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Unit 11 Review

Total questions: 30

Worksheet time: 15mins

Name
Class
Date
1.

How long does it typically take to get a Bachelor's Degree?

a)

2 years

b)

4 years

c)

5 years

d)

6 years

2.

What is a drawback of private schools?

a)

no career counselors

b)

they are more expensive

c)

lack of options

d)

lack of networking

3.

What is an advantage of community colleges?

a)

more options

b)

lower tuition

c)

on campus housing

d)

more prestige

4.

What is a reason for going to a trade school?

a)

more options

b)

easier schedule

c)

hands-on training

d)

free tuition

5.

What is a benefit of a public university?

a)

campus life and programs

b)

prestige

c)

low cost for out-of-state students

d)

no meal card requirement

6.

What is true about student loans?

a)

they don't have to be paid back

b)

there is no interest

c)

they may be government-backed or private

d)

they are all subsidized

7.

What is a long-term benefit of post-secondary education or training?

a)

start making money sooner

b)

no student loans

c)

higher average lifelong earnings

d)

guaranteed employment

8.

What kind of aid does NOT need to be paid back?

a)

loans

b)

unsubsidized interest

c)

tuition

d)

grants

9.

What is an additional expense that students have to pay in college?

a)

fees

b)

federal grants

c)

interest on scholarships

d)

professor's salaries

10.

What should you consider when choosing a college?

a)

acceptance rate

b)

debt after graduation

c)

earnings after graduation

d)

all of these

11.

What is one way to save money on post-secondary education?

a)

start at private university, then transfer

b)

start at a community college, then transfer

c)

default on your loans

d)

enroll in a full time schedule

12.

What is the net price of college?

a)

the cost that is advertised

b)

the amount of aid you receive

c)

what you pay after aid is calculated

d)

the amount of your loan that is subsidized

13.

How does a work-study program help?

a)

guaranteed job after graduation

b)

provides free tutoring

c)

allows students to earn money and pay for college at the same time

d)

cancels all tuition

14.

What is the sticker price of college?

a)

What you actually pay

b)

the cost that is advertised

c)

the amount of aid you receive

d)

the operational costs

15.

Which type of school receives funding from the federal government?

a)

private university

b)

public university

c)

trade school

d)

technical school

16.

How much do you have to pay to complete the FAFSA?

a)

it depends on student income

b)

it depends on parent income

c)

it is free

d)

$100 fee each year

17.

What does the completed FAFSA do?

a)

determines what scholarships you can get

b)

gives every student the same amount of aid

c)

automatically gives every applicant some free money

d)

determines your financial needs for college

18.

Which colleges should you send your FAFSA information to?

a)

only the ones you have applied to

b)

every school in your state

c)

every school you are considering

d)

only the school you are going to

19.

Which of the following do you not have pay back?

a)

subsidized loans

b)

unsubsidized loans

c)

private loans

d)

grants

20.

What is one reason private schools are usually more expensive than public colleges?

a)

They have more programs

b)

They have bigger campuses

c)

they have fewer students attending

d)

They have no influential alumni

21.

What payment method can you use to shorten your loan term?

a)

only pay quarterly (4 times a year)

b)

pay extra money every month

c)

make your payments early in the month

d)

do not make down payments

22.

What is a good option if you plan on entering a vocational career?

a)

private university

b)

graduate school

c)

trade school

d)

public college

23.

Who needs an FSA ID?

a)

college counselors

b)

students only

c)

parents only

d)

students and parents

24.

Which of the following is the amount you have to pay for college?

a)

sticker price

b)

loan interest

c)

grants

d)

net price

25.

After completing the FAFSA, who will tell you how much aid you are eligible for?

a)

the federal government

b)

state governments

c)

the school that accepts you

d)

a loan servicer

26.

How often do you have to complete the FAFSA?

a)

every semester

b)

once a year

c)

only once

d)

at the beginning and end of college

27.

What is the most important document you need to fill out the FAFSA?

a)

your college application

b)

your tax returns

c)

your high school transcript

d)

your resume

28.

What does deferment mean?

a)

canceling your student loan

b)

pausing payments on your student loan

c)

paying your student loan off early

d)

having your cosigner pay off your student loan

29.

What is a consequence of letting your loan payments become delinquent?

a)

jail time

b)

late fee

c)

loan cancellation

d)

subsidy

30.

What is a legal action that can be taken if your student loans are far past due?

a)

jail time

b)

wage garnishment

c)

felony

d)

misdemeanor