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Financial Ed. Review

Total questions: 17

Worksheet time: 8mins

Name
Class
Date
1.

Smarter choices result in better use of time and money

a)

True

b)

False

2.

Difficult or challenging decisions demand more consideration.

a)

False

b)

True

3.

Budget is the amount of money that is available for a particular purpose.

a)

False

b)

True

4.

Is the loss of potential gain from other alternatives when one alternative is chosen.

(a)  

5.

Should be realistic, be specific, and have a timeframe.

a)

Savings

b)

Financial Goal

c)

Income

6.

Probabilities of loss or the chance of adverse outcomes


a)

Cost

b)

Gains

c)

Risks

7.

Meaning of TVM

(a)  

8.

Decision Making Process:

a)
  1. 1. Identify the problem

2. Select the best solution

3. Evaluate the results

4. Gather information/alternatives

5. Consider the consequences

b)
  1. 1. Identify the problem

2. Gather information/alternatives

3. Consider the consequences

4. Select the best solution

5. Evaluate the results

c)
  1. 1. Identify the problem

  2. 2. Consider the consequences

  3. 3. Gather information/alternatives

4. Select the best solution

5. Evaluate the results

9.

People are always aware of economic influences that can affect decision-making.

a)

True

b)

False

10.

It’s important to have current information, assistance, and data on all of the relevant factors.

a)

True

b)

False

11.

occurs when overall prices increase due to increases in the cost of wages and raw materials.


a)

Spending

b)

Poverty

c)

Inflation

d)

Unemployment

12.

The amount charged, expressed as a percentage of the principal, by a lender to a borrower for the use of a assets.

a)

Taxes

b)

Interest Rates

c)

Loan

13.

Having a budget doesn't keep your spending in check and doesn't makes sure your savings are on track for the future.


a)

True

b)

False

14.

Budget Process

a)
  1. 1. Set your financial goals

  2. 2. Find out how much money you're managing

  3. 3. Track your spending.

    1. 4. Stick to your plan.

    2. 5. Decrease your

      spending or increase your income.

b)


1. Find out how much money you're managing

  1. 2. Track your spending.

    1. 3. Set your financial goals

    2. 4. Increase your

      spending and decrease your income.

    3. 5. Stick to your plan.

c)
  1. 1. Find out how much money you're managing

  2. 2. Track your spending.

    1. 3. Set your financial goals

    2. 4. Decrease your

      spending or increase your income.

    3. 5. Stick to your plan.

15.
  • The opportunity cost is the "cost" incurred by not enjoying the benefit associated with the best alternative choice.

a)

True

b)

False

16.

Provided money can earn interest meaning any amount of money is worth more the sooner it is received

a)

True

b)

False

17.

Investors prefer to receive money today rather than the same amount of money

a)

False

b)

True