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Personal Finance 2

Total questions: 15

Worksheet time: 24mins

Name
Class
Date
1.

Money added to a checking account is called a

a)

withdrawal

b)

deposit

c)

endorsement

d)

drawee

2.
Shannon makes a deposit in her checking account. She has checks for $178.16 and $36.00. She gets back $20.00 in cash.
What is her total deposit?
a)
$214.16
b)
$198.16
c)
$194.16
d)
$234.16
3.
To take money OUT of your account, is called:
a)
WITHDRAWAL
b)
DEPOSIT
c)
TRUST
d)
STEAL
4.
Forgetting to record an ATM transaction could lead to a(n) _________________________ of your account.
a)
credit
b)
overdraft
c)
debit
5.

An account statement includes all the following except _____.

a)

a list of outstanding deposits.

b)

the date a transaction cleared the bank.

c)

the opening balance.

d)

transaction amounts.

6.
If you have $1,000, you should deposit it in a checking account that pays interest.
a)
True
b)
False
7.
This account allows you to withdraw money, pay a bill, or make purchases easily.
a)
Checking Account
b)
Savings Account
c)
Market Money Account
d)
CD Account
8.
This allows you to withdraw cash from your account or make payments electronically.
a)
Debit Card
b)
Loan Account
c)
Signature Card
d)
Payday card
9.

What is wrong with this check?

a)

Name is incomplete

b)

Check amount is not written out

c)

Signature issues

d)

Date issues

10.

How much is the check worth?

a)

$5

b)

$50

c)

$500

d)

$0

11.
What should be written on line 6?
a)
the date
b)
the amount of the check
c)
who the check is going to
d)
your signature
12.

Overdraft protection...

a)

Allows you to withdraw more money than you have in your account

b)

Protects your account from unauthorized transactions

c)

Helps you save money for emergencies

d)

Provides insurance for your deposits

13.

Which of the following is NOT required to open a checking account?

a)

Proof of identity

b)

Proof of address

c)

Social security number

d)

Minimum age requirement

14.

How can you protect your checking account when using online and mobile banking?

a)

Use strong and unique passwords

b)

Avoid using public Wi-Fi networks

c)

Regularly monitor your account activity

d)

All of the above

15.

The least amount that must be paid on a credit card each month is

a)

Late Fee

b)

Credit Limit

c)

Payment Amount

d)

Minimum Payment