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Worksheetsagm mt1
Total questions: 120
Worksheet time: 3600secs
Name
Class
Date
1.
Contact Centre runs from following locations
a)
Mumbai, Kolkata, Bangalore
b)
Gandhinagar, Noida, Chennai
c)
Indore, Pune, Chandigarh
d)
Vadodra, Lucknow, Hyderabad
2.
Which committee is responsible for formulating credit policies and procedures on standards for credit proposals, financial covenants, rating thresholds and risk-adjusted return benchmarks ?
a)
Credit Policy Committee
b)
Risk Management Committee of the Board
c)
Product & Process Approval Committee
d)
Credit Committee of the Board
e)
Management Committee of the Board
3.
One woman in every SHG under DAY-NRLM may be provided a loan up to Rs. 1 lakh under the Scheme, if she is otherwise eligible?
a)
Startup India
b)
Mudra
c)
Standup India
d)
Skill India
4.
Which of the following is not the key features of SB 182 Scheme?
a)
The scheme SB182 is available for all branches of Bank of Baroda.
b)
The scheme SB182 is available in bob World Tab under “Accounts for Salary Needs” segment.
c)
Applicant’s minimum age should be 18 years and maximum 70 years.
d)
Issuance of bob World, bob World Internet is allowed.
e)
Debit card – Chargeable & as per Salary Structure default debit card will be issued.
5.
Conversion of existing Home loan to "Baroda Premium Home Loan Scheme" falls under whose DLP ?
a)
General Manager
b)
RMCC
c)
ZOCC
d)
Regional head
6.
Breach of Policy is forwarded to the for the employee for appropriate action.
a)
Regional Head
b)
Disciplinary Authority
c)
DRM
d)
None of the above
7.
Tickets generated in CMUFG portal to be attended within days from generation?
a)
5
b)
7
c)
15
d)
20
8.
Who among the following is classified as C&IC Customer ?
a)
An Entity with the Gross Annal Turnover of above Rs 250 Crores as per the last audited balance sheet
b)
An Entity with the Gross Annal Turnover of above Rs 50 Crores as per the last audited balance sheet
c)
An Entity with the Gross Annal Turnover of above Rs 200 Crores as per the last audited balance sheet
d)
An Entity with the Gross Annal Turnover of above Rs 100 Crores as per the last audited balance sheet
e)
An Entity with the Gross Annal Turnover of above Rs 150 Crores as per the last audited balance sheet
9.
phishing is that type of phishing where the construction of a fake webpage is done for targeting definite keywords & waiting for the searcher to land on the fake webpage.
a)
Voice
b)
SMS
c)
Search engine
d)
Email
10.
Which of the following sections are defined in our ‘Code of Ethics’?
a)
We Barodians, Our Customers, Our other External Stakeholders, Our Business, and Our Communities
b)
We Employees, Our Cust omers, Our other Extern al Stakeholders, Our Busi ness, and Our Communiti es
c)
We Barodians, Our Corre spondents, Our other Ext ernal Stakeholders, Our Business, and Our Comm unities.
d)
We Barodians, Our Corre spondents, Our other Ext ernal Stakeholders, Our Business, and Our Societ y.
11.
The non current records which are to be stored as per bank's extent guidelines are to be classified under category I & II,which of the following document type will come under the category I
a)
Property Paper
b)
Loan Document
c)
Other security papers as FDR/LIC/Shares
d)
Voucher & General Files
12.
A camapign 'Vision 50,000 - The Beginning ' is related to enhancing
………. Business
a)
Gold Loan
b)
Auto Loans
c)
MSME Loans
d)
Commercial Vehicle Loans
13.
Select all the correct statement regarding the "Continue Account creation" option available at BC Points
a)
(a) facilitate the request in account opened on or after 24th June 2022
b)
(b) a/c opening requests can be initiated at any time by the BCs for customers whose Customer ID were generated but a/c number could not be generated.
c)
(c) can be used fro only SB 150 & SB
160
d)
all are correct
e)
Option (b) and (c)
14.
In how many currencies, FCNR(B) deposit can be accepted?
a)
4
b)
5
c)
6
d)
7
15.
