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Worksheets

P6 - 10 31 2023

Total questions: 90

Worksheet time: 4hrs 3mins

Name
Class
Date
1.

Ivan deposits $5,000 into an account that pays simple interest at a rate of 5% per year. How much interest will he be paid in the first 3 years?

What is the principle? ​ (a)  

What is the rate? ​ (b)  

What is the time? ​ (c)  

Choose from the below words
$5,000
5%
3 years
2.

Ivan deposits $5,000 into an account that pays simple interest at a rate of 5% per year. How much interest will he be paid in the first 3 years?

3.

Maria deposits $300 into an account that pays simple interest at a rate of 6% per year. How much interest will she be paid in the first 5 years?

I = PrtI\ =\ P\cdot r\cdot t

= ​ (​ (a)   ) x (​ (b)   ) x (​​ (c)   )

Choose from the below words
$300
6%
5 years
4.

Maria deposits $300 into an account that pays simple interest at a rate of 6% per year. How much interest will she be paid in the first 5 years?

5.

Jessica borrowed $500 from a bank for 2 years and was charged simple interest. The total interest that she paid on the loan was $70. As a percentage, what was the annual interest rate of her loan?

Match the following

a)

500

1.

Principle (P)

b)

2

2.

time (t)

c)

Unknown

3.

rate (r)

d)

70

4.

Interest (I)

6.

Jessica borrowed $500 from a bank for 2 years and was charged simple interest. The total interest that she paid on the loan was $70. As a percentage, what was the annual interest rate of her loan?

7.

Felipe invested in a savings bond for 6 years and was paid simple interest at an annual rate of 3%. The total interest that he earned was $540. How much did he invest?

8.

Chris borrowed $8,000 from a lender that charged simple interest at an annual rate of 7%. When Chris paid off the loan, he paid $1,680 in interest. How long was the loan for, in years?

9.

To be able to go on a trip to South America, Ann decides to save for 4 years. She opens a savings account with $300. The account pays simple interest at an annual rate of 5%. She doesn't make any more deposits. What will the total amount in the account be (including interest)?

10.

Josh deposits $5,000 into an account that pays simple interest at an annual rate of . He does not make any more deposits. He makes no withdrawals until the end of years when he withdraws all the money. What will the total amount in the account be (including interest)?

11.

How much interest is earned on $269 at 10% for five years?

(a)  

12.

You put $939 into an investment at 8% for six years. What will the balance be at the end of six years?

(a)  

13.

How much interest does a $482 investment earn at 5% over three years?

(a)  

14.

If you invest $823 at an interest rate of 3%, how much money will you have after nine years?

(a)  

15.

How much interest is earned on $583 at 8% for six years?

(a)  

16.

How long must $542 be invested at a rate of 7% to earn $303.52 in interest?

(a)  

17.

What was the interest rate if your balance on an investment of $857 at the end of six years is $1,268.36?

a)

2

b)

4

c)

6

d)

8

18.

You put $201 into an investment at 9% for four years. What will the balance be at the end of four years?

(a)  

19.

If you take out a loan that costs $561.60 over eight years at an interest rate of 9%, how much was the loan for?

(a)  

20.

How much interest does a $775 investment earn at 7% over eight years?

(a)  

21.

This is the word used to describe the amount of a loan

a)

Interest

b)

Principal

c)

Rate

d)

Time

22.

This is the word used to describe the extra money you are charged for taking out a loan

a)

Interest

b)

Principal

c)

Rate

d)

Time

23.

How many years is 67 days?

a)

5.58

b)

.18

c)

.29

d)

2.56

24.

How many years is 31 months?

a)

2.58 years

b)

8.4 years

c)

3.41 years

25.

How many years is 743 days?

a)

1.89

b)

2.04

c)

61.92

d)

1.43

26.

Exact Interest is based on how many days in a year?

a)

365

b)

360

27.

