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Family and Community Services FINAL II

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

Define Communication.

a)

Bottling up your thoughts and feelings

b)

texting and never face to face

c)

Any means by which you share a message with another person

d)

being empathetic towards others

2.

This is NOT a type of listener

a)

Active

b)

Careless

c)

Defensive

d)

Theatrical

3.

True or False:

Posture, grooming, and clothing help you communicate.

a)

True

b)

False

4.

This is NOT one of the 3 steps in negotiating with parents

a)

Ask for permission

b)

Find out their objections

c)

Using little white lies to change their mind

d)

Propose a compromise

5.

A good reason to follow a budget is:

a)

Peace of mind knowing your expenses will be met

b)

Emergencies rarely happen

c)

Dreams rarely happen

d)

Goals rarely happen

6.

What should you do for a month or two in order to set up a realistic budget?

a)

Use your credit cards instead of cash

b)

Keep records or our income and expenses

c)

Try to predict all of your expenses

d)

Recognize needs over wants

7.

True or False:

Fixed expenses are costs that are predictable and that recur regularly.

a)

True

b)

False

8.

True or False:

Flexible expenses change so you should not count them as part of your budget

a)

True

b)

False

9.

An disadvantage of a credit cards is:

a)

Good to have for an emergency

b)

Credit cards can help build credit

c)

Responsible use of credit cards does not create financial stress

d)

Irresponsibly use of credit cards can create financial stress

10.

You can protect your credit rating by:

a)

Only giving your most trusted friends your credit information

b)

Making your payments on time

c)

If you miss a payment, don't worry one missed payment won't hurt

d)

Use an easy password you won't forget and give it to your boy/girl friend in case you do forget