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WorksheetsHealth Insurance
Total questions: 39
Worksheet time: 45mins
Does the insurance company pay for ALL medical expenses as long as you pay your monthly premium?
Yes
No
A fixed amount you pay for a covered health care service, usually when you get the service.
Deductible
Copay
Premium
The amount you owe for health care services each year before the insurance company begins to pay
Coinsurance
Deductible
Copay
The amount an insured must pay against a claim after the deductible is satisfied.
Coinsurance
Deductible
Copay
Any condition, either physical or mental, including a disability, that occurred before health plan coverage went into effect is a (a) condition.
Which of these is NOT one of the 4 areas of health?
Mental
Social
Physical
Financial
Balancing of the 4 areas of health is called ___________________.
wellness
health
lifestyle
health assessment
Passing down characteristics from parent to child.
Trait
Heredity
Family
Health
The way you think, act, or feel that leads you to make a choice is your ______________________.
lifestyle
attitude
character
personality
A set of behaviors you choose to live by are called _______________.
attitude
life skills
lifestyle
choices
Which of these is NOT an example of preventive healthcare?
Wearing bug spray while walking in the woods.
Wearing a seat belt when in a car.
Wearing a mask in public
Eating healthy foods every day.
Recycling, walking or riding a bike, and throwing trash away are all examples of
ways to make the environment healthier
ways to save money
dangerous things we do to our planet
what boy scouts and girl scouts do
Dealing with life's demands in a positive way.
setting goals
refusal skills
coping
being a wise consumer
Everything around you, both what you can see and can not see is called __________________
environment
health
heredity
trait
Which of these influence our health?
Family
Environment
Media
All the above
Taking ownership of your decisions regardless of the outcome.
Personal responsibility
Values
Character
Good decision
What is the first step in decision making?
Decide and Act
List your Options
Weighing the Consequences
Identify the Problem
Consider your values.
What is the second step in decision making?
Identify the Problem
Evaluate your Decision
Consider your values
Decide and Act
What is the 6th step in decision making?
Decide and Act
Evaluate your Decision
Weigh the Consequences
List your Options
Which of these is an example of a short-term goal?
go to college
get married and have children
save money to buy a new bike this summer
complete all your homework assignments for the week by Friday
What is this an example of?
environment
health
life skill
media
Eating healthy, exercising, and getting 8 hours of sleep a night are all examples of
Being a Wise Consumer
Coping
Practicing Wellness
Refusal Skills
Asking yourself questions about the 4 areas of health is an example of which life skill?
Practicing Wellness
Assessing your Health
Evaluating Media Messages
Setting Goals
Choosing to eat an apple over a snickers candy bar is an example of what life skill?
Making Good Decisions
Refusal Skills
Evaluating Media Messages
Being a Wise Consumer
Which of these are examples of mental health?
Recognize and deal with stress
Accept new ideas
Effectively solve problems
All the above
______________ insurance provides financial protection against overwhelming medical expenses
Health
Car
Comprehensive
Medical
___________ ______________offers health care coverage where the health care provider is paid a predetermined dollar amount for the service given
term life
whole life
cash value
traditional plan
__________ ___________ __________ is a group of selected health care providers who offer comprehensive services at preset reimbursement levels
health maintenance organization
co-payment
preferred provider organization
co-insurance
_____________ ___________ __________ is a prepaid health plan in which care providers contract with (or are) employees of the org. to provide you with services
preferred provider organization
health maintenance organization
life insurance
non-life insurance
A(n) _________ is the amount of money you must pay each year before your insurance company starts paying
life
beneficiary
deductible
health
_______________ requires you to pay either a set amount or a certain percent of medical expenses
co-insurance
co-payment
life term
term life
A(n) ____________ is a predetermined flat fee you pay for health care services
co-insurance
whole life
co-payment
term
__________ insurance is financial protection for a family in case the main source of income dies
life
term
medical
health
_______ ________ insurance is for a specified term, such as 5 years, or to a specified age
universal life
term life
cash value
whole life
The __________ is the person who receives money from a life insurance policy if the insured dies
beneficiary
life
deductible
health
_______ _________ insurance also known as permanent life insurance, offers financial protection for your entire life
term life
whole life
universal life
life
_______ _______ is the amount of money you will receive if you cancel your whole life insurance policy
deductible
medical
term life
cash value
________ ___________ __________ is a whole life insurance policy that is paid up after a specified number of years, or until the insured reaches a certain age, but offers lifetime protection
health maintenance organization
preferred provider organization
limited payment policy
cash value
_________ _________ insurance is a combination of a life insurance policy & a savings acct; it covers the insured for his or her lifetime and any amt the insured pays over the minimum premium goes into an investment acct that earns interest
traditional plan
whole life
term life
universal life
