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Balancing Your Checkbook

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

If your check register shows a balance of $500 and you deposit $300, what will be your new balance?

a)

$600

b)

$800

c)

$1000

d)

$200

2.

Explain the purpose of using a check register when balancing your checkbook.

a)

To track the number of hours you spend watching TV

b)

To keep track of all transactions and payments made from your checking account.

c)

To record your favorite recipes

d)

To keep track of your social media passwords

3.

If you write a check for $50 and then another check for $75, what should you do in your check register?

a)

Subtract $75 and then $50 from the current balance

b)

Add $50 and then $75 to the current balance

c)

Subtract $50 and then $75 from the current balance

d)

Ignore the checks and keep the current balance

4.

What information should you record in your check register when you write a check?

a)

Time, payee's name, check number, total amount, reason for payment

b)

Date, payee's name, check number, amount, purpose of payment

c)

Month, payee's name, check number, balance, purpose of withdrawal

d)

Date, recipient's address, check number, amount, bank's address

5.

If you have a starting balance of $100 and you write a check for $75, what will be your new balance?

a)

$100

b)

$75

c)

$50

d)

$25

6.

Why is it important to reconcile your checkbook regularly?

a)

To ensure that your records match the bank's records and to catch any errors or fraudulent activity.

b)

To impress your friends

c)

To keep track of your favorite restaurants

d)

To practice your math skills

7.

If you receive a deposit of $200 and then write a check for $150, what should you do in your check register?

a)

Add $150 to the deposit of $200, leaving a balance of $350.

b)

Ignore the deposit and write a new check for $150.

c)

Subtract $200 from the check amount of $150, leaving a balance of -$50.

d)

Subtract $150 from the deposit of $200, leaving a balance of $50.

8.

Explain the process of reconciling your checkbook with your bank statement.

a)

Guessing the balance

b)

Comparing transactions, making adjustments, and ensuring balances match

c)

Asking a friend to do it for you

d)

Ignoring any discrepancies

9.

What are the consequences of not keeping an accurate check register?

a)

Increasing your credit score

b)

Overdrawing your account, incurring fees, and difficulty in tracking expenses

c)

Avoiding overdraft fees

d)

Easier to track expenses

10.

If your bank statement shows a different balance than your check register, what steps should you take to resolve the discrepancy?

a)

Assume the bank made a mistake and file a complaint

b)

Stop using the bank account and open a new one

c)

Ignore the discrepancy and hope it resolves itself

d)

Compare the transactions, look for errors, and reconcile the differences.