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Worksheets

Money Management

Total questions: 46

Worksheet time: 1hrs 2mins

Name
Class
Date
1.
The money that you receive for mowing the lawn, babysitting or making good grades is called__________. 
a)
income 
b)
credit 
c)
debt 
d)
interest 
2.
Tony borrowed money from the bank to buy a new house. A year later he lost his job and has started to not be able to make his house payments. This problem is known as what? 
a)
credit 
b)
budget 
c)
debt 
d)
interest 
3.
I have been setting aside $100 a month for my children to have money to go to college. This idea is known as what? 
a)
savings 
b)
credit 
c)
income 
d)
debt 
4.
Every month after my parents pay all of the family’s bills they set aside a little bit of money for the family to do fun things like go to the movies, bowling and even go to amusement parks.
My family uses a _____________
a)
income 
b)
debt 
c)
interest 
d)
budget 
5.
Which of the following is an example of income?
a)
 Your paycheck
b)
interest on a savings account
c)
birthday money
d)
These are all examples on income
6.
A __________________ is added to your account.
a)
Credit
b)
Debit
7.
A __________________ is subtracted from your account.
a)
Credit
b)
Debit
8.
A checking account is
a)
An account where money can easily be deposited and withdrawn by means of checks or debit cards.
b)
An interest bearing account where your deposit remains for a set period of time
c)
A computer that checks your email account
d)
All of the above choices
9.

It is a good idea to build a budget based on your income.

a)

True

b)

False

10.

Reasons for making a budget include

a)

To have a spending plan

b)

To have a savings plan

c)

To keep track of debits and credits

d)

All of the above

11.

Getting $25 from mowing your neighbor's lawn is an example of:

a)

Earned Income

b)

Unearned Income

12.

The essentials you can't live without are called:

a)

Needs

b)

Wants

c)

Income

d)

Expenses

13.

Helps make decisions about your income; Saving- spending plan.

a)

Budget

b)

Income

c)

Networking

d)

Bank Loan

14.

In case of emergency you should have what...

a)

Good Credit

b)

Money Saved

c)

Budget Plan

d)

Credit Card

15.

It's important to spend money on things you need before spending money on things you want:

a)

True

b)

False

16.

terms for one’s work-related financial earnings

a)

salary

b)

credit

c)

mortgage

d)

lender

17.

Which of the following are parts of writing a check?

a)

Date

b)

Signature

c)

Who you are paying

d)

The address of the person you are paying.

18.

Which of the following is a rule for writing a check?

a)

Write the check in pencil

b)

Leave the memo blank

c)

Write the check in pen

19.

What is wrong with this check?

a)

They didn't write who they are paying.

b)

The money amount in dollars is wrong.

c)

The money amount written in words is wrong.

20.

What is wrong with this check?

a)

They did not draw the line at the end of the money amount.

b)

The dollar amount is wrong.

c)

The check was not signed.

d)

The memo is wrong.

21.

Where does your signature go?

a)

The bottom left corner.

b)

The pay to the order of blank.

c)

The bottom right corner.

22.

Where does the dollar amount go?

a)

Pay to the order of blank.

b)

Next to the dollar sign.

c)

The memo

d)

The blank under pay to the order of

23.

The memo must be filled out.

a)

True

b)

False

24.

Where can you find the account number?

a)

Next to the date.

b)

At the top of your check.

c)

At the bottom of your check.

25.

Where can you find the check number?

a)

At the bottom of the check.

b)

At the top of the check next to the date.

26.
What was the balance of the account at the end of the day on 7/24?
a)
4720.33
b)
4320.03
c)
5091.15
d)
4500.75
27.
What happened on 7/5?
a)
a paycheck was deposited
b)
check #164 was written
c)
nothing
d)
the balance went up
28.
What should be written on line 2?
a)
the date
b)
the amount of the check
c)
who the check is going to
d)
your signature
29.
What should be written on line 5?
a)
the date
b)
the amount of the check
c)
reminder/memo
d)
your signature
30.
What should be written on line 6?
a)
the date
b)
the amount of the check
c)
who the check is going to
d)
your signature
31.
Shannon makes a deposit in her checking account. She has checks for $178.16 and $36.00. She gets back $20.00 in cash.
What is her total deposit?
a)
$214.16
b)
$198.16
c)
$194.16
d)
$234.16
32.

What is the correct spelling?

a)

forty

b)

fourty

c)

fortie

d)

fourtie

33.

What is the correct spelling?

a)

ninty

b)

nintey

c)

ninetey

d)

ninety

34.

How much is the check worth?

a)

$5

b)

$50

c)

$500

d)

$0

35.
The balance in your account is $500.  You then deposit $23 into your account.  What is your new balance?
a)
$500
b)
$477
c)
$523
d)
$23
36.

It is ok to leave the amount portion of a check blank if you are unsure of the amount of an upcoming purchase.

a)

true

b)

false

37.

Which part of the check is the least important?

a)

memo line

b)

signature line

c)

routing numbers

d)

check number

38.

Which of the following are parts of writing a check?

a)

Date

b)

Signature

c)

Who you are paying

d)

The address of the person you are paying.

39.

Always include the month, day, and year when writing the date.

a)

True

b)

False

40.

It's safer to print instead of sign your name at the bottom of the check.

a)

True

b)

False

41.

The amount of money you have in a bank account.

a)

balance

b)

check

c)

debt

d)

deposit

42.

Writing a check for more than you have in your account. Banks will typically charge a fee for doing this.

a)

endorse

b)

debt

c)

bouncing a check

d)

void

43.

Already printed on the check so that the payee knows you are the one who wrote it.

a)

ATM

b)

license

c)

name and address

d)

check number

44.

This is the number (often 10 digits) that is unique to your account. It tells the bank where your money comes from.

a)

bank

b)

account number

c)

Wells Fargo

d)

Truist

45.

This is where you write the name of the person or company who will receive the money.

a)

check

b)

pay to the order of

c)

signature

d)

date

46.

This number will help you keep track of your payments. Each time you use a check you should record the check number, the date, payee, and amount in your check register.

a)

check number

b)

bank

c)

signature

d)

date