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Letter of credit - unit I

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

A ____ is a document from a bank guaranteeing that a seller will receive payment in full as long as certain delivery conditions have been met:

a)

Agreement

b)

Letter of Credit 

c)

Bill Paper

d)

None of The Above

2.

Letter of Credit is used only for international trading payment operations:

a)

Yes 

b)

No

c)

None of The Above

3.

Most Letter of Credit often used in International Trade. Letters of Credit are governed by rules promulgated by the:

a)

International Chamber of Commerce 

b)

Uniform Customs and Practice for Documentary Credits 

c)

Both of The Above

d)

None of The Above

4.

Letter of Credit is beneficial for which party:

a)

Seller (Exporter)

b)

Buyer (Importer)

c)

Both of The Above

d)

None of The Above

5.

Sellers must trust that the bank issuing the letter of credit is valid, and that the bank will pay as agreed. If sellers have any doubts, they can use a ______letter of credit, which means that another (presumably more trustworthy) bank will guarantee payment:

a)

Confirmed 

b)

Irrevocable 

c)

Revocable 

d)

None of The Above

6.

Letter of Credit are usually issued by:

a)

Banks 

b)

Financial Institutions 

c)

Both of Above

d)

None of The Above

7.

Which among the following definitions are wrong:

a)

Beneficiary - The company or individual who will receive the payment from buyer.

b)

Issuing Bank - The bank which issues letter of credit to seller party

c)

Advising Bank - (The bank where seller wants receipt of payment)

d)

None of The Above

8.

The bank with which credit is available (to seller) called ______:

a)

Delegated Bank

b)

Nominated Bank

c)

Any Bank

d)

None of The Above

9.

Which is correct about Irrevocable letter of credit:

a)

only allows change or cancellation of the letter of credit by issuing bank with approval by the beneficiary.

b)

All letters of credit governed by the current UCP are irrevocable letter of Credit.

c)

Both of The Above

d)

None of The Above

10.

Letter of Credit can be transferred:

a)

Yes 

b)

No

c)

None of The Above

11.

Which type of letter of credit allows issuing bank to change in it without consulting other parties?

a)

Irrevocable LC

b)

Revocable LC

c)

Confirmed LC

d)

Unconfirmed LC

12.

Which LC confirms that payment will be made even if issuing bank fails to pay?

a)

Confirmed LC

b)

Revocable LC

c)

Unconfirmed LC

13.

______ Bank guarantees payment in confirmed LC.

a)

Issuing Bank

b)

Advising Bank

c)

RBI

14.

14.The beneficiary under a letter of credit is

a)

the bank opening the credit.

b)

the customer of the opening bank

c)

the confirming bank.

d)

the exporter.

15.

When a letter of credit does not indicate whether it is revocable or irrevocable, it is treated as

a)

revocable

b)

irrevocable

c)

revocable or irrevocable at the option of the beneficiary.

d)

revocable or irrevocable at the option of the negotiating bank