the future.

a)

congress

b)

driving record

c)

credit score

d)

organizational skills

10.

The provision that extended the truth in lending disclosure was Regulation B.

a)

true

b)

false

11.

What is this building called?

a)

U.S. Mint

b)

Federal Reserve

c)

Capitol Building

d)

White House

12.

Who made this coin?

a)

U.S. Mint

b)

The Federal Reserve

c)

Congress

d)

Coiner's Market Place

13.

This person selects the Board of Governors.

a)

Speaker of the House

b)

Governor

c)

Chief Justice

d)

President

14.

If your credit score is low, you can __________ your usage to make it 30%.

a)

increase

b)

reduce

c)

multiply

15.

Which of these had the highest impact on your credit score?

a)

percentage used

b)

items purchased

c)

history

d)

number of accounts

16.

If you have a dollar bill, it was printed by the U.S. Mint.

a)

true

b)

false

17.

Which of these individuals will probably have the highest car insurance payment?

a)

24 year old female

b)

19 year old male

c)

28 year old male

d)

40 year old female

18.

Whose attention would this car probably attract, making the insurance companies raise your insurance rate?

a)

lawyers

b)

thieves

c)

peace officers

d)

vandals

19.

The Federal Reserve mints our coins in the U.S..

a)

True

b)

False

20.

The U.S. Mint and the Federal Reserve are both part of the Treasury Department.

a)

True

b)

False

21.

Circle the hidden tiger for an extra 5 points. Good luck.