wayground logo

Free Printable Worksheets

NEW

Font size

S
M
L
XL
Worksheets

Spring Semester Final 2023

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

Marshall's employer pays him for work that he performs on the job. This is an example of

a)

Passive revenue

b)

earned income

c)

capital gains

d)

transfer payments

2.

The arrangement by which businesses or individuals can purchase now and pay later is known as

a)

capacity

b)

credit

c)

interest

d)

collateral

3.

Which of the following is a strategy of help with tracking expenses

a)

estimate fixed expenses

b)

only use cash payments

c)

spend as little as possible

d)

keep receipts

4.

To be able to pay for unexpected car repairs and/or to replace broken home appliances, it is important to

a)

eliminate entertainment expenses

b)

make long-term investments

c)

save money for emergency situations

d)

use tax returns to purchase treasury bonds

5.

Which of the following is a reason to invest your money?

a)

investing can help you reach your long-term financial goals

b)

you will receive a lower rate of return than from saving

c)

when you invest, you earn a lot of money in a very short period of time

d)

There is no risk involved in investing in the stock market

6.

Viola wants to go on a vacation sometime in the next year; how should she generate the money she needs for the trip?

a)

invest her money in the stock market

b)

put her money in a savings account

c)

take some money from her emergency fund

d)

put the expenses for the trip on a credit card

7.

You have to have a college degree to be entrepreneur.

a)

true

b)

false

8.

Melissa writes checks to pay for her rent, utilities, and groceries and she keeps a record of all these transactions in her check register. Keeping an accurate check register helps Melissa...

a)

understand the checking account's restrictions and fees.

b)

determine when she needs to add funds to her savings account

c)

track the amount of money she has spent

d)

decide when to order new checks

9.

What is a tip to aid in paying bills on time?

a)

Notify businesses to let them know what time extensions will be needed

b)

Pay bills as soon as they arrive

c)

require businesses to use direct deposit into your account

d)

Set aside two times a month to pay bills.

10.

Which of the following types of insurance do businesses frequently offer as part of their employee benefit plan.

a)

health

b)

automobile

c)

property

d)

liability

11.

Which of the following is a work-life balance benefit a business may offer to attract and keep talented employees

a)

Worker's compensation

b)

competitive pay

c)

flexible scheduling

d)

health insurance

12.

Following a business employee for a few days to obtain information about that particular career is an example of

a)

personal interviewing

b)

volunteering

c)

serving an internship

d)

job shadowing

13.

Individuals who are interested in certain occupations should also find out if they have the necessary

a)

patience

b)

attitudes

c)

aptitudes

d)

behavior

14.

Because Alexa enjoys working with children and has a knack for developing fun activities that help then understand puzzles and numerical formulas, she might consider a career as a

a)

graphic designer

b)

math teacher

c)

computer programmer

d)

financial planner

15.

When health insurance is available through an employer, the cost to the employee is typically

a)

higher than an individual policy

b)

lower than an individual policy

c)

paid for by the employer

d)

paid for by the government

16.

One reason why many workers begin their careers in entry level jobs is because these jobs

a)

are limited to small businesses

b)

offer very low compensation

c)

provide no room for advancement

d)

require little to no experience

17.

Do you consider yourself a risk taker

a)

Yes

b)

No

c)

Both A and B are correct

18.

Are you motivated by the independence of being your own boss

a)

Yes

b)

No

c)

Both A and B are correct

19.

Are you aware that running your own business may require working 12-16 hours a day, six days a week, and maybe even Sundays and holidays?

a)

Yes

b)

No

20.

Do you know what basic skills you will need to have a successful business?

a)

Yes

b)

No