Ordinary Interest is based on how many days in a year?

a)

365

b)

360

28.

Select the equation you use to calculate Interest

a)

MV = P + I

b)

P = I * R * T

c)

I = P * R * T

d)

I = P * T

29.

The Maturity Value of a loan is calculated by adding the principal and ___________ together

a)

Rate

b)

Time

c)

Principal

d)

Interest

30.

Donald duck borrowed $123 dollars from Mickey Mouse at a simple interest rate of 3.5% for 3 years. Identify the principal of this loan.

a)

$123

b)

3 years

c)

3.5%

31.

The equation for maturity value is

a)

MV = T + I

b)

MV = P + T

c)

MV = P + I

d)

MV = P * I

32.

A loan is taken out for $15,600 dollars for 31 months at an interest rate of 4.25%. Which equation below would I use to find the simple interest on this loan.

a)

I = $15,600 * 31 * .0425

b)

I = $15,600 * 2.58 * .425

c)

I = $15,600 * 31 * 4.25

d)

I = $15,600 * 2.58 * .0425

33.

Find the interest on a loan of $4,325 that was given for 36 months at an interest rate of 5.25%.

a)

$6,811.88

b)

$68,118.75

c)

$68.12

d)

$681.19

34.

Calculate the interest on a simple interest loan of $124,985. The loan was given for 3.5 years at a rate of 4.25%.

a)

$1,859,151.88

b)

$185,915.19

c)

$18,591.52

35.

Calculate the maturity value of a simple interest loan that had a principal of $1,457 with interest of $230.

a)

$1,227

b)

$1,457

c)

$1,687

36.

Find the maturity value of a $3,000 loan for 2.5 years with a simple interest rate of 3.25%.

a)

$243.75

b)

$2,437.50

c)

$3,243.75

d)

sign me up for flex

37.

A loan is taken out on February 3rd and due on August 6th. Find the exact time of the loan.

a)

147 days

b)

184 days

c)

252 days

38.

A loan is taken out on March 5th and due 152 days later. Find the due date.

a)

November 13th

b)

September 4th

c)

July 2nd

d)

August 4th

39.

A simple interest loan has interest in the amount of $34,210. The loan is given for 15 months at an interest rate of 14.5% per year. Find the Principal of the loan.

a)

$78,325.29

b)

$127,483.77

c)

$190,055.56

d)

$31,872.41

40.

A simple interest loan is taken out for $195,400 at a rate of 5.20%. The interest on the loan was $23,010. Calculate the time of the loan.

a)

$10,160.80

b)

2.27 years

c)

.44 years

d)

A decade

41.

Find the exact interest on a loan of 98,750 that was given for 910 days at a rate of 7.85 percent per year.

a)

$7,751.88

b)

$12,452.21

c)

$15,713.54

d)

$19,379.7

42.

Find the Ordinary Interest on a loan of $45,205 that was given for 478 days at a rate of 3.5% per year.

a)

$1,583.45

b)

$2,104.30

c)

$4,048.83

d)