Branches shall maintain daily data on deposit and exchange of Rs 2000 banknotes in the specified format and submit it to RO on a daily basis by PM
a)
8
b)
5
c)
6
d)
7
e)
T +1 @10.00
am
16.
We adhere to the best disclosure standards with complete and accurate records of our accounts.
a)
TRUE
b)
FALSE
17.
Purpose of conducting Branch Interaction Survey is
a)
Understanding customer’s satisfaction while
performing digital transaction.
b)
Understanding customer’s satisfaction while performing any transaction in branch.
c)
Understanding customer’s satisfaction while
using any particular product.
d)
Understanding customer’s satisfaction while locating a branch
18.
What is difference between Contact centre & Call centre
a)
Both are same
b)
Contact Centre handles variaty of channels for customer service while call centre focuses on cutomer service over phone only.
c)
Call centre is more advanced version of Contact Centre
d)
Call Centre handles variaty of channels for customer service while Contact centre focuses on cutomer service over phone only.
19.
When branch user tries to activate dormant account having balance more than Rs… lacs,
a pop up message will come as "Invoke EKYC menu for EKYC authentication, else R-menu will be generated".
a)
1
b)
2
c)
3
d)
4
e)
5
20.
……………….is a national level contest for Nodal Officers and Dealing Officers of BO complaints is launched by our bank.
a)
Lokpal ka Samrat KAUN
b)
Lokpal ka Yodhha
KAUN
c)
Lokpal ka Sartaj KAUN
d)
Lokpal ka Mahasarathi
KAUN
21.
Who is the authorised officer in our bank to receive notices under the payment of gratuity act or rules made thereunder?
a)
Shri Girish Kumar, AGM (HRM & In-
charge of Terminal Benefits & HRCPC Dept)
b)
Shri Prakash Vir Rathi, CGM (HRM)
c)
Shri Joydeep Dutta Roy, Executive Director
d)
Shri Sanjiv Chadha, MD & CEO
22.
Which of the following scheme codes has been put under restrictive mode for UPI Services?
a)
CA131 - Smart Health Current Account
b)
SB155 -
Sukanya Samriddhi Account
c)
SB137 - BSBD
Account Small Savings Account
d)
SB136 - BSBD
Account Small Savings Account (without KYC)
e)
ALL OF THE ABOVE
23.
As per MOU signed with Uttarakhand Police for opening of Salaried account what is the Age Limit to be eligible for coverage of Personal Accidental Insurance Cover?
a)
Up to 50 Years
b)
Up to 55 Years
c)
Up to 58 Years
d)
Up to 60 Years
24.
Regional office who is 1st level to receive the non financial complain from NPA borrower against BC Agent has to resolve the complain with in how many Days from date of receipt of complain
a)
4working days
b)
5 Working Days
c)
7 Days
d)
3 Days
25.
As on date, under Baroda Gyan Scheme, number of Overall Premier Institutions approved by Our Bank is-
a)
271
b)
389
c)
431
d)
521
26.
FCNR (B) Deposits can be made in following currencies
a)
USD , GBP, EUR , AUD , CAD
b)
INR, USD , GBP, EUR
, AUD , CAD
c)
USD , GBP, EUR
only
d)
EUR , AUD , CAD
only
27.
If branch is unable to carry out EDD in an account within the timeline due to any reason then the branch has to raise behavioral alert through menu in Finacle
a)
EDDALERT
b)
AMLALERT
c)
AMLSUS
d)
AMLERT
28.
Under overall target of 40% of ANBC or CEOBE which ever is higher under priority sector lending, a sub target of percentage to be extended to weaker sections which includes among others persons from minority community.
a)
0.1
b)
0.12
c)
0.15
d)
0.18
e)
0.115
29.
Hindi, written in Devnagari Script was adopted as the Official Language of the Union by the Constituent Assembly on
a)
14th September, 1947
b)
14th September, 1949
c)
4th September, 1947
d)
4th September, 1949
30.
Suspicious transactions to be reported to the Regional Office :
a)
On the same day or as and when it is observed
b)
Should be reported weekly
c)
Should be reported monthly
d)
No need to report
31.
