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Business finance

Total questions: 31

Worksheet time: 37mins

Name
Class
Date
1.

Finance Functions are

a)

Planning for funds

b)

Raising of funds

c)

Allocation of resources

d)

All the above

2.

The Primary goal of financial management is

a)

to maximise return

b)

to minimize risk

c)

to maximize the wealth of owners

d)

to maximize profit

3.

In his traditional role, the finance manager is responsible for

a)

Proper utilisation of funds

b)

Arrangement of financial resources

c)

Acquiring capital assets of the organisation

d)

Efficinet management of capital

4.

The controller's responsibilities are primarily in nature, while the treasurer's responsibilities are primarily related to .

a)

operational; financial management

b)

financial management; accounting

c)

accounting; financial management

d)

financial management; operations

5.

External sources of finance do not include:

a)

Retained earnings

b)

Overdraft

c)

Leasing

d)

Debentures

6.

Under the factoring arrangement, the factor

a)

Produces and distributes the goods or services

b)

Makes the payment on behalf of the client

c)

collects the client's debt or account receivables

d)

Transfer the goods from one place to another

7.

Which of the following is not an advantage of issuing bonds?

a)

management retains control

b)

interest paid is tax deductable

c)

Bonds are only a temporay source of finance

d)

none of the above

8.

The matiurity period of ICDs range from

a)

1 year to 2 year

b)

one day to 6 months

c)

up to 1 year

d)

1 year to 5 year

9.

------ type of financing is usually done for financing high risky businesses

a)

leasing

b)

veture capital

c)

hire purchase

d)

factoring

10.

Reason for time value of money

a)

inflation

b)

reinvestment purpose

c)

uncertainity

d)

All the above

11.

The process of calculating present value of future cash flows

a)

compounding

b)

discounting

c)

both compounding and discounting

d)

none of the above

12.

With continuous compounding at 8 percent for 20 years, what is the approximate future value of a 20,000 initial investment?

(a)  

13.

Which of the following would be consistent with a more aggressive approach to financing working capital?

a)

Financing short-term needs with short-term funds.

b)

Financing permanent inventory buildup with long-term debt.

c)

Financing seasonal needs with short-term funds.

d)

Financing some long-term needs with short-term funds.

14.

Permanent working capital

a)

varies with seasonal needs.

b)

includes fixed assets.

c)

is the amount of current assets required to meet a firm's long-term minimum needs.

d)

includes accounts payable.

15.

Net working capital refers to

a)

total assets minus fixed assets.

b)

current assets minus current liabilities.

c)

current assetsets minus inventories.

d)

current assets

16.

______ refers to a firm holding some cash to meet its routine expenses that are

incurred in the ordinary course of business.

a)

Speculative motive

b)

Transaction motive

c)

Precautionary motive

d)

Compensating motive

17.



(a)  

18.

practical application of time value of money

a)

preparation of loan repayment schedule

b)

sinking fund creation

c)

valuation problems

d)

all the above

19.

what will be the present value of Rs.40,00,000 receivable at the end of 3 years at an interest rate 7%

(a)  

20.

preference shareholders

a)

preferential right to receive dividend

b)

the rate of dividend is fixed

c)

have voting rights

d)

rate of dividend is variable

21.
What the Finance Department not do?
a)
Forecasting cash flow.
b)
Producing accounting information for managers.
c)
Hold Annual General Meetings.
d)
Take important decisions of finance.
22.
Finance departments record all transactions such as what?
a)
Payments and revenue.
b)
Transport and Infrastructure.
23.
What is start up capital?
a)
Finance needed before starting trading.
b)
Finance paid after trading.
c)
Finance paid to banks.
24.
Profit is important to businesses because:
a)
it improves businesses, cash balances
b)
it can be used to measure business size
c)
it is a measure of businesses, success
d)
businesses need to pay taxes to the government
25.
Working capital is sometimes called as...
a)
life of money
b)
life of blood
c)
life of soul
d)
life of human
26.
An example of working capital is...
a)
pay electricity bills.
b)
pay machinery.
c)
pay rent cost.
d)
pay insurance.
27.
What is capital expenditure?
a)
Money spent for fixed assets which last about 6 months.
b)
Money spent for fixed assets which last about for more than a year.
c)
Money spent on a day-to-day basis.
d)
Money spent per hour rate.
28.
What is asset?
a)
An item of property owned by a person or company
b)
An item owned by a business that lasts for several years.
29.
What is capital expenditure?
a)
Money spent on variable assets lasting 1 year
b)
Money spent on fixed assets lasting 1 year
c)
Money spent on variable assets lasting 10 years
d)
Money spent on fixed assets lasting 10 years
30.
What is revenue expenditure?
a)
Money spent on monthly expenses
b)
Money spent on hour to hour expenses
c)
Money spent on day to day expenses
d)
None of the above
31.
What is NOT a source of Internal finance?
a)
Retained profit
b)
Sale of existing assets
c)
Issue of shares
d)
All are sources of Internal finance