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MEL3E/4E Final Exam Review

Total questions: 20

Worksheet time: 15mins

Name
Class
Date
1.

A worker normally makes $18.00 per hour at her job.

How much is she required to be paid for overtime work?

a)

$18.00 per hour

b)

$20.00 per hour

c)

$27.00 per hour

d)

$36.00 per hour

2.

If you make an annual salary of $42 500 per year, calculate the gross pay on each of your bi-weekly pay checks.

a)

$817.31

b)

$1634.62

c)

$1770.83

d)

$3541.676

3.

Which of the following are STANDARD DEDUCTIONS from paychecks in Ontario?

a)

CPP

b)

EI

c)

Income Tax

d)

All of these are standard deductions.

4.

If you normally get paid $20 per hour at your job and work 55 hours this week, how much will you get paid in total (including OT pay).

a)

$1100 for the week

b)

$1650 for the week

c)

$1210 for the week

d)

$1540 for the week

5.

A Lancer Hoody normally sells for $49.99, but is on sale this week for 30% off.

Calculate the SALE PRICE.

a)

$1.50

b)

$15.00

c)

$34.99

d)

$64.99

6.

LIDS has a BOGO 50% off sale.

If the hats are usually $29.99 each, estimate the price, including tax to buy two hats.

a)

$33.88

b)

$50.84

c)

$16.95

d)

$67.78

7.

Which of the following investments will give you a Fixed Interest Rate.

a)

GIC

b)

Variable Rate Savings Account

c)

Mutual Funds

d)

Stocks

8.

Which of the following lenders typically charge the HIGHEST INTEREST RATE on money that you borrow.

a)

Banks

b)

Credit Unions

c)

Credit Card Companies

d)

Pay-Day loan companies.

9.

Which of the following actions will help you to IMPROVE your credit score.

a)

Applying for a bunch of different credit cards.

b)

Using a credit card and paying it off on time.

c)

Using a credit card and borrowing right up to your limit.

d)

Borrowing money from a furniture store but not paying them back.

10.

The following '80 pack' of coffee pods is available at Costco for $45.99 What is the unit price for this item?

a)

$1.74 per pod

b)

57 cents per pod

c)

46 cents per pod

d)

80 cents per pod

11.

Which of the following Bank Accounts allows you to make regular transactions such as withdrawing money, debit-card purchases and e-transfers.

a)

Savings Account

b)

High-Interest Savings Account

c)

GIC

d)

Chequing Account

12.

When you purchase an item using a credit card, when do they start charging interest?

a)

They charge you interest as soon as you make a purchase.

b)

They don't ever charge you interest on credit card purchases

c)

They start charging you interest if you don't pay off the bill in full on time.

d)

You always have at least 3 months before interest gets charged.

13.

Which of the following would help to IMPROVE your credit score?

a)

Applying for a bunch of different credit cards.

b)

Using a credit card regularly and paying it off in full.

c)

Using your credit card right up to its limit.

d)

Buying furniture at Leons and then never paying them back.

14.

Francis buys a $350 GIC which earns 7% compound interest for 4 years.

Which of the following formulas would give you the correct answer?

a)

b)

c)

d)

15.

$5000 is left in a Savings Account at 3% /a compound interest. How much will it be worth after 10 years?

a)

$51500

b)

$1500

c)

$6500

d)

$6719.58

16.

If you drive at an average speed of 85 km/h, estimate the time it would take to drive 216 km from Petrolia to Hamilton.

a)

2 hours 32 minutes

b)

2 hours 54 minutes

c)

1 hour 40 minutes

d)

4 hours 30 minutes

17.

The biggest "down-side" of LEASING a car is that...

a)

Most car companies have stopped leasing vehicles.

b)

At the end of your lease you must return the vehicle (or buy it out)

c)

Leasing a car means you have much more maintenance costs.

d)

Lease payments are usually much higher than the payments to buy a vehicle.

18.

A "classic" used vehicle can be purchased for $2000 down plus monthly payments of $195 per month for 3 years. Find the total price paid for this vehicle.

a)

$2195

b)

$17210

c)

$7020

d)

$9020

19.

Which of the following vehicles is likely to be the most Fuel-Efficient?

a)

b)

c)

d)

20.

If your vehicle gets 11.5L/100 km, and you drive about 20 000 km in a year, estimate your cost for fuel for an entire year (assume gas price of $1.50/L)

a)

$34500

b)

$1533

c)

$2300

d)

$3450