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Worksheets

EPF 4.3

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

an agreement between you and a lender that allows you to borrow money to purchase or refinance a home and gives the lender the right to take your property if you fail to repay the money you've borrowed

a)

Lease

b)

Escrow

c)

Mortgage

d)

Collateral

2.

the fee a lender or broker charges to cover their processing costs when an individual applies for a mortgage or for the ability to lease a property

a)

paper fee

b)
leasing fee
c)
application fee
d)
mortgage fee
3.

money that is given to a lender, seller, or landlord as proof of intent and may be used to pay for damages caused by a renter

a)

security deposit

b)
down payment
c)

monthly installment

d)
rental fee
4.

a homebuyer's loan made through a private lender

a)

conventional mortgage loan

b)
personal mortgage loan
c)
individual mortgage loan
d)
exclusive mortgage loan
5.

a home loan option with a specific interest rate for the entire term of the loan

a)

Variable Rate Mortgage

b)

New Rate Mortgage

c)

Jumbo Mortgage

d)

Fixed Rate Mortgage

6.

an interest rate that adjusts over time in response to changes in the market

a)

fixed rate

b)
flexible rate
c)
adjustable rate
d)
fluctuating rate
7.

a written statement detailing a person's desires regarding their medical treatment in circumstances in which they are no longer able to express informed consent

a)
Living will
b)
Medical power of attorney
c)
Durable power of attorney
d)

Secured consent

8.

a tax on the profit from the sale of an asset such as bonds, stocks, real estate and property

a)
capital gains tax
b)
sales tax
c)
property tax
d)
income tax
9.

the cost you pay each year to borrow money, including fees, expressed as a percentage

a)
Principal
b)
Loan Amount
c)
Annual Percentage Rate (APR)
d)
Interest Rate
10.

property owned by a person or company, regarded as having value

a)
asset
b)
debt
c)
expense
d)
liability