In a previous finance committee hearing at the Senate, DHSUD Assistant Secretary Avelino Tolentino III said that if housing production continues “business as usual, ” the backlog might end up rising to ___________ by the end of the current administration.

Under the “Pambansang Pabahay Para sa Pilipino” program, DHSUD will build _________ houses every year until the president completes his term

From 2021 to June 2022, the DHSUD reportedly produced _______ housing units.

This number is actually what was reflected in 2030 projections shared by the Board of Investments, assuming that production of housing units would average ______ units every year from 2012 to 2030.

Program where DHSUD is given a directive to work towards clearing up the backlog by building affordable and accessible houses in selected areas every year until the President completes his term.

A recent initiative under the RP is the five-year (2011-2016) 50 billion housing program for the relocation of around 104,000 ISFs residing along danger areas in Metro Manila.

As Business World reported about the announcement of this program last October, the housing program will require ________ to realize at a cost of P1 million per home, which will need to be subsidized.

the planned evolution of all aspects of community well- being (economic, social, environmental and cultural)

means that a community itself engages in a process aimed at improving the social, economic and environmental situation of the community

All things that nature provides, include things such as:

● land, air water

● minerals and surface/subsurface metals and ores

● oil, gas, and petroleum

● trees and other plants

● wildlife

● the standards, legislation, and policies relating to the above

are about people, include things such as:

● healthy families and lifestyles

● skills building, education, and training

● career planning and employment

● effective and legal hiring practices

● workers' compensation and pensions human rights and labor law

INCLUDE THINGS SUCH AS:

• FUNDRAISING AND GRANT-SEEKING

• BANKS AND OTHER FINANCIAL INSTITUTIONS

• COMMUNITY LOAN FUNDS AND LENDING CIRCLES

• ACCESS TO CAPITAL AND INVESTMENT FUNDING

• GOVERNMENT LOANS AND PROGRAM FUNDS

• COOPERATIVES AND OTHER FORMS OF INVESTMENT

• POLICIES AND GUIDELINES RELATED TO FINANCE LENDING AND REPORTING

INCLUDES:

INFRASTRUCTURE

RESOURCES

• PHYSICAL BUILDINGS AND STRUCTURES

• TRANSPORTATION AND ACCESS

• COMMUNICATION SYSTEMS

• ELECTRICAL, HYDRO, SEWAGE, GARBAGE AND HEATING

Factors that affect community development

Problems in developing countries

Problems in developing countries

established by virtue of Presidential Decree No. 757 dated July 31, 1975, is a government-owned and controlled corporation operating under the policy and administrative supervision of the Housing and Urban Development Coordinating Council (HUDCC).

mandated by Executive Order No. 90 as the sole government agency to engage in shelter production, focusing its efforts to provide to homeless, low-income Filipino families

Private developers intending to develop raw lands for housing must secure the necessary permits and clearances from

is the primary government agency responsible for the management of housing, human settlement, and urban development.

It was created on February 14, 2019 by virtue of Republic Act 11201.

is the sole and main planning and policy-making, regulatory, program coordination, and performance monitoring entity for all housing, human settlement, and urban development concerns, primarily focusing on the access to and affordability of basic human needs.

Their operations are complemented by one technical service, the Public Housing and Human Settlements Service, and seven support services.

has 16 regional offices strategically located around the country to cater to the needs of the localities

DHSUD key shelter agencies

Three (3) bureaus of DHSUD

which acts as the country’s primary shelter production arm

which focuses on national savings program and affordable shelter financing for Filipino workers

which undertakes social housing programs catering to the formal and informal settlers belonging to the low-income bracket

which ensures the availability of affordable housing loans to finance homebuyers through the secondary market for home mortgages

COMMUNITY EMPOWERMENT AND LIVELIHOOD PROGRAMS ARE CLEARLY NOT CENTRAL STRATEGIES AS ENVISIONED BY THE LAW, WHICH EXPECTEDLY FOCUSED ON THE FOLLOWING IDEAS:

Community resources are mobilized for the resolution of land tenure issues and/or site development through the Land Tenure Assistance Program (LTAP), Community Mortgage Program (CMP), and Community Land Acquisition Support Program (CLASP).

• This program involves the acquisition and development of large tracts of raw land to generate serviced lots and/or housing units for families displaced from sites earmarked for government infrastructure projects and those occupying danger areas such as waterways, esteros and railroad tracks.

involves the acquisition and development of large tracts of raw land to generate serviced lots and/or housing units for families displaced from sites earmarked for government infrastructure projects and those occupying danger areas such as waterways, esteros and railroad tracks.

• Entails acquisition and development of raw land into service home lots to serve as alternative to informal settlements as well as catchment areas for immigration and population growth.

• This approach is adopted in urban centers where population growth and overspill is anticipated and where beneficiaries intend to acquire housing on incremental basis.

This is implemented as a joint undertaking between the LGU and NHA.

• The LGU's primary contribution is land while the NHA provides funds to cover the cost of land development. LGUs recover project costs from beneficiaries and utilize proceeds exclusively for project maintenance or to acquire and/or develop new resettlement sites.

