1. a) To reduce risk by spreading investments across different assets

1. b) To focus all investments in one high-return asset

c) To limit the number of investments for easier management

d) To invest only in one type of asset for simplicity

1. a) Real Estate

1. b) Credit Card

c) Savings Account

d) Personal Loan

Exchanging currencies

Paying bills electronically

Buying and selling companies' shares

Obtaining loans from banks

1. Traditional Banks Online

1. Financial Regulations

1. Tech-driven Financial Innovation

1. High-Risk Investments

1. a) It decreases the total savings amount

1. b) It has no impact on savings

c) It accelerates the growth of savings over time

d) It only applies to investments, not savings

Rising stock prices and investor optimism.

Falling stock prices and economic decline

Stagnant stock prices and low volatility

Increased government regulations on the market.

1. A short-term loan from a bank

1. A loan to the government

1. A line of credit for emergencies

1. A type of insurance policy.

1. A rise in stock prices

1. A decline in unemployment.

1. An increase in interest rates

1. A decrease in the purchasing power of money

Providing investment advice and financial planning

Offering guaranteed high returns with little risk

Impersonating legitimate financial institutions

Promising debt relief for a fee

It has no impact on financial transactions

It affects the stock market prices

It is only relevant for savings accounts

It determines the interest rate on loans and credit cards

A direct tax levied on income

An indirect tax levied on consumption of goods and services

A tax on corporate profits

A wealth tax on assets.

Government bonds issued by the Indian government

Stock market indices that track the performance of leading Indian companies

Mutual funds investing in a diversified portfolio of Indian stocks

Regulatory bodies overseeing the Indian stock market.

1. Long-term financing for large purchases like cars or houses.

1. Securing high-interest loans for business ventures.

1. Splitting the cost of purchases into smaller, interest-free installments.

1. Investing in stocks and bonds through a mobile app.

1. Investment by Indian companies in overseas markets.

1. Individuals investing their savings in foreign stocks and bonds.

1. Government spending on infrastructure development projects.

1. Investment by foreign companies in Indian businesses and sectors.