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WorksheetsEntry Test on MSME
Total questions: 30
Worksheet time: 15mins
What is the Priority sector guidelines under Home Loan in area of population 10 Lakh and above?
Loan sanctioned up to 45 lakh comes under priority sector
Loan sanctioned up to 35 Lakh comes under priority sector
Cost of dwelling units is up to 50 Lakh comes under priority sector
None of these
Which of the following is true with regard to small enterprises?
Investment in plant & machinery does not exceed Rs 1 Cr
Turnover does not exceed Rs. 5 Cr
Investment in plant & machinery does not exceed 50 Cr
Turnover does not exceed 50 Cr
Minimum CRIF score for sanctioning of Loans?
650
675
700
725
Which of the following is a category, classification or element of the Balance Sheet?
Expenses
Gains
Liabilities
Purchase
Maximum moratorium that can be given under Cent Home Loan scheme of our Bank ?
18 months
24 months
36 months
None of these
Maximum quantum of loan that can be sanctioned under Cent Vehicle Business scheme is ?
100 Lakh
2 Lakh
300 Lakh
75 Lakh
Maximuim repayment tenure under Cent Vehicle Business scheme is ?
84 months
72 months
60 months
120 months
The term current asset does not include ?
Cash
Stock in Trade
Furniture
Advance Payment
Which of the max amount can be financed under Cent Business loan?
200 Lakhs
1000 Lakhs
100 Lakhs
2500 Lakhs
What is the minimum amount of limit/loan can be sanctioned under cent business scheme ?
1 Lakhs
2 Lakhs
5 Lakhs
10 Lakhs
Max amount that can be sanctioned under Cent GST scheme ?
2 Cr
3 Cr
5 Cr
10 Cr
Opening Stock Rs. 3500/-, closing stock Rs. 1500/-, Cost of Goods Sold Rs. 22000/-. What is the amount of Purchase?
20000/-
24000/-
27000/-
17000/-
Which of the following is an intangible asset ?
Stock
Machinery
Capital
Goodwill
Maximum amount of loan that can be sanctioned under Cent Rental Business scheme is ?
5 Crore
10 Crore
20 Crore
25 Crore
Max Tenure that can be given under Cent Business is ?
84 months
60 months
120 months
96 months
NCGTC coverage is mandatory for education loan sanctioned up to ?
20 Lakh
15 Lakh
10 Lakh
7.5 Lakh
Only TL can be sanctioned under ?
Cent GST
Cent Vehicle Business
Cent Business
none of these
When will the Net working Capital be negative
Current Liabilities are more than Current Assets
Current Assets are more than Current Liabilities
Current Assets are equal to Current Liablities
None of the above
Calculate the working capital limit of an MSE Borrower under Nayak Committee turnover Method, if the amount of Turnover is Rs. 100 Lakh and available margin with the borrower is Rs. 10 Lakh.
100 Lakh
80 Lakh
90 Lakh
None of the above
Current Ratio is 3.5:1. Net Working Capital is Rs. 90000/- Calculate the amount of Current Asset and Current Liabilities
CA 136000
CL 36000
CA 126000
CL 36000
CA 126000
CL 46000
CA 116000
CL 46000
As per MSME Policy what will be the benchmark for Avg DSCR ?
1.50
1.40
1.33
1.25
Which of the following is true?
RBLR is 9.35 %
CRR is 4.9%
Interest on sukanya scheme is 7.4%
Interest on PPF scheme is 7.6%
A and C are correct
Medium enterprise should be rated under SME Manufacturing/Services Model in the RAM Rating tool with exposure above Rs. ?
2 Cr
3 Cr
4 Cr
5 Cr
What is the Benchmark current ratio as per MSME Policy up to 1 Crore?
1.1 : 1
1:1
1.33 :1
None of these
What is the Benchmark current ratio as per MSME Policy above 1 crore ?
1.1 : 1
1:1
1.33 : 1
None of these
What is the Benchmark DER as per MSME Policy up to 1 Crore ?
5:1
3:1
4:1
None of these
What is the Benchmark DER as per MSME Policy above 1 Crore ?
3:1
4:1
5:1
None of these
What is the Benchmark TOL/ATNW as per MSME Policy ?
3:1
5:1
4:1
1:1
What is the Benchmark ICR as per MSME Policy?
1.1 : 1
1 : 1
4:1
1.5 : 1
What is the Benchmark ACR as per MSME Policy ?
1.1 : 1
1.33 : 1
1.25 : 1
None of the above