$5,623.61

43.
________ is an amount of money spent to buy goods and services for yourself or business
a)
Debt
b)
overdraft
c)
needs
d)
expense
44.
_____ is something owed to another-- an obligation to pay
a)
income
b)
debt
c)
goal
d)
money
45.
something you identify and work on to achieve
a)
needs
b)
money
c)
goal
d)
wants
46.
A safe place that holds your money for when you need it
a)
checkbook
b)
budget
c)
bank
d)
deposit
47.
Things necessary to live
a)
wants
b)
goals
c)
needs
d)
money
48.
Money earned through employment and investments
a)
budget
b)
expense
c)
income
d)
debt
49.
Pretty much everything you need, want or do requires what
a)
time
b)
needs
c)
money
d)
budget
50.
when you take money out of your bank account
a)
deposit
b)
balance
c)
withdrawal
d)
checkbook
51.
The record where you keep track of your money
a)
budget
b)
account
c)
checkbook
d)
deposit
52.
Is a spending plan for managing money during a given period of time
a)
debt
b)
expense
c)
budget
d)
fixed expense
53.
Occurs when you spend more money than you actually have
a)
withdrawal
b)
income
c)
overdraft
d)
goal
54.
when you put money in the bank you are making a 
a)
withdrawal
b)
debt
c)
deposit
d)
income
55.
Things you would like to have are called
a)
needs
b)
expenses
c)
wants
d)
budgets
56.
The amount of money you have available in your account to spend
a)
deposit
b)
debt
c)
balance
d)
withdrawal
57.
is the process of using a financial plan to control your money
a)
income
b)
budget
c)
money management
d)
expenses
58.
Money that is earned through a job.
a)
Interest
b)
Income
c)
Expense
59.
Which of the following is NOT a need?
a)
Food
b)
Clothes
c)
Netflix
d)
Shelther
60.
A _____ is used to add funds to a bank account
a)
deposit slip
b)
signature card
c)
check
d)
check register
61.

The Dalton family is looking to move to San Antonio to be closer to family. What is the minimum monthly salary they will need after taxes?

a)

$1,965

b)

$2,410

c)

$2,340

d)

Not here

62.

The Dalton family is looking to move to San Antonio to be closer to family. They work a total of 270 hours per month, what is the minimum hourly wage they will need after taxes?

a)

$5.31

b)

$7.28

c)

$8.65

d)

$16.95

63.

The Martinez family is moving to Austin. What is the minimum monthly salary they will need after taxes?

a)

$1,965

b)

$2,340

c)

$2,410

d)

Not here

64.

The Salinas family is moving from Houston to live in Austin. Will Austin be more expensive to live in or less expensive to live in?

a)

More expensive by $70

b)

More expensive by $130

c)

Less expensive by $70

d)

Less expensive by $130

65.

The Gonzalez family is moving to Dallas. What is the minimum monthly salary they will need after taxes?

a)

$1,965

b)

$2,010

c)

$2,340

d)

Not here

66.

While Bea attends college, she is responsible for her personal expenses. Her family pays the remaining expenses. She estimates her expenses a month to be $350. She tutors 5 hours a week. How much does she needs to charge per hour for the tutoring money to cover her expenses? (HINT: 20 HOURS PER MONTH)

a)

$15.00

b)

$17.50

c)

$12.50

d)

$20.00

67.

Jonas estimates his expenses to be $865 a month. While attending college, he can only work part time so he is looking for a job that he can work about 12 hours a week. How much does he need to ear per hour to meet his expenses? (HINT: 48 HOURS PER MONTH)

a)

$18

b)

$17.50

c)

$25

d)

$22.50

68.

Mr. and Mrs. Williams have a monthly budget of $5,000. Mr. Williams is employed and earns $3,800 a month. Mrs. Williams works part time. If she averages 15 hours a week, how much will she need to ear per hour to earn a sufficient amount for the family to meet its budget? (HINT: $5,000 - $3,800 divided by 60 hours per month)

a)

$20

b)

$23

c)

$25

d)

$15

69.

Kate's family's monthly budget with expenses is shown. Which equation can be used to determine , y, the minimum yearly salary Kate's family must earn.

a)

y = 3,600 × 12y\ =\ 3,600\ \times\ 12

b)

y = 3,600 ÷ 7y\ =\ 3,600\ \div\ 7

c)

y = 3,600 × 4y\ =\ 3,600\ \times\ 4

d)

y = 3,600 ÷52y\ =\ 3,600\ \div52

70.

The table summarizes the Van family's monthly expenses separated into 3 categories. According to the information in the table, what is the minimum annual salary that the Vans need in order to meet their needs?

a)

$16,274.16

b)

$49,018.92

c)

$70,828.92

d)

Not here

71.

