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EL NATH - ROUND ll

Total questions: 80

Worksheet time: 40mins

Name
Class
Date
1.

Net National income NNI does not include

a)

Indirect Business taxes

b)

Corporate income taxes

c)

Depreciation charges

d)

The rental value of house owners

2.

Who frame Monetary Policy of India

a)

Finance minister

b)

Prime minister

c)

Reserve Bank of India

d)

IMF

3.

Who frame fiscal policy of India

a)

Reserve Bank of India

b)

Ministry of Finance

c)

Dept of Revenue

d)

World bank

4.

The difference between NNP and NDP is

a)

Depreciation

b)

Indiret tax

c)

Net factor income from abroad

d)

Current transfer from rest of the world

5.

Which of the following Ledgers are generally in Debit

a)

Asset & Liability

b)

Revenue & Expense

c)

Asset & Expense

d)

Revenue & Liability

6.

Which of the following statements describes the main objective of financial management?

a)

Efficient acquisition and deployment of financial resources to ensure achievement of objectives

b)

Providing information to management for day to day functions of control and decision making

c)

Providing information to external users about the historical results of the organisation

d)

Maximisation of shareholder wealth

7.

Which of the following does NOT form part of the objectives of a corporate governance best practice framework?

a)

Separation of chairperson and CEO roles

b)

Establishment of audit, nomination and remuneration committees

c)

Minimisation of risk

d)

Employment of non-executive directors

8.

Are the following statements true or false?

True False

1. Accounting profit is not the same as economic profit.

2. Profit takes account of risk.

3. Accounting profit can be manipulated by managers.

a)

True, False, False

b)

True, False, True

c)

False, False, True

d)

True, True, False

9.

Indicate, by clicking in the relevant boxes, whether the following objectives are financial or non‐financial objectives of a company.

Objective

1. Maximisation of market share    

2. Earnings growth    

3. Sales revenue growth    

4. Achieving a target level of customer satisfaction    

5. Achieving a target level of return on capital employed

a)

Financial - 1, 3

Non‐financial - 2, 4 & 5

b)

Financial - 2, 3 & 5

Non‐financial - 1 & 4

c)

Financial - 2, 4 & 5

Non‐financial - 1 & 3

d)

Financial - 4 & 5

Non‐financial - 1, 2 & 3

10.

Which of the following statements is NOT correct?

a)

Return on capital employed can be defined as profit before interest and tax divided by the sum of shareholders’ funds and prior charge capital

b)

Return on capital employed is the product of net profit margin and net asset turnover

c)

Dividend yield can be defined as dividend per share divided by the ex dividend share price

d)

Return on equity can be defined as profit before interest and tax divided by shareholders’ funds

11.
The Payback Period (PBP) will always select the investment that
a)
Gives the highest rate of return
b)
Returns the cost of investment first
c)
Has the highest total net cash flow
12.
Which is NOT an advantage of using the Payback method to choose between investment options?
a)
It focuses on profitability and ignores cash flow
b)
Reduces the time during which liquidity is risked
c)
Easy to understand and calculate
d)
May encourage growth by favouring quick return projects
13.
A card that borrows money but it has to be paid back
a)
Debit Card 
b)
Credit Card 
c)
Baseball Card 
d)
Pokemon Card 
14.
The maximum amount the lender is willing to make available to the borrower.
a)
Credit Limit
b)
Credit History
c)
Creditor
d)
Debit Limit 
15.
What happens at Break Even Point?
a)
Company makes neither profit nor loss
b)
Company makes profit
c)
Company makes loss
d)
Company goes bankrupt
16.

Criteria that measures how quickly project will return its original investment is?

a)

Accounting rate of return

b)

Payback period

c)

Internal rate of return

d)

Benefit cost ratio

17.

Which of the following could be an investor?

a)

A. Insurance companies

b)

B. Banks

c)

C.Government

d)

D. All the above

18.

Which of the following are not a financial intermediary?

a)

A. Insurance companies

b)

B. Banks

c)

C. Brokers

d)

D. Government

19.

Name the micro finance company that becomes the first to start operation as a commercial bank

a)

Pay Tm Bank

b)

Vodafone M Pisa Bank

c)

Bandhan Bank

d)

Yes Bank

20.

Which of the following regulates Credit Rating agencies in India?

a)

RBI

b)

NSE

c)

SEBI

d)

ICAI

21.

FATCA Stands for

a)

Foreign Account Tax Compliance Act

b)

Foreign Account Trade Company Act

c)

Financial Account Tax Compliance Act

d)

Fiscal Account Tax Compliance Act

22.

As per which act, holidays are provided in the banks?

a)

RBI Act

b)

Banking Regulation Act

c)

as per orders of Govt.

d)

Banking Nationalisation Act

23.

world investment report is published by

a)

UNDP

b)

World Bank

c)

IMF

d)

UNCTAD

24.

