wayground logo

Free Printable Worksheets

NEW

Font size

S
M
L
XL
Worksheets

Business Banking Friday Quiz

Total questions: 22

Worksheet time: 11mins

Name
Class
Date
1.

John is an economist and he is trying to analyze the economic health of a country. What tool would he use to measure inflation?

a)

a ruler

b)

CPI Consumer Price Index

c)

a scale

2.

John has several assets including checks, property, cash, and credit. If he needs to quickly convert one of these into money, which one would be the most liquid asset? 

a)

Checks

b)

Property

c)

Cash

d)

Credit

3.

Imagine you are a policy maker. You are tasked with designing a new tax system. A good tax system should be all of these but?

a)

Simple

b)

Efficient 

c)

Equal

d)

Overbearing 

4.

In a marketplace, you observe two individuals exchanging goods without the use of money. What is happening here?

a)

Bartering

b)

Cooking

c)

Flirting

d)

Machismo

5.

John found some cash on the road. Which of the following is not a use of the money he found?

a)

He can use it as a medium of exchange

b)

He can consider it as a store of value

c)

He can use it as a unit of account

d)

He can use it to start a fire

6.

You found a rare coin in your grandfather's collection. What type of money would this be?

a)

Commodity

b)

Fiat

c)

Representitive

d)

Gold

7.

John is considering using a Debit Card for his transactions. What could be a potential downside for him?

a)

John will have to pay Bank Fees if he uses his bank's ATM

b)

John will end up Paying interest

c)

John can get charged fees if the money isn't in his account

d)

John's Debit Card will only work on weekdays

8.

John has multiple credit cards. He believes that the more credit cards he has, the higher and better his credit score will be. Is this true?

a)

True

b)

False

9.

If you have $1000 in your bank account, and the inflation rate is 2% per year, will the purchasing power of your money decrease over time?

a)

True

b)

False

10.

Imagine a country is in debt. The government thinks about printing more money to pay off the debt. Is this the best way to get out of debt?

a)

True

b)

False

11.

John has some money to invest. Which of the following options is the least risky for him?

a)

Investing in a single company's stock

b)

Investing in a mutual fund

c)

Starting his own business

12.

John has invested in stocks, bonds, and real estate. This strategy of diversification lowers his risk?

a)

True

b)

False

13.

If you are a beginner in a job, will you earn more?

a)

True

b)

False

14.

John is a businessman. He is trying to understand how progressive taxes work. Can you explain it to him?

a)

John, progressive taxes are higher the more you make

b)

John, progressive taxes are lower the more you make

c)

John, progressive taxes are the same for everyone

15.

Consider John, a businessman. If the tax system is regressive, John's taxes...

a)

Will be higher if his business makes more profit

b)

Will be lower if his business makes more profit

c)

Will be the same regardless of his business profit

16.

Imagine you are the head of a central bank. Which would be the best inflation rate to aim for in a stable economy?

a)

-4% (Deflation)

b)

3% (Mild Inflation)

c)

15% (High Inflation)

17.

Imagine you are at a grocery store and you want to use a card that allows you to withdraw money directly from your checking account to pay for your groceries. What type of card would you use?

a)

Credit Card

b)

Debit Card

c)

Gift Card

d)

E-Card

18.

John is planning to buy a house. The bank is ready to lend him money for this purpose. What is this type of loan called?

a)

Mortgage

b)

Default Loan

c)

Equity Loan

d)

Building Loan

19.

John has a savings account in a bank. Which organization guarantees his deposits up to $250,000?

a)

Chinese Government

b)

FDIC (Federal Deposit Insurance Corporation)

c)

The President

d)

The Bank

20.

John has a few items in his pocket: a durable coin, a portable note, a divisible check, and an invincible shield. Which of these does not characterize money?

a)

Durable Coin

b)

Portable Note

c)

Divisible Check

d)

Invincible Shield

21.

John is considering taking a certain financial step today that he believes will yield financial benefits in the future. What is this action likely to be?

a)

Building a Portfolio

b)

Waiting for Maturity

c)

Making an Investment

d)

Buying a Ski Doo

22.

John has invested in stocks, bonds, and real estate. Can we say that these investments collectively form John's portfolio?

a)

True

b)

False