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PRUWealth Enrich 2.0

Total questions: 16

Worksheet time: 8mins

Name
Class
Date
1.

What is the minimum Basic Sum Assured (BSA) for PRUWealth Enrich 2.0?

a)

RM 100,000

b)

RM 300,000

c)

RM 500,000

d)

RM 800,000

2.

Which of the following premium payment terms are available for PRUWealth Enrich 2.0, for BSA below RM500,000?

a)

5, 10 and 20 pay

b)

5, 20 and Full pay

c)

10, 20 and Full pay

d)

5, 10, 20 and Full pay

3.

What are the frequency of payment for PRUWealth Enrich 2.0?

a)

Monthly, Half-Yearly or Yearly

b)

Monthly, Quarterly or Yearly

c)

Monthly, Quarterly, Half-Yearly or Yearly

d)

Monthly, Quarterly or Half-Yearly

4.

Which of the following riders are attachable to PRUWealth Enrich 2.0?

a)

Crisis Guard, Crisis Care, Total Multi Crisis Care, Payor Basic and 2Parent Payor Basic

b)

Crisis Guard, Crisis Care, Crisis Plus, Payor Basic and 2Parent Payor Basic

c)

Crisis Care, Total Multi Crisis Care, Child Birth, Payor Basic and 2Parent Payor Basic

d)

Crisis Guard, Crisis Care, Buy Property, Marriage, Payor Basic and 2Parent Payor Basic

5.

What is the entry age for PRUWealth Enrich 2.0?

a)

14 weeks and Age Next Birthday 70

b)

14 days old to Age Next Birthday 70

c)

13 weeks to Age Next Birthday 70

d)

13 days old to Age Next Birthday 70

6.

Is advance premium payment allowed for PRUWealth Enrich 2.0?

a)

Yes

b)

No

7.

What are the enhancements in PRUWealth Enrich 2.0 compared to PRUWealth Enrich?

a)

Legacy Settlement Option

b)

Add and extra 400% of Basic Sum Assured (BSA) if accidental death occurs while commuting in a commercial aircraft as a fare-paying passenger

c)

Crisis Care and Total Multi Crisis Care

d)

Total Multi Crisis Care

8.

What are the option available under Legacy Settlement Option (LSO) ?

a)

Immediate Lump Sum payable upon death of policyholder (Emergency fund for family)

b)

Structured Instalments Payout (Sustain standard of living)

c)

Milestone-Based Payout payable when nominee(s) complete life events (Support important moments of your loved ones

9.

For Structure Instalments Payout, what is the minimum instalment payout?

a)

RM2.000 per month or RM24,000 per year

b)

RM2,000 per month or RM24,000 per month

c)

RM2,000 per month or RM24,000 per year

d)

RM2,000 per month or RM24.000 per year

10.

What instalment Payout Frequency are available for Structured Instalment Payout?

a)

Monthly Instalments

b)

Yearly Instalments

c)

Monthly, Quarterly, Half Years or Yearly Instalments

d)

Monthly or Yearly Instalments

11.

What is the payout term for Structured Instalments Payout?

a)

Payout term between 5 to 30 years

b)

Payout term between 5 to 35 years

c)

Payout term between 5 to 40 years

d)

Payout term between 5 to 45 years

12.

What is the Life’s Milestones available in PRUWealth Enrich 2.0?

a)

Started a business

b)

Get Married

c)

Having a child

d)

Owned a property

13.

Can the Policyowner leave a customised message for Nominee(s) upon achieving a Life Event?

a)

Yes

b)

No

14.

How many Life event can Policyowner set for each Nominee?

a)

2

b)

3

c)

8

d)

9

15.

There will be a discount on the insurance charge for Basic Benefits depending on BSA. Please select the correct answer.

a)

A) BSA RM300,000 - RM499,999 - Discount 15%

B) BSA RM500,000 and above - Discount 25%

b)

A) BSA RM300,000 - RM499,999 - Discount 10%

B) BSA RM500,000 and above - Discount 20%

c)

A) BSA RM500,000 - RM799,999 - Discount 15%

B) BSA RM800,000 and above - Discount 25%

d)

A) BSA RM500,000 - RM799,999 - Discount 10%

B) BSA RM800,000 and above - Discount 20%

16.

What is the payable percentage if Accidental death due to commuting in public conveyance, elevator car, burning of theatre, hotel or other public building?

a)

An additional 100% of Sum Assured

b)

An additional 200% of Sum Assured

c)

An additional 300% of Sum Assured

d)

An additional 400% of Sum Assured