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WorksheetsY9 Investment Strategies
Total questions: 15
Worksheet time: 6mins
If you own a share of stock, you...
Own a certificate of deposit
Own part of a company
Own a treasury note
Bonds are money you loan to a business or government to be paid back with interest
True
False
When companies share their profits with shareholders, we call them _____________.
Capital gains
Revenue
Income
Dividends
If you place a 6-month term deposit on May 12, 2023, the date of its maturity will be...
November 12, 2024
May 12, 2024
December 12, 2023
November 12, 2023
The amount of interest your savings account earns will depend on...
How much money you deposit
The type of savings account you open
How often they pay you interest
All of the above
You can 'diversify' your investments by buying...
Only one type of investment
Only risky investments
Several different types of investments
Only safe investments
If you invest in a managed fund, you can choose different types of portfolios.
The order of least risky to most risky is:
Balanced > Growth > Conservative > Aggressive
Conservative > Balanced > Growth > Aggressive
Growth > Aggressive > Balanced > Conservative
Aggressive > Growth > Conservative > Balanced
The riskier the investment, the higher the return on your investment
True
False
Which of the following is NOT a type of collectible:
Shoes
Designer handbags
Cheeseburger
Artwork
Which of the following statements is a disadvantage of superannuation?
Administration and management fees are charged
It allows you to maintain your lifestyle after retirement
It is a mandatory saving scheme, backed by the Government
The value generally increases over time
A conservative investment approach is...
When you want to preserve your capital (money) and are risk averse
When you want to gamble your money
When you want to achieve lots of growth by taking on risk
When you want to invest in crypto-currency
Which of the following is a disadvantage of investment in property
The property may go up in value
You can receive rent from it
You have to pay stamp duty, legal fees, maintenance and real estate costs
You own a physical asset - something you can touch and see
Bad debt is
Debt you owe to friends and family members
Debt in things that will decrease in value over time
Debt which takes a long time to pay back
Debt in things that will increase your future investment
Insurance is
Protection against something e.g. your health, car, home
An accident
An umbrella
A money making scheme
Return on investment is
The cost of borrowing money
Net worth
A calculation of interest rate
A calculation in relation to the money earned vs the money invested