Mr. and Mrs. O'Reilly are a married couple with no children. They have an estimated monthly expenses of $3,878. What is the minimum annual salary Mr. and Mrs. O'Reilly make in order to meet their expenses? (HINT: multiply by 12 months)

a)

$23,268

b)

$40,563

c)

$46,536

d)

Not here

72.

A married couple moved to a big city and need to find a place to live. They each can afford $550 per month for housing expenses, including utilities. They looked at apartment choices as shown on the table. Which apartment can this married couple afford?

a)

II, III, and IV

b)

III and IV

c)

II and III

d)

I and II

73.

The circle graph represents Melanie's budget. If she works 40 hours per week, what is the minimum hourly wage to the nearest cent, that Melanie must earn in order to meet her needs? (HINT: 40 hrs x 4 weeks)

a)

$13.42

b)

$15.20

c)

$13.67

d)

Not here

74.

Clayton calculates that he has a minimum household budget of $5,600 per month. If he works 200 hours in one month, what is the minimum hourly rate Clayton needs to be paid?

a)

$28

b)

$20

c)

$24

d)

Not here

75.

Jack is not married and does not have any kids. He has an estimated monthly budget of $2,942. What is the minimum annual salary Jack must make in order to meet his budget?

a)

$20,546

b)

$30,403

c)

$35,304

d)

Not here

76.
a)
$2.62
b)
$2.82
c)
$2.52
d)
$2.61
77.
a)
$1.07
b)
$1.70
c)
$4.07
d)
$4.17
78.
a)
$0.41
b)
$0.31
c)
$0.26
d)
$0.42
79.

Paw Paw has 5 nickles. How much does he have?

a)

$0.15

b)

$0.20

c)

$0.25

80.

Faith has 1 dollar and 6 dimes. How much money does she have?

a)

$1.50

b)

$1.60

c)

$1.70

81.

Hunter bought a pencil for $0.62 He paid with a 1 dollar bill. How much change will he get back?

a)

$0.38

b)

$0.21

c)

$0.50

d)

$0.12

82.

Daniel has 2 dollars, 3 quarters, and 5 pennies. How much money does he have?

a)

$3.80

b)

$3.75

c)

$2.85

d)

$2.80

83.

Kylie bought a bag of chips for $2.48. She paid with a 5 dollar bill. How much change will she get back?

a)

$1.45

b)

$2.52

c)

$3.02

d)

$2.90

84.

The XBox game is $40.00. You give the shop attendant $50.00. How much change will you get?

a)

$10.00

b)

$20.00

c)

$30.00

d)

$1.00

85.

You buy three toy cars for $1.00 each. You use a $5.00 bill to pay for them. How much change did you receive?

a)

$1.00

b)

$4.00

c)

None

d)

$2.00

86.
a)
56 cents
b)
76 cents
c)
26 cents
d)
51 cents
87.
I have 3 quarters, 2 dimes, 2 nickels, and 4 pennies. How much money do I have in all?
a)
$0.99
b)
$1.09
c)
$1.04
d)
$1.14
88.
If I have 90 cents, what coin can I add to have a dollar?
a)
Nickel
b)
Penny
c)
Dime
d)
Quarter
89.

You are saving your allowance to buy a new game. So far, you have saved 1 ten dollar bill, 3 one dollar bills, 4 quarters, 2 dimes, 1 nickel, and 3 pennies. How much money have you saved?

a)

$13.00

b)

$16.40

c)

$14.75

d)

$14.28

90.

Which of the following is equal to $18.34?

a)

(2) $5.00 bills, (8) $1.00 bills, 1 dime, 4 nickels, 10 pennies

b)

(1) $10.00 bill, (1) $5.00 bill, (3) $1.00 bills, 1 quarter, 5 nickels, 4 pennies

c)

(1) $10.00 bill, (10) $1.00 bills, 5 quarters, 9 pennies

d)

(3) $5.00 bills, (3) $1.00 bills, 3 dimes, 4 pennies