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Homeowner's Insurance

Total questions: 8

Worksheet time: 4mins

Name
Class
Date
1.

What is Homeowners Insurance?

a)

Protects you against financial loss

b)

Covers your property and damage

c)

Provides income for when a worker is not able to perform

d)

Contract between you and your insurance company

2.

What does homeowners insurance cover?

a)

Personal belongings

b)

Property damage

c)

Liability

d)

All of the above

3.

How many different options of homeowners insurance are there?

a)

7

b)

8

c)

9

d)

10

4.

What does personal property coverage in homeowners insurance include?

a)

Belongings inside the house

b)

Additional living expenses

c)

Structure of the home

d)

Liability claims

5.

Average annual cost of homeowners insurance in Virginia is approximately...

a)

$4,565

b)

$3,900

c)

$2,848

d)

$1,277

6.

Why is home insurance important for homeowners?

a)

To comply with legal requirements

b)

Protect personal belongings

c)

Protect against damage from disasters

d)

All of the above

7.

What is the purpose of liability coverage in home insurance?

a)

To protect homeowner's personal belongings

b)

To cover damage to the physical structure of the house

c)

Provide financial protection in case of accidents or injuries on the property

d)

To reimburse homeowners for additional living expenses

8.

Which of the following is NOT typically covered by a standard homeowners insurance policy?

a)

Earthquake damage

b)

Theft of personal property

c)

Fire damage

d)

Liability for injuries on the property