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Financial Literacy Review

Total questions: 11

Worksheet time: 6mins

Name
Class
Date
1.

A subsidized loan is when ​_________ pays the interest on a loan while you're in school.

a)

the government

b)

your institution

c)

you

d)

your parents

2.

_______ is provided by your institution.

a)

Financial Aid

b)

Institutional Aid

c)

Administrative Aid

d)

FAFSA

3.

Which of the following is NOT a characteristic of a Federal Work Study

a)

Must be an on-campus position

b)

Government funded

c)

Applies to both full-time and part-time students

d)

Can be a collaboration with campus partners

4.

When can you apply for scholarships at AUM?

a)

Summer

b)

Spring

c)

Fall

d)

Only when you first apply

5.

What types of financial aid do not need to paid back?

a)

Scholarships

b)

Grants

c)

Subsidized loans

d)

Unsubsidized loans

6.

Which of the following is an example of an indirect college cost?

a)

Textbooks

b)

Maintenance Fee

c)

Administrative Fee

d)

Activity Fee

7.

Federal loans have ____ interest rates than private or bank-based loans.

a)

Higher

b)

Lower

8.

How long does a typical grace period last for student loans?

a)

Six weeks after graduation

b)

One month after graduation

c)

Six months after graduation

d)

Three months after graduation

9.

You must renew your FAFSA every academic

(a)  

10.

(blank) temporarily halts or reduces student loan payments for up to 12 months. However, interest continues to accrue on the loan.

a)

Loan forbearance

b)

Loan deferment

c)

Loan consolidation

d)

Loan Forgiveness

11.

What elements are NOT considered when you fill out the FAFSA?

a)

US Citizenship

b)

Academic Achievement

c)

Financial Need

d)

Size of household

e)

Years in school