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Credit Card vs. Debit Card

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

Which card directly withdraws money from your bank account at the time of transaction?

a)

Credit card

b)

Debit card

2.

Which card allows you to borrow money up to a certain limit set by the issuer?

a)

Credit card

b)

Debit card

3.

What typically happens when you use a credit card and do not pay off the balance each month?

a)

The balance does not change

b)

You are charged interest on the remaining balance

4.

Which card usually requires a PIN (Personal Identification Number) for transactions?

a)

Credit card

b)

Debit card

5.

Which card can help you build a credit history?

a)

Credit card

b)

Debit card

6.

What is a common benefit of using a credit card responsibly?

a)

Decreased purchasing power

b)

Rewards like cash back or travel points

7.

Which card is directly linked to your checking or savings account?

a)

Credit card

b)

Debit card

8.

In the case of unauthorized transactions, which card typically offers more consumer protection?

a)

Credit card

b)

Debit card

9.

Which card might require you to pay an annual fee?

a)

Credit card

b)

Debit card

10.

When using a debit card, what happens if your account does not have enough funds for the transaction?

a)

The transaction goes through without any issue

b)

The transaction may be declined or result in overdraft fees