Merchant banking in India is governed by

a)

SEBI

b)

IRDA

c)

RBI

d)

Ministry of Finance

25.

If you wish to purchase US dollars to travel abroad, you will approach:-

a)

Ministry of finance

b)

US Embassy

c)

Any bank branch authorized for such activity

d)

External Affairs ministry

26.

If a bank has to borrow funds from RBI for a long term, which among the following will be applicable?

a)

Repo Rate

b)

Reverse Repo

c)

Bank Rate

d)

liquidity Adjustment Facility

27.

Bhadti ka naam zindagi

a)

axis bank

b)

bank of baroda

c)

bandhan bank

d)

bank of baroda

28.

lets make money simple

a)

Kotak Mahindra

b)

yes bank

c)

Citi bank

d)

bank of baroda

29.

knowledge is Power

a)

Financial Express

b)

The Economic Times

c)

Hindustan Times

d)

none of above

30.
What is NOT a source of Internal finance?
a)
Retained profit
b)
Sale of existing assets
c)
Issue of shares
d)
All are sources of Internal finance
31.

It accepts deposits from individuals and organizations that have excess funds and provide loans to those who are in need. This financial institution is called _______.

a)

investment banks

b)

commercial banks

c)

credit unions

d)

insurance companies

32.

Profitability ratios measure:

a)

the speed at which the firm is turning over its assets

b)

the ability of the firm to earn an adequate return on sales, total assets, and invested capital

c)

the firm's ability to pay off short term obligations as they are due

d)

the debt position of the firm in light of its assets and earning power

33.

Financial leverage:

a)

reflects the firm's commitment to fixed, financial assets

b)

has no impact on the earning of the firm

c)

reflects the amount of debt used in the capital structure of the firm

d)

primarily affects the left side of the balance sheet

34.

The valuation of a financial asset is based on determining:

a)

the present value of future cash flows

b)

the current yield to maturity on long term corporate bonds

c)

the capital budgeting process

d)

what the corporation is paying to attract preferred shareholders

35.

The spread may best be defined as:

a)

the compensation due the lead underwriter

b)

the total compensation for those participating in the distribution process

c)

the price finally paid by the public for the shares

d)

the proceeds from the distribution received by the firm

36.

Preferred equity has all of the following characteristics except:

a)

fixed dividends

b)

the cumulative right to annual dividends

c)

precedence over common stock dividends

d)

residual claim to income

37.

The indifference point identifies:

a)

equality of impact on eps between two financing plans

b)

equality of impact on EBIT between two financing plans

c)

equality of impact on revenue between two financing plans

d)

equality of impact on number of shares between two financing plans

38.

Characteristics of pledging accounts receivable include all of the following, except:

a)

the sale of receivables to a finance company

b)

the lender stipulates which accounts are of sufficient quality

c)

60-80% of the value of the acceptable collateral may be borrowed

d)

the interest rate is normally well in excess of prime

39.

Dividends may be considered relevant because:

a)

they increase the investor's overall return

b)

a higher return will be earned than with retained earnings

c)

they are preferred by investors in higher tax brackets

d)

they resolve uncertainty in the minds of investors

40.

A call provision allows the firm to:

a)

call the bond and common stock

b)

redeem bonds prior to the call date

c)

pay a discount 5-10% below par

d)

redeem the bond prior to maturity

41.

In the "real world," corporate bonds usually pay interest:

a)

continuously

b)

quarterly

c)

semiannually

d)

annually

42.

Walter’s Model suggests for 100% DP Ratio when

a)

ke = r

b)

ke < r

c)

ke > r

d)

ke = 0

43.

Financial Leverage is calculated as:

a)

EBIT÷ Contribution

b)

EBIT÷ PBT

c)

EBIT÷ Sales

d)

EBIT÷ Variable Cost

44.

Dividend irrelevance argument of MM Model is based on:

a)

Issue of Debentures

b)

Issue of Bonus Share

c)

Arbitrage

d)

Hedging

45.

Which of the following statements is correct?

a)

A Higher Receivable Turnover is not desirable

b)

Interest Coverage Ratio depends upon Tax Rate

c)

Increase in Net Profit Ratio means increase in Sales

d)

Lower Debt-Equity Ratio means lower Financial Risk

46.

Shares of face value of 10 are 80% paid up. The company declares a dividend of 50%. Amount of dividend per share is

a)

5

b)

4

c)

80

d)

50

47.

Risk in Capital budgeting implies that the decision-maker knows ________________ of the cash flows.

a)

Variability

b)

Probability

c)

Certainty

d)

None of the above

48.