What is the purpose of applying organizational values consistently in dealing with stakeholders?
a)
To achieve short-term financial gains
b)
To ensure compliance with laws and regulations
c)
To build a sustainable business for the long term
d)
To create a good reputation in the community
32.
BG invocation claims not honoured by the bank, are reported to MD and CEO on basis and also to the Board on basis.
a)
Monthly, Monthly
b)
Quarterly, Quarterly
c)
Quarterly
d)
Monthly, Quaterly
e)
fortnightly, Monthly
33.
Financing against Warehouse / Storage receipts of Agriculture Produce Farmers / Group of farmers . The benefit of interest subvention to small and marginal farmers for short term loans for agriculture and allied activities availed through BKCC will be available on an overall limit of RS lakhs
a)
2
b)
1
c)
3
d)
2.5
e)
1.5
34.
How many White Flag Parameters for continued compliant behaviours has been specified in the policy on Administrative Enforcement of Accountability?
a)
19
b)
29
c)
39
d)
49
35.
The existing defunct SHGs are also eligible for credit linkage if these are revived and continue to be active for a minimum period of
?
a)
Two Months
b)
Three Months
c)
Five Months
d)
Six Months
36.
In case of cash credit limit, branches to sanction a minimum loan of
to each eligible SHG for a period of 3 years with a yearly drawing power (DP).
a)
Rs. 2 Lakhs
b)
Rs. 3 Lakhs
c)
Rs. 6 Lakhs
d)
Rs. 10 Lakhs
37.
Which of the following is the background colour of the cheques of OD Account
a)
Light Grey
b)
Light Orange
c)
Light Blue
d)
Light Pink
38.
Bank has now introduced reimbursement of monthly conveyance expenses of Rs to eligible BC Supervisors?
a)
1000
b)
2000
c)
3000
d)
4000
e)
5000
39.
How can you report a security incident?
a)
Phone
b)
Email
c)
Any of the above
d)
Don’t report
40.
Launch of Summer Bonanza 2023 a General Insurance campaign for increasing general insurance business. our bank has tie up partners with which of the following Insurance Company?
a)
Chola MS, tata AIG & UII
b)
IFLIC, TAT AIG & NICL
c)
Chola MS, TATA AIG & NICL
d)
IFLIC, CHOLA MS &
Star health
e)
None of the above
41.
Who is the authority to sanction loans under Staff Housing loan scheme to executives in Scale VI ?
a)
ZH in the rank of GM
b)
ZH in the rank of CGM
c)
COCC-GM
d)
ED
e)
COCC-ED
42.
No. of daily Contactless txn Limit in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
5
b)
10
c)
15
d)
20
43.
In case the BG invocation is determined to be invalid, the same should be communicated by the concerned branch to the beneficiary, duly mentioning the reasons for nonpayment, within a maximum period of …….
a)
15 working days
b)
10 working days
c)
14 working days
d)
5 working days
e)
7 working days
44.
New language added in Whatsapp Banking is
a)
Marathi
b)
Bengali
c)
Oriya
d)
Gujarati
45.
Which of the following elements in our Code of Ethics reinforce our commitment to protecting the environment? (Select all that apply)
a)
We strive for environmental sustainability and comply with all applicable laws and regulations.
b)
We are committed to pro moting a green future thr ough our activities, inclu ding our efforts to mitiga te climate impact.
c)
We do not engage in or fa cilitate an activity prohib ited or restricted by econ omic and trade sanctions
.
d)
We stand committed to p laying our part in the tra nsition towards a low car bon and resource efficien t economy.
46.
How does the organization benchmark individual and corporate performance?
a)
Based on financial outcomes only
b)
Based on compliance with laws and regulations
c)
Based on the way values are demonstrated at work
d)
Based on the number of stakeholders
47.
What is the minimum threshold for Min. DSCR for term loans in the Road sector
a)
1.10:1
b)
1.30:1
c)
1.25:1
d)
1.15:1
48.
Waiver of Tri-Partite agreement in Home loan may be allowed ifAnnual turnover of the company / parent company
is above Rs. Crores.
a)
2500
b)
2000
c)
1500
d)
1000
e)
500
49.
Maximum per transaction limit on other Bank's ATM in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
Rs.10,000/-
b)
Rs.15,000/-
c)
Rs.50,000/-
d)
Rs.1,00,000/-
50.
