WorksheetsSemester One Career Exploration
Total questions: 43
Worksheet time: 22mins
Name
Class
Date
1.
Which of following is the most specifically tied to a career?
a)
Career path
b)
Pathway
c)
Career cluster
2.
What is the main difference between a debit account and credit account.
a)
One requires checks the other does not.
b)
One contains money that you own while the other is the banks money.
c)
One is called credit and the other is called debit.
3.
What is an automatic deposit?
a)
A system where you job can automatically deposit your paycheck into your account.
b)
The pay "check" that you receive from your employer.
c)
A type of sports car.
4.
What is burn out?
a)
A state of emotional, physical, and mental exhaustion caused by excessive and prolonged stress.
b)
When a job holds an outdoor BBQ after hours for the employees.
c)
When a car locks its breaks and squeals the tires, producing a burned rubber smell.
5.
Choose an example of someone in the Arts & Communication field
a)
Film director
b)
Human Resource manager
c)
Architect
d)
Nurse
e)
Teacher
6.
Choose an example of someone in the Business Management & Technology field
a)
Human Resource manager
b)
Film director
c)
Architect
d)
Nurse
e)
Teacher
7.
Choose an example of someone in the Industrial & Engineering Technology field
a)
Architect
b)
Film director
c)
Human Resource manager
d)
Nurse
e)
Teacher
8.
Choose an example of someone in the Health Services field
a)
Nurse
b)
Film director
c)
Human Resource manager
d)
Architect
e)
Teacher
9.
Choose an example of someone in the Human Services field
a)
Teacher
b)
Film director
c)
Human Resource manager
d)
Architect
e)
Nurse
10.
Choose an example of someone in the Natural Resources Agriculture field
a)
Dairy farmer
b)
Film director
c)
Human Resource manager
d)
Architect
e)
Nurse
11.
Which of the following is a question you should ask before choosing a career?
a)
Does the career require college?
b)
Does this raise my social status?
12.
Define lateral movement in a job
a)
A career where moving up in the job can be done with one employer.
b)
Climbing up a ladder.
c)
A career where moving up requires moving to a different position or possibly a whole new career and coming back to the original one.
d)
A job which requires a lot of moving around.
13.
Define horizontal movement in a job
a)
A career where moving up in the job can be done with one employer.
b)
Climbing up a ladder.
c)
A career where moving up requires moving to a different position or possibly a whole new career and coming back to the original one.
d)
A job which requires a lot of moving around.
14.
Which of following is the broadest in terms of careers?
a)
Career path
b)
Pathway
c)
Career cluster
15.
Which of the following are the career paths?
a)
All of these choices
b)
Arts & Communication
c)
Business Management & Technology
d)
Industrial & Engineering Technology
e)
Health Services
16.
What is the main benefit of a savings account?
a)
A place to spend money out of.
b)
A place to hold money for a later date.
c)
A place for you money to accrue large amounts of interest.
17.
What is the main benefit of a certificate of deposit (CD)?
a)
A place to spend money out of.
b)
A place to hold money for a later date.
c)
A place for you money to accrue large amounts of interest.
18.
Which of the following are a feature of a debit card?
a)
Tap to pay
b)
Swipe to pay
c)
Insert to pay (Chip)
d)
All of the options
19.
What is the name for the 3 digit code on the back of a debit card?
a)
CVV2
b)
Pin
c)
Date
d)
Card number
20.
If you can't find your debit card and have online banking, what should your first step be?
a)
Go to the card section of online banking and temporarily turn your card off while you look for it.
b)
Call and order a new one.
c)
Do nothing and keep looking.
d)
Do nothing and just use a different card since you are the only one who knows the pin.
21.
Please select only correct statements about credit.
a)
A track record of good spending habits
b)
Built over a long period of time
c)
Can be lost quickly
d)
Creditors look at it before approving loans
e)
Credit reports consists of: identification, account history, public records (bankruptcy filings and judgements) and inquiries
22.
Please use the following equation to find how much the monthly salary would be for a job making $24.73 an hour
$/hr * 40 * 52 / 12
a)
$4,286.53 per month
b)
$51,438.40 per year
c)
$989.20 per week
d)
$3,952.77 per month
23.
