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Personal Finance Quiz

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What type of alternate credit occurs when you aquire a short term load that provides immediate cash by securing a borrowers written check or automatic withdraw form.

a)

Elon Mah

b)

Payday Loan

c)

19 dollar fortnite card

d)

Withdraw

2.

Jaquavious Bartholomew III needs money for his chariot payment. He uses a payday lender. If Jaquavious Bartholomew III could not pay back the loan, what happens to his credit score.

a)

It goes up

b)

It goes down

c)

It goes down ALOT

d)

He dies

3.

A borrower leases tangible items with the condition that the item will be owned by the renter if the term of rent is completed. What is this called?

a)

A loan

b)

Death by hanging

c)

Never settle for less than your best

d)

Rent to Own

4.

True or False: Is planning essential for survival?

a)

True ong

b)

Cap ngl

5.

Young blud gives his lender his automobile title in exchange for cash. What must young blud do to retrieve his vehicle?

a)

Physical Labor

b)

Pay the lender back the minimum cash and fees with interest by a specified date

c)

Beheaded

d)

Pay the lender back in stocks and crypto shares

6.

What would happen if young blud did not meet these terms?

a)

Beheaded

b)

The lender receives the money from the bank and young blud is charged

c)

The lender keeps the vehicle

d)

Death by ms patterson

7.

What should you NOT do when shopping for credit?

a)

Find the terms of credit outlined in the contract. Read the contract carefully. Ask questions.

b)

DO NOT find the terms of credit outlined in the contract. DO NOT read the contract carefully. DO NOT ask questions.

8.

What's one of the best way to evaluate a contract?

a)

Go golfing with your contractor

b)

Annotate. Find the literary devices and rhetorical instances

c)

Underline the terms of credit such as interest, fees, and consequences

d)

Skim

9.

What is a refund anticipation loan?

a)

A loan which is to be payed back before you are taxed

b)

Monarchy

c)

A loan which is to be payed back after the tax refund

d)

Dictatorship

10.

What first step should Heisenburger take to obtain credit?

a)

Keep both halfs of the money (his all of it)

b)

Question why the lender is blue

c)

Send a form requesting information about a credit applicant

d)

Buy some mid ahh Adam Smith drip