EOQ is the quantity that minimizes

a)

Total Ordering Cost

b)

Total Inventory Cost

c)

Total Interest Cost

d)

Safety Stock Level

49.
An optimum level of saving is
a)
10% of your income
b)
45% of your income
c)
30% of your income
d)
23% of your income
50.
Your liabilities should not be more than
a)
10% of your income
b)
40% of your income
c)
55% of your income
d)
23% of your income
51.
Passive Income is
a)
Gift you receive from others
b)
Income generated from assets
c)
Loans given by banks
d)
Money received by gambling
52.
Wealth is accumulated by
a)
Investing more money
b)
Inheriting money
c)
Investing in areas of huge returns
d)
Staying long in right assets
53.
An Emergency Fund is
a)
Equal to 6 times monthly income
b)
Equal to 6 times monthly expenses
c)
The credit limit available on your credit card
d)
Equal to 3 times your monthly income
54.
The best asset class for investing is
a)
Gold
b)
Real Estate
c)
Mutual Funds & Stocks
d)
Can't choose one
55.
Sensex represents
a)
50 companies in the stock market
b)
30 companies in the stock market
c)
35 companies in the stock market
d)
25 companies in the stock market
56.

_is a loan instrument which promises to pay a fixed sum on a fixed date, and to pay interest to the lender

a)

Securities

b)

Bond

c)

Derivatives

d)

Shares

57.

Which of the following is a Bretton Woods institution?

a)

The International Monetary Fund (IMF)

b)

The World Trade Organization (WTO)

c)

The International Labor Organization (ILO)

d)

The Securities and Exchange Commission (SEC)

58.

A country's exporters favour all but which one of the following?

a)

A weak domestic currency

b)

A strong domestic currency

c)

A stable currency market

d)

A well regulated currency market

59.

Hedge funds are criticized for which one of the following reasons?

a)

Their activities can annoy corporate decision makers

b)

Their speculative activities can distort markets

c)

They make lots of money

d)

They attract people who like to gamble

60.

Swelling sovereign debt is a worry in all but which one of the following circumstances?

a)

When tax revenues fall

b)

When economic growth slows

c)

When public spending is falling

d)

When public spending is spiraling out of control

61.

Which of the following is an advantage of the pegged exchange rate?

a)

It protects the country against economic downturn

b)

It attracts foreign investors

c)

It leads to financial stability

d)

It deters speculators on the country's currency

62.

FULL FORM OF AICPA

a)

AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS

b)

ASSOCIATION INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS

c)

ACCOUNTING INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS

d)

AUSTRALIA INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS

63.

Find the odd man out

a)

commercial paper

b)

share certificate

c)

certificate of deposit

d)

treasury bill.

64.

The process of managing the sales ledger of a client by a financial service company is called _____________.

a)

forfeiting

b)

factoring

c)

leasing

d)

securitization of debt

65.

Non-banking companies should compulsorily get credit rating for their _________.

a)

capital market instruments

b)

money market instruments

c)

debt market instruments

d)

none of these

66.

Term lending institutions are ________ market intermediaries.

a)

cash

b)

credit

c)

capital

d)

sales

67.

A forward contract is a derivative of a _____________.

a)

spot contract

b)

financial contract

c)

particular time contract

d)

none of these

68.

The minimum net worth for the first category of merchant banker is Rs. _______.

a)

2 crore

b)

1 crore

c)

9 crore

d)

5 crore

69.

The minimum public offering for a subscription must be at least _____ % of each issue.

a)

80

b)

50

c)

43

d)

25

70.

The securities and exchange board of India was set up on April 12, ________.

a)

1950

b)

1975

c)

1988

d)

2000

71.

AMFI stands for ______

a)

Assets management fund of India

b)

Association for mutual fund of India

c)

Asset mutual fund of India

d)

Association for management of India

72.

The pattern of investment of a mutual fund is oriented towards fixed income yielding securities under ______.

a)

Growth fund scheme

b)

Income fund scheme

c)

Balanced fund scheme

d)

Money market fund scheme

73.

CRISIL was started in _____.

a)

1998

b)

1988

c)

1978

d)

1968

74.

ICRA was started in _____.

a)

1990

b)

1991

c)

1992

d)

1993

75.

Our financial advisor recommended that we hedge our bets by investing in a diverse range of assets.

a)

Concentrate our investments in one area

b)

Invest all our money at once

c)

Diversify our investments to spread the risk

76.

Unfortunately, the restaurant went belly up within a year of opening.

a)

became popular

b)

changed ownership

c)

went bankrupt

77.

"Advance received from customers" can be categorized under which element of accounting?

a)

Asset

b)

Liability

c)

Equity

d)

Income

e)

Expense

78.

Financial accountancy is governed by?

a)

local standards only

b)

international standards

c)

local as well as international accounting standards

d)

company’s internal top management only

79.

Which is not a benefit of financial accounting?

a)

A. Maintaining systematic records

b)

Protecting and safeguarding business assets

c)

Historical in nature

d)

Facilitates rational decision making

80.

Direct costs like manufacturing costs, salaries of factory workers etc. are called:

a)

Cost of doing business

b)

Unavoidable costs

c)

Cost of goods sold

d)

Payroll