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Unit 2 Study Guide- $$$

Total questions: 27

Worksheet time: 14mins

Name
Class
Date
1.

Which statement best describes how to comparison shop for a new smartphone?

a)

Buy several models, test each one to see which you like best, and return the others

b)

Set a budget, decide on the features you need, and research which models and brands best meet your criteria

c)

Visit multiple stores and negotiate with salespeople to lower the price until one fits within your budget

d)

Create a blog that tracks and compares the prices of popular smartphones at different retailers

2.

You're planning to upgrade your mountain bike to a newer model. What should be one of your first steps in comparison shopping?

a)

Decide what bicycle features you care most about

b)

Visit the store that sells the least expensive bicycles

c)

Locate a coupon for bicycles

d)

Sell your old bicycle

3.

For her upcoming birthday party, Emily is deciding between ordering pizza or making homemade sandwiches. Which option requires more consideration regarding guests' preferences and dietary restrictions?

a)

Neither -- both choices are simple and straightforward

b)

The pizza -- because it's important to choose a variety of toppings

c)

The homemade sandwiches -- because they can be customized for each guest

d)

Both -- it's essential to consider guests' preferences and dietary restrictions for any food served at a party

4.

Sofia wants to buy a new pair of jeans. At Pants World, the jeans she wants cost $40 and they're having a 25% off sale. At All Clothes, the same jeans cost $38 and she has a $6 off coupon. What is the best deal?

a)

Purchase at Pants World, because the cost after discount will be $15

b)

Purchase at Pants World, because the cost after discount will be $30

c)

Purchase at All Clothes, because the cost after coupon will be $32

d)

Purchase at All Clothes, because the cost after coupon will be $32

5.

Imagine you're at a clothing store and you see a sign that says "Buy One, Get One Free" on jeans. Why does the store offer such a deal?

a)

The store advertises the deal but charges you for the second pair of jeans at the checkout.

b)

The store profits because you're still required to pay taxes on the free pair of jeans.

c)

Most stores aren't focused on making a profit, so giving away a free pair of jeans doesn't affect their bottom line.

d)

Attractive deals like this encourage customers to make purchases they didn't initially plan on and build loyalty towards the store or brand.

6.

On a restaurant receipt, you will commonly find each of these items EXCEPT...

a)

The date and time of your dining

b)

The total cost of your food and drinks

c)

The tax and tip that were added to your bill

d)

The total money in the bank account you used to pay

7.

Naya has done a lot of shopping recently. Which receipt should she probably keep the longest?

a)

CVS receipt for a juice and a pack of ponytail holders

b)

Mall store for 5 shirts and 2 pants, all of which she's tried on and fit

c)

Restaurant receipt for sandwich, salad, and lemonade

d)

Target receipt for bluetooth headphones for her and a popular toy for her niece's birthday

8.

Ellen's receipt shows she bought a latte and two cake pops from the cafe at her job. How many items did Ellen buy?

a)

1

b)

2

c)

3

d)

4

9.

How much did Ruth pay for this meal at the café? $1.17 for extra ranch and $10.03 for a chicken sandwich meal, $0.50 for a large drink upcharge

a)

$1.17

b)

$11.70

c)

$12.87

d)

$14.50

10.

Complete this sentence: After reviewing her monthly finances, Sarah noticed her checking account statement...

a)

is the receipt she received from the grocery store when she paid with a check

b)

tells her about the bank's policies on fees

c)

lists all the purchases and deposits she's made in the previous month

d)

allows her to take out a student loan for college

11.

Which of the following transactions will REDUCE the amount of money in your checking account?

a)

Deposit a check your uncle gives you for your birthday

b)

Use your debit card to get money from an ATM

c)

Buy an expensive new bike using cash

d)

Transfer funds from your saving account to your checking account

12.

What do you need in order to open a checking account?

a)

A form of ID and proof of address

b)

At least $50 saved up

c)

A report card showing you've passed all your classes

d)

Two letters of recommendation

13.

Chang wants to use his mobile wallet at a coffee shop while grabbing his morning coffee. What does he need to do to pay for his order?

a)

He holds his smart phone next to the shop's checkout terminal

b)

He uses his laptop to order his coffee on the shop's website

c)

He scans the shop receipt using his cell phone within the next 24 hours

d)

He uses his phone to buy a gift card from the shop and then pays for the coffee with the gift card

14.

