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Worksheets

FO - 2

Total questions: 15

Worksheet time: 15mins

Name
Class
Date
1.

Which of the following statements are true?

a)

A bank’s assets are its sources of funds.

b)

A bank’s liabilities are its uses of funds.

c)

A bank’s balance sheet shows that total assets equal total liabilities plus equity capital

d)

All of them are correct

2.

Balance sheet of commercial bank shows that

a)

Total assets equals total liabilities plus equity capital.

b)

Lists sources and uses of bank funds

c)

Indicates whether or not the bank is profitable

d)

All of them are correct

3.

Which of the following are reported as liabilities on a bank’s balance sheet?

a)

Reserves at Central Bank

b)

Loans to corporation

c)

Checkable deposits

d)

Deposits money at other banks

4.

Which of the following are reported as liabilities on a bank’s balance sheet?

a)

Saving deposits

b)

Government bond

c)

Discount loans from Central Bank

d)

Building and machine

5.

Which of the following is not an entity of the Federal Reserve System?

a)

Federal Reserve Banks

b)

The FDIC

c)

The Board of Governors

d)

The FOMC

6.

Goal independence is:

a)

the ability of the central bank to set monetary policy goals.

b)

the ability of Congress to set monetary policy goals.

c)

the ability of the president to set monetary policy instruments

d)

the ability of Congress to set monetary policy instruments.

e)

the ability of the central bank to set monetary policy instrument

7.

Central bank's assets include:

a)

Government securities.

b)

Discount loans.

c)

Currency in circulation.

d)

Commercial bank's reserves

8.

Reserves are equal to the sum of

a)

required reserves and excess reserves.

b)

required reserves and vault cash reserves.

c)

excess reserves and vault cash reserves.

d)

excess reserves and total reserves

9.

The percentage of deposits that banks must hold in reserve in the

a)

excess reserve ratio.

b)

required reserve ratio

c)

total reserve ratio

d)

currency ratio

10.

An increase in government securities held by the Central Bank leads to

a)

easing monetary policy

b)

tightening monetary policy

11.

By making discount loans, the Central Bank provides reserves to the banking system. Do you agree?

a)

Yes

b)

No

12.

By making discount loans, the Central Bank earns interest income. Do you agree?

a)

Yes

b)

No

13.

By making discount loans, the Central Bank increases its assets. Do you agree?

a)

Yes

b)

No

14.

An increase in discount loans by the Central Bank leads to

a)

A decline in monetary supply

b)

An increase in the monetary supply

15.

When the Central Bank purchases a government bond in the open market

a)

Reserves in the banking system increase.

b)

Reserves in the banking system decline.

c)

Central Bank's liabilities remain unchanged.

d)

Central Bank's liabilities decrease.