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Chapter 21: The Government and Banking

Total questions: 18

Worksheet time: 10mins

Name
Class
Date
1.

What is the name of the United States Central Bank?

a)

US Bank

b)
Federal Reserve
c)
Bank of America
d)
Wells Fargo
2.

To trade a good or service for another good or service.

a)
Exchange
b)
Barter
c)
Sell
d)
Donate
3.

Metallic form of money.

a)
Plastic
b)
Coin
c)
Digital
d)
Paper
4.

Money, both in coin and paper bills,

a)

Exchange Rate

b)

Cash

c)

Dollar

d)

Currency

5.

A financial institution that offers full financial services to individuals and services.

a)

Dollar Store

b)

Credit Union

c)

Federal Reserve

d)

Bank

6.

A nonprofit service cooperative that accepts deposits, makes loans, and provides other financial services to members.

a)
Credit union
b)
Bank
c)

Stock Exchange

d)

Federal Reserve

7.

What New Deal program offered deposit insurance to American banks?

a)

IRS

b)

SSA

c)

NRA

d)

FDIC

8.

Select all of the characteristics of money for it to be accepted.

a)

Durable

b)

Portable

c)

Divisible

d)

Colorful

e)

Limited Supply

9.

The first function of money...Money serves as a medium of (a)   ?

10.

Second of the three main functions of money...Money is a store of (a)   .

11.

The third main function of money...Money serves as a (a)   of value.

12.

An institution that lends money to other banks, also the place where government does their banking business.

a)
Commercial bank
b)
Investment bank
c)
Retail bank
d)
Central bank
13.

What does FOMC stand for?

a)
Federal Oversight Market Committee
b)
Financial Oversight Management Council
c)
Federal Open Market Committee
d)
Fiscal Open Market Commission
14.

What is the interest rate called that the Federal Reserve charges to other financial institutions?

a)
Stock market rate
b)

Discount rate

c)
Treasury bond rate
d)
National debt rate
15.

What is the percentage of a deposit that banks have to set aside as cash in their own vaults or at the Federal Reserve called?

a)
Cashback requirement
b)
Deposit obligation
c)
Reserve requirement
d)

Discount rate

16.

Select all of the roles the Federal Reserve has.

a)

The government's bank

b)

Keep the economy strong and healthy

c)

Regulate commercial banks

d)

Manages the nation's currency

17.

What is the savings account called where it is a timed deposit that gives that interest after it matures called?

a)
Savings Bond
b)
Certificate of Deposit (CD)
c)
Money Market Account
d)
Checking Account
18.

What type of banking account can you withdraw deposited money at any time?

a)
Investment account
b)

Certificate of Deposit

c)
Checking account
d)

Money Market account