Imagine you received two cards for your birthday: a prepaid card and a gift card. What is the primary difference between these two cards?

a)

Prepaid cards can be used to shop online, but gift cards cannot

b)

Prepaid cards are made of plastic, but gift cards are usually cardboard

c)

Prepaid cards can be used at many different stores, but gift cards are usually for a specific store

d)

Prepaid cards are only for people without checking accounts, but gift cards are for everyone

15.

Which of these is a common reason someone would use a peer-to-peer payment app?

a)

To deposit a work paycheck into their checking account

b)

To buy groceries at the supermarket

c)

To repay a friend who covered their costs at a restaurant

d)

To keep track of their spending and saving

16.

John wants to buy a new laptop. What should be his first step in comparison shopping?

a)

Buy the first laptop he sees

b)

Decide what laptop features he cares most about

c)

Visit the store that sells the least expensive laptops

d)

Ask his friends for their opinions

17.

Imagine you're managing your finances and are looking at different activities that affect your bank account. Which of the following actions will INCREASE the amount of money in your checking account?

a)

Use your debit card to buy groceries

b)

Withdraw money from an ATM

c)

Deposit a paycheck into your account

d)

Buy a new phone using your debit card

18.

Imagine you're at a shopping mall with two cards in your wallet: a credit card and a debit card. What is the primary difference between these two cards?

a)

Credit cards are made of plastic, but debit cards are usually cardboard

b)

Credit cards allow you to borrow money up to a certain limit in order to purchase items or withdraw cash

c)

Debit cards can be used to shop online, but credit cards cannot

d)

Debit cards are only for people without checking accounts, but credit cards are for everyone

19.

What is the first step to take when planning to buy a new car?

a)

Buy the first car you see

b)

Decide what car features you care most about

c)

Visit the dealership that sells the least expensive cars

d)

Ask your friends for their opinions

20.

Which of these is a common reason someone would use a credit card?

a)

To deposit a work paycheck into their checking account

b)

To buy groceries at the supermarket

c)

To repay a friend who covered their costs at a restaurant

d)

To make a large purchase and pay it off over time

21.

After reviewing his monthly finances, John noticed his credit card statement...

a)

is the receipt he received from the grocery store when he paid with a card

b)

tells him about the bank's policies on fees

c)

lists all the purchases and payments he's made in the previous month

d)

allows him to take out a student loan for college

22.

John wants to buy a new laptop. At Tech World, the laptop he wants cost $800 and they're having a 20% off sale. At All Electronics, the same laptop cost $750 and he has a $100 off coupon. What is the best deal?

a)

Purchase at Tech World, because the cost after discount will be $640

b)

Purchase at All Electronics, because the cost after coupon will be $650

c)

Purchase at Tech World, because the cost after discount will be $600

d)

Purchase at All Electronics, because the cost after coupon will be $600

23.

Imagine you're at a store with two cards in your wallet: a credit card and a store card. What is the primary difference between these two cards?

a)

Credit cards are made of plastic, but store cards are usually cardboard

b)

Credit cards allow you to borrow money up to a certain limit in order to purchase items or withdraw cash

c)

Store cards can be used to shop online, but credit cards cannot

d)

Store cards are only for people without checking accounts, but credit cards are for everyone

24.

Imagine you're managing your finances and are looking at different activities that affect your bank account. Which of the following actions will DECREASE the amount of money in your checking account?

a)

Use your debit card to buy groceries

b)

Withdraw money from an ATM

c)

Deposit a paycheck into your account

d)

Buy a new phone using your debit card

25.

Emma wants to buy a new dress. At Fashion World, the dress she wants cost $60 and they're having a 30% off sale. At All Styles, the same dress cost $50 and she has a $10 off coupon. What is the best deal?

a)

Purchase at Fashion World, because the cost after discount will be $42

b)

Purchase at All Styles, because the cost after coupon will be $40

c)

Purchase at Fashion World, because the cost after discount will be $40

d)

Purchase at All Styles, because the cost after coupon will be $45

26.

Which of the following transactions will INCREASE the amount of money in your checking account?

a)

Use your debit card to buy a new phone

b)

Withdraw money from an ATM

c)

Deposit a paycheck into your account

d)

Buy groceries using cash

27.

Imagine you're at a store with two cards in your wallet: a debit card and a store card. What is the primary difference between these two cards?

a)

Debit cards are made of plastic, but store cards are usually cardboard

b)

Debit cards allow you to spend money by deducting it directly from your bank account

c)

Store cards can be used to shop online, but debit cards cannot

d)

Store cards are only for people without checking accounts, but debit cards are for everyone