Security interest in any under construction residential or commercial building or a part thereof by an agreement or instrument other than by mortgage required to be filed on the CERSAI Portal?
a)
FALSE
b)
TRUE
51.
gets propagated through networks and technologies like SMS, Bluetooth, wireless medium, USBs and infrared to affect mobile phones.
a)
Worms
b)
Antivirus
c)
Malware
d)
Multimedia files
52.
Term Loans to be opened under scheme code for accounts opened under scheme to finance solar projects ?
a)
LA551
b)
LA552
c)
LA553
d)
LA554
53.
Branch Officers can undertake valuation of agriculture lands in case of exposure up to Rs. Lakh in BKCC / BAHFKCC & Planters Card?
a)
15
b)
35
c)
25
d)
30
54.
Recently our Bank has launched a Digital loan product namely "Digital Loan to Pensioners" which is designed for
a)
ETB customers
b)
NTB Customers
c)
Both ETB and NTB Customers
d)
None of above
55.
In case of lending under consortium has to file security interest with Central Registry for the total secured amount of consortium /Joint lending along with member banks details and percentage of their share.
a)
Individual lender
b)
Leader bank
c)
As decided by the Consortium
d)
Filing of security interest is not required under Consortium lending
56.
Deviation under Credit Card Write-off (other than permitted limit) for the proposals falling upto the powers of RMCC/DNCC can be considered by .
a)
ZOCC-GM
b)
ZOCC-CGM
c)
COCC-GM
d)
COCC-CGM
e)
COCC-ED
57.
In a Sukanya Samriddhi account, the interest shall be calculated for the calendar month on the lowest balance in the account between the close of the day and the end of the month.
a)
1st
b)
5th
c)
7th
d)
10th
58.
Empanelment of Recovery / Enforcement / Seizure Agent is done for a period of years
a)
1
b)
2
c)
3
d)
5
59.
For Negative Outlook sectors, exposure should be limited to the external rating of and above for Regulatory and Non-Regulatory Borrowers having exposure above Rs 50 Crores from the banking system
a)
A
b)
AA
c)
AAA
d)
BB
e)
BBB
60.
Registration /change of mobile number will be allowed through menu only
a)
HACM
b)
CUSTMOB
c)
MRCR/MECE
d)
CUSTMOD
e)
HACLINQ
61.
Who was the first man to travel in space?
a)
Edwin Aldrin
b)
Neil Armstrong
c)
Yuri Gagarin
d)
Gregory Mendel
62.
Which country is popularly knowns as ‘land of the windmills’?
a)
The Netherlands
b)
Poland
c)
Norway
d)
Japan
63.
We select our suppliers
through processes.
a)
Reference of Higher Officials
b)
Competitive bid
c)
Political reference
d)
Only lowest bid
64.
Minimum permissible investment in Sovereign Gold Bond Scheme 2023-24 is
a)
5 Gram of Gold
b)
10 Gram of Gold
c)
1 Gram of Gold
d)
20 Gram of Gold
65.
gets propagated through networks and technologies like SMS, Bluetooth, wireless medium, USBs and infrared to affect mobile phones.
a)
Worms
b)
Antivirus
c)
Malware
d)
Multimedia files
66.
Minimum Fixed ROI for Purchase of New Car during Festive Period
a)
0.087
b)
0.0875
c)
0.088
d)
0.0865
e)
0.086
67.
Why do we have a Business Continuity Plan?
a)
To ensure availability/immediate restoration of our service to the customers in the event of a disaster/Incident
b)
To ensure that we continue business relations with customer even after a project has ended
c)
To ensure that customers are kept happy so that we continue to get business from them
d)
None of these
68.
We deal with intermediaries in a transparent manner and are committed to and payment terms with them in return for the quality of outsourced services they provide to us.
a)
Unclear guidelines
b)
Fair contract
c)
Receivables
d)
Unfair practices
69.
A concession of Percentageis available in processing charges for cases completing Renewal through Digital Renewal.
a)
25
b)
50
c)
100
d)
NO CONCESSION
e)
10
70.
