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September 6th Warm-Up

Total questions: 10

Worksheet time: 15mins

Name
Class
Date
1.
If goal setting is compared to travel planning, what would the goal be?    
a)
The destination
b)
Payment for the trip
c)
The travel plan
d)
The map
2.
A _____ is an aim or purpose, or an end to which effort is directed.
a)
 resume
b)
destination
c)
 idea
d)
goal
3.

In personal finance, one makes decisions based on needs vs. wants. What is considered a need?

a)

something one would like to have

b)

something ones does not need to budget for

c)

something one can afford

d)

something one cannot live without

4.

How do short-term goals differ from long-term goals?

a)

Short-term goals involve more planning than long-term goals.

b)

Short-term goals are more affordable than long-term goals.

c)

Short-term goals cost more than long-term goals in the long run.

d)

Short-term goals are more immediate than long-term goals.

5.

How do long-term goals differ from short-term goals?

a)

Long-term goals require more planning than short-term goals do.

b)

Long-term goals require more money than short-term goals do

c)

Long-term goals involve less planning than short-term goals do.

6.

A________________is a plan in which an individual balances available resources and expenses.

a)

Budget

b)

money earned

c)

the chance or possibility of loss

d)

I need to attend office hours

7.
The first key phase in the financial planning process is to identify _______.
a)
income and expenses
b)
net worth
c)
financial goals
d)
credit and debt
8.
A(n) __________ is what each of us owns.
a)
asset
b)
liability 
c)
debt
d)
bill
9.
A(n) ______ is what each of us owes.
a)
litigation
b)
liability
c)
asset
d)
account
10.
Net worth is equal to _______ minus ________. 
a)
assets; liabilities
b)
liabilities; assets
c)
savings; checking
d)
savings; investments