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401k’s

Total questions: 5

Worksheet time: 3mins

Name
Class
Date
1.

You’re a high-earning individual in your peak earning years.

You prefer a tax benefit now during your high-earning years.

a)

401k

b)

Roth 401k

2.

You want the flexibility to avoid required minimum distributions during your retirement, allowing your retirement savings to grow tax-free for as long as you like?

a)

401k

b)

Roth 401k

3.

You are looking for a way to diversify your tax exposure in retirement,

and you would like to potentially develop a tax-free income source?

a)

401k

b)

Roth 401k

4.

You prefer to reduce your current taxable income

and potentially receive a tax deduction for your contributions.

a)

401k

b)

Roth 401k

5.

You more focused on long-term tax planning and

want to maximize tax-free withdrawals in retirement?

a)

401k

b)

Roth 401k