What is one of the key differentiators of the Wealth Management Business under 'Baroda Radiance 2.0'?
a)
Availability of a wide array of financial products for investment and risk coverage.
b)
Two pronged RM service delivery model, encompassing sales, service delivery and Client Relationship Management.
c)
Remote Relationship Management Hub located in Mumbai.
d)
Introduction of Project BOBNOWW.
71.
The current EASE Reform agenda focuses on Enhanced digital experience, data-driven, integrated, and inclusive banking. This reform agenda is defined under:
a)
EASE 3.0
b)
EASE 4.0
c)
EASE 5.0
d)
EASE 6.0
72.
to be selected in 'Source by Channel'
a)
Marketed by
b)
Managed by
c)
Marketing by
d)
Managing by
e)
Branch
73.
All transactions (disbursements/ repayments)
between the bank and NBFC relating to CLM shall be routed through an
account maintained with the bank,
a)
Ascrow
b)
Escrow
c)
Pool
d)
Specified
74.
Bank has already started issuance of Inland BG with Automated e-Stamping for the branches rolled out in
a)
LLPS
b)
BarodaINSTA
c)
Barodatab
d)
BCMS
e)
FOREX BACK OFFICE
75.
As per MOU signed with Uttarakhand Police for opening of Salaried account what is the maximum amount of Sum Assured offered under complimentry Personal Accident insurance Benefit for deceased case of on duty serving personnel?
a)
25 Lacs
b)
50 Lacs
c)
75 Lacs
d)
100 Lacs
76.
The LAD date in system should not be more than Months for accounts to be eligible for Digital renewal?
a)
20 Months
b)
24 Months
c)
35 Months
d)
28 Months
e)
30 Months
77.
Regional Office have to submit the data of deposit and exchange of Rs. 2000 banknotes at all their branches to Zonal Office by PM
a)
8
b)
5
c)
6
d)
7
e)
T +1 @10.00
am
78.
Which of the following country/economy is NOT a part of BRICS economies?
a)
Brazil
b)
Indonesia
c)
China
d)
Russia
79.
What is the commission/ incentive applicable to BC for recovery in NPA accounts in recovery of Full Notional Dues, for DB 1 CATEGORY?
a)
3% of recovered amount
b)
5% of recovered amount
c)
2% of recovered amount
d)
6% of recovered amount
e)
4% of recovered amount
80.
Financing against Warehouse / Storage receipts of Agriculture Produce Farmers / Group of farmers . Processing charges for loan limit of Rs 60 lacs will be
a)
1500 + GST
b)
2000 + GST
c)
2500 + GST
d)
10000 + GST
e)
5000 + GST
81.
Under Staff Welfare Fund-Scheme for scholorship which course of Post Graduate are not included in the approved List under the Scheme
a)
M.A.
b)
M. Com.
c)
M. Sc.
d)
All OF THE ABOVE NOT INCLUDED
82.
If a customer choose 18th as a billing date of every month , and month has 30 days than what will be the due date for payment of credut card bill?
a)
7th of the following month
b)
6th of the following month
c)
5th of the following month
d)
4th of the following month
83.
Under which section of the Banking Regulation Act 1949, loans and advances to the directors and the firms in which they hold substantial interest are restricted ?
a)
Section 13(2)
b)
Section 20(1)
c)
Section 36
d)
Section 25
e)
Section 30(3)
84.
on 05th January 2023, Bank has entered into MOU with state police for coverage of their employees and pensioners under Baroda Defense Salary Package?
a)
Mizorum
b)
Tripura
c)
Guwahati
d)
Arunachal Pradesh
e)
Sikkim
85.
SGHI Benefit Plus Plan was recently launched by M/s Star Health and Allied Insurance Co. Ltd, is a
a)
Group Personal Accident product
b)
Personal Accident product
c)
New Life Insurance Product
d)
General Insurance Product
86.
Guarantee coverage under CGTMSE to the Agniveer entrepreneurs shall carry percentage relaxation in Annual Guarantee Fee?
a)
0.05
b)
0.1
c)
0.15
d)
0.2
e)
0.25
87.
In case of exposure norms for unsecured advances, banks were required to Limit their commitment to percentage of bank's outstanding unsecured advances
a)
15
b)
20
c)
10
d)
25
e)
None of the above
88.