What is a personal loan?
a)
Bank loans you a lump sum to use for anything.
b)
Bank loans you access to borrow up to a certain limit set by the bank at anytime
c)
Bank loans you a sum of money that is only used for buying a house.
d)
Bank loans you money that is taken out against your current mortgage, used mainly for house repairs.
e)
Bank loans you money that is used to buy a vehicle.
24.
What is a line of credit?
a)
Bank loans you a lump sum to use for anything.
b)
Bank loans you access to borrow up to a certain limit set by the bank at anytime
c)
Bank loans you a sum of money that is only used for buying a house.
d)
Bank loans you money that is taken out against your current mortgage, used mainly for house repairs.
e)
Bank loans you money that is used to buy a vehicle.
25.
What is a mortgage?
a)
Bank loans you a lump sum to use for anything.
b)
Bank loans you access to borrow up to a certain limit set by the bank at anytime
c)
Bank loans you a sum of money that is only used for buying a house.
d)
Bank loans you money that is taken out against your current mortgage, used mainly for house repairs.
e)
Bank loans you money that is used to buy a vehicle.
26.
What is a home equity loan?
a)
Bank loans you a lump sum to use for anything.
b)
Bank loans you access to borrow up to a certain limit set by the bank at anytime
c)
Bank loans you a sum of money that is only used for buying a house.
d)
Bank loans you money that is taken out against your current mortgage, used mainly for house repairs.
e)
Bank loans you money that is used to buy a vehicle.
27.
What is an auto loan?
a)
Bank loans you a lump sum to use for anything.
b)
Bank loans you access to borrow up to a certain limit set by the bank at anytime
c)
Bank loans you a sum of money that is only used for buying a house.
d)
Bank loans you money that is taken out against your current mortgage, used mainly for house repairs.
e)
Bank loans you money that is used to buy a vehicle.
28.
A certificate degree usually takes -
a)
1-6 Months to complete
b)
1-2 Years to complete
c)
3-5 Years to complete
d)
6 Years to complete
e)
8 - 15 Years to complete
29.
An associates degree usually takes -
a)
1-6 Months to complete
b)
1-2 Years to complete
c)
3-5 Years to complete
d)
6 Years to complete
e)
8 - 15 Years to complete
30.
A bachelor's degree usually takes -
a)
1-6 Months to complete
b)
1-2 Years to complete
c)
3-5 Years to complete
d)
6 Years to complete
e)
8 - 15 Years to complete
31.
A master's degree usually takes -
a)
1-6 Months to complete
b)
1-2 Years to complete
c)
3-5 Years to complete
d)
6 Years to complete
e)
8 - 15 Years to complete
32.
A doctorate degree usually takes -
a)
1-6 Months to complete
b)
1-2 Years to complete
c)
3-5 Years to complete
d)
6 Years to complete
e)
8 - 15 Years to complete
33.
True or False: A deposit account can have multiple signers?
a)
True
b)
False
34.
True or False: A credit account can have multiple signers?
a)
True
b)
False
35.
True or False: A check has your account's routing number, account number, full name, and address on it?
a)
True
b)
False
36.
True or False: Government saving bonds double in value in 20 years?
a)
True
b)
False
37.
True or False: There is a penalty for collecting a Certificate of Deposit (CD) early?
a)
True
b)
False
38.
True or False: If everything is set up, you can use a smart phone or watch to make payments in store?
a)
True
b)
False
39.
True or False: If your employer will match up to 6% of your salary that you put into retirement, you would want to only put 3% in.
a)
True
b)
False
40.
True or False: A subsidized student loan does not accrue interest until six months after you graduate.
a)
True
b)
False
41.
Briefly describe what is in-state tuition
4 lines
42.
Please provide a paragraph discussing the pros and cons of joining any branch of the military. Make sure to provide specific examples.
4 lines
43.
What is one benefit of a local bank (I.e. Dakota Bank), and what is one benefit of a big bank (I.e. Wells Fargo)
4 lines
100 %
