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FHS Eco Unit 4 Test

Total questions: 22

Worksheet time: 16mins

Name
Class
Date
1.

Choose the most accurate definition of "money".

a)

Money is anything generally accepted in payment for goods or services or in the repayment of debts.

b)

Money is anything recognized in trading and transaction for goods.

c)

Money is legal currency that is released by banks to satisfy the financial needs of the people.

2.

The primary function of money is

a)

the store of value function

b)

the medium of exchange function.

c)

the unit of account function

d)

the savings function.

3.

This can be used in place of money.

a)

Fiat money

b)

Cash

c)

National currency

d)

Trading or bartering

4.

The difference between representative money and fiat money is that

a)

representative money is worth more than fiat money.

b)

fiat money is counted in coins; representative money is counted in paper dollars.

c)

fiat money is more durable than representative money.

d)

representative money is backed by silver or gold, ; fiat money is not.

5.

Eric purchased a movie ticket with his card. This money will come straight out of his checking account. What card did he use?

a)

Debit Card

b)

Credit Card

c)

Both

6.

Barter is inconvenient because

a)

of the necessity of the double coincidence of wants.

b)

large amounts of money are required.

c)

gold is bulky and difficult to transport during day-to-day transactions

d)

because resources are limited.

7.

The Fed is comprised of how many regional central banks

a)

6

b)

10

c)

8

d)

12

8.
The Federal Reserve can increase __________, which makes banks more selective when loaning out money
a)
Reserve Requirements
b)
Percentage/Earnings Ratios
c)
Dividends
d)
Blue Chip Stocks
9.
Which of the following is one of the main parts of the Federal Reserve System?
a)
Board of Operators
b)
New York Stock Exchange
c)
Federal Open Market Committee
d)
stock market
10.
The primary role of the Federal Reserve Bank is to steer the economy by
a)
controlling the budget
b)
setting spending levels.
c)
controlling the money supply.
d)
loaning out money.
11.

Actions taken by the Federal Reserve are called _________ policy.

a)

monetary

b)

rules

c)

Money

d)

governors

12.

Government revenue can include which of the following? (Choose 3)

a)

income taxes

b)

regulatory taxes

c)
  • excise taxes

d)

property taxes

13.

All government expeditures over a 12 month period is the


a)

Gross Dometic Product

b)

Federal Budget

14.

  • Who has more influence on the federal budget?

a)

business cycles

b)

president and congress

15.

Actions taken by the Federal Reserve are called _________ policy.

a)

monetary

b)

rules

c)

Money

d)

governors

16.
In a recession, the Fed would likely
a)
Increase the supply of money in the economy
b)
Decrease the supply of the money in the economy
17.

Tax on sold goods and services are called

a)

excise tax

b)

income tax

c)

sales tax

d)

estate tax

18.

Welfare programs people can benefit from if they qualify

a)

capital budget

b)

personal property

c)

entitlement programs

d)

operating budget

19.

__________ refers to the government's ability to raise taxes and spend the money it raises.

a)

Fiscal Policy

b)

Monetary Policy

c)

Social Policy

20.

The two big-ticket mandatory spending items. These are social security and Medicare, and they are paid for with dedicated __________

a)

federal taxes

b)

federal subsidies

21.

What are the consequences of a high US National debt?

a)

Decreased interest payments, increased economic growth, lower taxes, and potential stagnation.

b)

Decreased interest payments, increased economic growth, lower taxes, and potential recession.

c)

Increased interest payments, reduced economic growth, higher taxes, and potential inflation.

d)

Decreased interest payments, increased economic growth, lower taxes, and potential deflation.

22.

What are the risks of printing more money to stimulate the economy?

a)

Inflation

b)

Increased national debt

c)

Hyperinflation

d)

Currency devaluation