Our Bank has entered into a MoU with on 25th July, 2023 for opening of Salary & Pension Accounts of their employees under Baroda Police Forces
Salary package in Baroda Defence Salary Package (SB186) scheme.
a)
Punjab Police
b)
MP Police
c)
Uttarakhand Police
d)
Delhi Police
89.
A company has total plant & machinery of Rs.100 lacs as on 31.03.2022. It has sold Rs.20 lacs of Plant & machinery at Rs.25 lacs during FY 2022-
23. What will be impact on the Balance Sheet of the company as on 31.03.2023
a)
Assets and Liability side of the company will increase by Rs.25 lacs
b)
Only Assets side of the company will increase by Rs.25 lacs
c)
Only liability side of the company will increase by Rs.25 lacs
d)
Liability & Asset side of the balance sheet will increase by Rs.5 lacs
90.
What is the maximum limit of subscription for Trust under SGB in a FY
a)
20 Gram
b)
100 Gram
c)
20 KG
d)
4 KG
91.
As per the policy on Administrative Enforcement of Accountability, the Medium Risk Area carries Red Flag Points.
a)
1
b)
3
c)
5
d)
10
92.
Under "Digital Pension Loan Scheme" Monthly income will be worked out as average of last Pension credited in Bank account
a)
1 month's
b)
2 month's
c)
3 month's
d)
6 month's
93.
Unsecured exposure is an exposure where the realizable value of the security as assessed by the bank/approved valuer/reserve banks inspecting official is not more than percentage of outstanding exposure
a)
10
b)
15
c)
5
d)
20
e)
25
94.
Periodic updation of KYC shall be carried out at least once in every
years for high risk customers, once in every years for medium risk customers and once in every years for low risk customers from the date of opening of the account / last KYC updation. Which action should the sanctions team take?
a)
8, 2, 10
b)
2, 8, 10
c)
10, 8, 2
d)
10, 2, 8
95.
“We believe in free and open competition and gain our advantage through offering superior products and services and performance rather than
through unethical or illegal business practices.” This reflects which of the following elements in the Code of Ethics:-
a)
Anti-Money Laundering
b)
Competition and Anti- Trust Laws
c)
Governmen t Relations
d)
Export Control Laws and
Regulations, Trade Sanct ions
96.
As per recent modification in "the Debts Recovery Tribunal and Debts Recovery Appellate Tribunals Electronic Filings Rules, 2020" efiling has been made mandatory for DRT/DRAT with effect from?
a)
2023-04-01 00:00:00
b)
2023-03-31 00:00:00
c)
2023-02-01 00:00:00
d)
2023-01-01 00:00:00
e)
2023-06-01 00:00:00
97.
The branch should clear all pending C3R loading entries through the HATMCASH menu on Basis,
a)
T+1
b)
T+2
c)
T+3
d)
T+7
98.
Which of the following menu is used to delink the LC with limit node?
a)
ODCM
b)
HODCM
c)
LCLNK
d)
HLCNK
99.
Waiver/concession in service charges to Prajapita Brahma Kumaris lshwariya
Vishwavidhyalaya and its sister concerns (PBKIV) is up to an overall limit of Pan India applicable up to 31-03- 2024 .
a)
Rs. 1 lakh
b)
Rs. 2 Lakhs
c)
Rs. 3 lakhs
d)
Rs. 5 Lakhs
100.
What is the full form of PML Act?
a)
Prevention of Money Lending Act
b)
Prevention of Money Limitation Act
c)
Prevention of Money Laundering Act
d)
Prevention of Money Leasing Act
101.
The Regional Office has to submit an intimation of Fraud on the day to the Zonal Office and Fraud risk management dept. Bcc by - day
a)
next working, 2 days
b)
same, next working
c)
Next working day, Next working day
d)
Same , same day
102.
Which of the following services has been restricted under scheme wise restriction in UPI services?
a)
List Account
b)
Debit Transactions
c)
Credit Transactions
d)
Balance Inquiry
e)
ALL OF THE ABOVE
103.