• Entails the acquisition and development of raw land as well as the construction of housing units. The Program provides service lots with core housing designed to match the affordability of the target market consisting mostly of low-salaried government and private sector employees.

• Under this program, projects are implemented under joint venture arrangements with the private sector or LGUs. Partners invest or contribute equity in the project in terms of land or funds for land development and house construction.

• Entails acquisition and on-site improvement of occupied lands through the introduction of roads or alleys and basic services such as water and power. The land tenure issue is resolved through the sale of homelots to bonafide occupants.

• Resettlement Programs by-method modality

• Resettlement Programs by-location modality wherein the resettlement site is within the same LGU

• Resettlement Programs by-location modality wherein the resettlements are located outside the administrative boundaries of the LGU

COMMUNITY EMPOWERMENT AND LIVELIHOOD PROGRAMS ARE CLEARLY NOT CENTRAL STRATEGIES AS ENVISIONED BY THE LAW, WHICH EXPECTEDLY FOCUSED ON THE FOLLOWING IDEAS:

determines the private developer that would be allowed to develop government-owned raw lands for housing

a major reason for the inconsistent land utilization policies at the local level

URBAN DEVELOPMENT AND HOUSING ACT OF 1992

• IS AN APPROPRIATE PIECE OF LEGISLATION

• AN ACT TO PROVIDE FOR A COMPREHENSIVE AND CONTINUING URBAN DEVELOPMENT AND HOUSING PROGRAM, ESTABLISH THE MECHANISM FOR ITS IMPLEMENTATION, AND FOR OTHER PURPOSES

• UPLIFT THE CONDITIONS OF THE UNDERPRIVILEGED AND HOMELESS CITIZENS IN URBAN AREAS AND IN RESETTLEMENT AREAS BY MAKING AVAILABLE TO THEM DECENT HOUSING AT AFFORDABLE COST, BASIC SERVICES, AND EMPLOYMENT OPPORTUNITIES

• ADOPT WORKABLE POLICIES TO REGULATE AND DIRECT URBAN GROWTH AND EXPANSION TOWARDS A DISPERSED URBAN NET AND MORE BALANCED URBAN-RURAL INTERDEPENDENCE

• AN ACT AUTHORIZING THE MINISTRY OF HUMAN SETTLEMENTS TO ESTABLISH AND PROMULGATE DIFFERENT LEVELS OF STANDARDS AND TECHNICAL REQUIREMENTS FOR ECONOMIC AND SOCIALIZED HOUSING PROJECTS IN URBAN AND RURAL AREAS FROM THOSE PROVIDED UNDER PD 957, 1216,1096, AND 1185

• AS AMENDED BY PD 1216 - REGULATING THE SALE OF SUBDIVISION LOTS AND CONDOMINIUMS, PROVIDING PENALTIES FOR VIOLATIONS THEREOF

• SUBDIVISION AND CONDOMINIUM BUYER'S PROTECTIVE DECREE

• AN ACT TO DEFINE CONDOMINIUM, ESTABLISH REQUIREMENTS FOR ITS CREATION, AND GOVERN ITS INCIDENTS.

• THE CONDOMINIUM ACT

• LAWS AND REGULATIONS PERTAINING TO HOUSING:

AN ACT TO PROVIDE PROTECTION TO BUYER OF REAL ESTATE ON INSTALLMENT PAYMENTS

REALTY INSTALLMENT BUYER PROTECTION ACT

AN ACT ESTABLISHING REFORMS IN THE REGULATION OF RENT OF CERTAIN RESIDENTIAL UNITS, PROVIDING THE MECHANISMS THEREFOR AND FOR OTHER PURPOSES

RENT CONTROL ACT OF 2009

PROCLAIMING URBAN LAND REFORM IN THE PHILIPPINES AND PROVIDING FOR THE IMPLEMENTING MACHINERY THEREOF

URBAN LAND REFORM ACT

LAWS AND REGULATIONS PERTAINING TO HOUSING:

who acts as a conduit between community associations/ cooperatives and financing institutions such as the National Home Mortgage Finance Corporation (NHMFC), Home Development Mutual Fund (HDMF OR Pag-IBIG Fund) and other government and non-government institutions.

who extends credit assistance to Community Associations for the acquisition of land they occupy or intend to be resettled under the LTAP.

private developers and builders who participate in the National Shelter Program are provided by the government with

____________ for socialized and economic housing are given at subsidized rates of interest.

charges a subsidized rate of 6% per year

developers of low-cost housing pay interest rates ranging from 9.5% to 16% under the

They insure development loans

The government provides private developers financing for large-scale housing production under the following:

Under the mortgage take-out scheme are the following:

more popularly known as the Pag-IBIG Fund, was an answer to the need for a national savings program and an affordable shelter financing for the Filipino worker.

RA 9679 - enacted through "An Act Further Strengthening the Home Development Mutual Fund, and for other Purposes"

builds the primary infrastructure

Secondary infrastructure such as on-site water supply, sewerage and power lines are for the responsibility of the

The developers may build the housing units or contract _______ to produce the units.

may be involved in the development of sites and services in community development programs.