Who is the #1 Target of Credit Card Companies?

When you use plastic instead of cash, you spend how much more:

Do you need a credit card to rent a car, make an online purchase, or reserve a hotel?

Which one is NOT one of the Credit Bureaus?

This is how much you have LEFT on a credit card that you can borrow.

This is how much you OWE on a Credit Card.

What is an example of Revolving Debt?

What is an example of Fixed Debt?

There are two main types of debt: Fixed and __________.

Preferred method of debt repayment; includes a list of all debts organized from smallest to largest balance; minimum payments are made to all debts except for the smallest, which is attacked with the largest possible pay.

An obligation of repayment owed by one party (the debtor/borrower) to a second party (the creditor/lender); in most cases this includes repayment of the original loan amount plus interest.

A measure of an individual's credit risk; calculated from a credit report using a standardized formula.

A detailed report of an individual's credit history.

Type of card issued by a bank that allows users to finance a purchase.

Cost of borrowing money on an annual basis; takes into account the interest rate and other related fees on a loan.

A yearly fee that is charged by the credit card company for the convenience of the credit card.

Can you buy a house without a credit score?

This is the time period in which you have to pay off a loan.

Rent-to-Own and Payday Loan services are needed.