What is the purpose of the Trigger Optimization Engine (TOE) portal?
a)
To provide data regarding leads for NTB
b)
To access the bank's customer portfolio for generating pre- approved limits of existing customer
c)
To track customer's early default
d)
To monitor loan applications from other banks/FIs of our exisiting identified customers
e)
none of these
104.
Is premature Closur option is aviliable for NRI in GBM Module for PPF account?
a)
Yes
b)
NO
105.
What is coverage under Baroda Home Loan Group Personal Accident Insurance Policy from National Insurance?
a)
Accidental Death
b)
Permanent total disability
c)
Both A & B
d)
None of the above
106.
In order to facilitate identification of people abetting circulation of Counterfeit Notes, banks are advised to . Which of the following options is correct.
a)
Cover the banking hall and counters under CCTV surveillance
b)
Educate the BC attached to Branch to identify the people.
c)
Head Cashier to identify suspicious activities of customer and report
d)
All the above are correct
107.
What segment of business Bank of Baroda is targeting with MOU of Kubota Agricultural Machinery India Private Limited?
a)
Real estate development
b)
C onsumer electronics
c)
Farm mechanization
d)
Automotive manufacturing
108.
Target Group for "Digital Loan to Prensioners" is/are
where our Bank of Baroda is Pension paying Agency Bank.
a)
Regular Pensioners
b)
Family Pensioners
c)
Retired Employees of Bank of Baroda/ their Family Pensioners
d)
All of above
109.
BANK OF BARODA SPORTS POLICY 2023 - Sportsperson representing India at International level but not attaining WINNER or RUNNER UP will be presented by cash award for……..
a)
50000
b)
200000
c)
100000
d)
75000
e)
70000
110.
What is the importance of the "Know Your Customer" (KYC) principle in preventing Money Laundering & Terrorist Financing & Proliferation Financing ?
a)
It helps bank to increase its businesses
b)
It ensures customer loyalty
c)
It enhances customer privacy
d)
It helps identify individuals & suspicious transactions
111.
To allow the benefits of the scheme for financing Textile Units, updation of in the accounts sanctioned under this scheme is mandatory.
a)
scheme code only
b)
account label code only
c)
Both scheme code and account label code
d)
Either scheme code and account label code
112.
What quality system standard has been adopted for implementing the ISMS quality system in our bank?
a)
ISO9001
b)
ISO27001
c)
ISO14001
d)
BS7799
113.
Maximum Limit of lakhs for Loans against Pledge/hypothecation of
agricultural produce (including warehouse receipts) for a period not exceeding 12 months against WRs/eNWRs and up to lakhs against warehouse receipts other
than NWRs/eNWRs.
a)
75, 50
b)
100, 50
c)
80, 50
d)
100, 75
e)
75, 25
114.
Saturation Campaign of DFS for Sourcing of PMJJBY & PMSBY - Our Bank has been given fresh enrolments target of …. lakhs under PMJJBY and lakhs
under PMSBY
a)
50, 150
b)
60, 125
c)
66, 175
d)
50, 120
e)
75, 200
115.
is a device which secretly collects data from credit / debit cards.
a)
Card Skimmer
b)
Data Stealer
c)
Card Copier
d)
Card cloner
116.
Requirement for opening an office account is to be submitted furnishing all the details by the Heads only, to the Corporate Accounts & Taxation
Department
a)
Zonal Heads
b)
Dy Zonal Heads
c)
Regional Heads
d)
Vertical Heads
e)
None of these
117.
Lending institutions are required to capture categorywise data on the portal for all the crop loans eligible for subvention since 2021-22. Name of the portal is
a)
KCC portal
b)
ikhedut portal
c)
ISS portal
d)
KCCISS portal
118.
Name the Global body responsible for environment and sustainable development goals for 193 Nations.
a)
UNGC
b)
UNEP
c)
IPCC
d)
UNECO
119.
Term Loans to be opened under scheme code for accounts opened under Baroda Health Care Scheme?
a)
LA551
b)
LA552
c)
LA553
d)
LA554
120.
Which of the following ratio/ratios are applicable for NBFCs
a)
Net NPA % only
b)
ROA% only
c)
ROE% only
d)
Total Debt/Net Owned funds only
e)
All of these
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