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W!SE Test Prep INVESTING QUIZ (Part 1)

Total questions: 1

Worksheet time: 7mins

Name
Class
Date
1-10.
1.

What is the primary goal of investing?

a)

To spend money on goods and services

b)

To save money for immediate use

c)

To get your money working for you

d)

To keep your money safe under your mattress

2.

Which of the following is NOT a way to make money through investing?

a)

Earning interest

b)

Receiving dividends

c)

Capital gains

d)

Winning the lottery

3.

What does ROI stand for?

a)

Return Of Interest

b)

Risk Of Interest

c)

Return On Investment

d)

Rate Of Inflation

4.

What is compound interest?

a)

Interest earned on the original investment only

b)

Interest that remains the same every year

c)

Interest earned on both the original investment and previous interest

d)

A fixed interest rate for the life of the investment

5.

How does the frequency of compounding affect the growth of an investment?

a)

No impact on growth

b)

Slows down growth

c)

Stops growth after a year

d)

Increases growth

6.

What is the Rule of 72 used for?

a)

Figuring out the total return on investment

b)

Measuring the risk of an investment

c)

Determining how long it takes for an investment to double

d)

Calculating annual interest rates

7.

What does liquidity refer to in terms of savings and investments?

a)

The amount of money invested

b)

The risk associated with an investment

c)

The ability to convert to cash quickly

d)

The interest rate of a savings account

8.

What is a major difference between savings and investments?

a)

Investments have high liquidity

b)

Savings can be used for long-term goals

c)

Investments cannot lose value over time

d)

Savings prioritize ease of access over growth

9.

What kind of risk might you face if a company you invested in goes bankrupt?

a)

Interest rate risk

b)

Market risk

c)

Credit risk

d)

Operational risk

10.

What should your investment decisions be based on?

a)

A random selection

b)

The latest trends on social media

c)

Your risk tolerance

d)

The advice of friends and family